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KALICOOP

Active
Cooperative companyfounded 2013active for 13 yearsRue de Steppes 24, 4000 Liège, Belgium15 active companies are registered at this addressKBO/BCE: BE 0536.499.080
Summary

KALICOOP has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153,515 and a net result of €4,298. Equity remains stable across the filed financial years (±0.2% per year). Its solvency ranks better than 22% of 4,581 sector peers (NACE 70, financial year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Business and other management consultancy
NACE 70200
9 sites
Size
€852,252total assets 2024
Staff
20.8 FTE
Equity
€153,515
Profit
€4,298
Financial health
56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Largest shareholder
STEP BY STEPPES · 29.03%
Holdings
2
  • STÉVENS DelphineChair
  • RIKAR DelphineDirector
Accounts 77 days overdue2 of 14 deeds read
Why 56raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 31-07-2025)9 establishment unitslowers riskLiquidity: current ratio 1.65, cash €237,581Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 70, small)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency 43=
equity 18.0% of total assets
Liquidity 59-1
short-term debt 51.0% · cash 27.9%
Profitability 69-8
return on assets 0.5%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,514 companies, NACE 70, small)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €8,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 1.65, compared with 1.79 in 2023, above the usual 1.5; short-term debt: 51% and cash: 27.9% of total assets), but 82% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 19% on solvency, 79% on liquidity, 56% on profitability and 46% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 31-07-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.65, cash €237,581
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 9 establishment units
KBO · seat and establishments
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4581 sector peers (2024).
NBB · sector comparison
Position among 4581 sector peers
Solvency
better than 22%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €153,515
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 77 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline16-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
on the day
2023
12 days early
2022
64 days early
2021
25 days late
2020
107 days late
2019
74 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 22 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: DRÈZE Benoit (director)Appointments: RIKAR Delphine (director) and…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Appointments: ASBL < Step & Coop…Permanent representative: GEENEN Chrystelle ·…

Key points

  • Caution: Result fell in 2024from €55,543 to €4,298 ▼ 92.3% View
  • Caution: Accounts not fileddeadline was 31-07-2026 77 days late View
  • Among the largest 13% on gross marginsector median €83,334 · 3,466 companies €631,770 View

By topic

Financials

Financial year
2024
Total assets
€852,252
Profit
€4,298
Solvency
18.0%
Total assets▲ 1.5%
Net result
20182024
Go to Financials

Board & ownership

Board
2 members
Largest shareholder
STEP BY STEPPES · 29.03%
  • STÉVENS DelphineChair
  • RIKAR DelphineDirector
Go to Board & ownership

Timeline

Events
18
Since
2015
  1. 31-12-2024Equity above €150,000
  2. 19-07-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
9
Legal form
Cooperative company
Activity
Business and other management consultancyNACE 70200
Founded
08-07-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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