IDEA
ActiveIDEA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €3k. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 16% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+57
Solvency39=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
short-term debt: 0.2% and cash: 6.9% of total assets, and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 4860 sector peers (2025).
NBB · sector comparisonPosition among 4860 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
53 d early
2023
63 d early
2022
115 d early
2021
97 d early
2020
43 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k
2024 · €-45k
2018: €93k
2019: €11k
2020: €-57k
2021: €-31k
2022: €60k
2023: €-29k
2024: €-45k
2018 → 2025
Working capital
€436k▲ 1.3%
2024 · €431k
2018: €193k
2019: €200k
2020: €131k
2021: €164k
2022: €181k
2023: €457k
2024: €431k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€185k▲ 47.9%€156k▼ 15.9%€111k▼ 29.0%€113k▲ 2.3%
Operating result€-30k-€60k€-29k€-45k▼ 53.9%€3k
Net result€-31k-€60k€-29k€-45k▼ 53.7%€3k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €45k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €813k
Fixed assets
€375k▼ 0.8%
Current assets
€438k▲ 1.3%
Equity and liabilities €813k
Equity
€113k▲ 2.3%
Debt
€700k=
The debt ratio falls from 86.3% to 86.1%. Equity is higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €-26k
Cash flow
€6k▲
2024 · €-26k
Solvency
13.9%▲
2024 · 13.7%
Debt / equity
6.18▼
2024 · 6.33
ROE
2.3%▲
2024 · -40.8%
ROA
0.3%▲
2024 · -5.6%
Interest coverage
44.78▲
2024 · -186.10
Debt
€700k=
2024 · €700k
Debt ≤ 1 year
€1k▼
2024 · €2k
Debt > 1 year
€698k=
2024 · €698k
A ratio outside any meaningful range has been withheld (balance sheet total €813k, equity €113k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€810k€813k▲
Fixed assets21/28€378k€375k▼
Tangible fixed assets22/27€3k€0▼
Furniture and vehicles24€3k€0▼
Financial fixed assets28€375k€375k=
Current assets29/58€432k€438k▲
Amounts receivable after more than one year29-€347k
Other amounts receivable291-€347k
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€323k€32k▼
Trade receivables40€1k€32k▲
Other amounts receivable41€322k€0▼
Cash at bank and in hand54/58€105k€56k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€810k€813k▲
Equity10/15€111k€113k▲
Contributions10/11€8k€8k=
Reserves13€100k€100k=
Distributable reserves133€100k€100k=
Profit (loss) carried forward14€2k€5k▲
Amounts payable17/49€700k€700k=
Amounts payable after more than one year17€698k€698k=
Other amounts payable178/9€698k€698k=
Amounts payable within one year42/48€2k€1k▼
Trade debts44€2k€543▼
Suppliers440/4€2k€543▼
Taxes, remuneration and social security45€0€937▲
Taxes450/3€0€937▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€3k▼
Other operating charges640/8€3k€789▼
Gross operating margin9900€-22k€7k▲
Operating profit (loss)9901€-45k€3k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€138€128▼
Recurring financial charges65€138€128▼
Profit (loss) for the period before taxes9903€-45k€3k▲
Profit (loss) for the period9904€-45k€3k▲
Profit (loss) for the period to be appropriated9905€-45k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€5k▲
Profit (loss) brought forward from the previous period14P€48k€2k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 58current ratio 248.10
Current ratio from 4.26 to 248.10; short-term debt falls from €55k to €2k.
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €60k
Net result €60k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €185k ▲47.9%
Equity rises from €125k to €185k.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 38current ratio 61.72
Current ratio from 1.61 to 61.72; short-term debt falls from €214k to €3k.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-57k ▼623%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bois l'Evêque 154630 SoumagneGround area
581 m²
Building footprint
137 m²
Volume, LiDAR
854 m³
Parcel 62099C0337/00K000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IDEA SPRL
since 20072.161.112.191
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099C0337/00K000 | Wallonia | 580 m² | 1 · 137 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900MGD8T45JWW4O52
Similar companies · same sector, comparable size
Gilles Decock Home
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VD CONSULTING
BE 0898.186.346
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NOVACAR
BE 0822.037.386
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BELUX CAR LEASING
BE 0541.759.450
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ENTENDRE ET COMPRENDRE
BE 0824.074.485
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,414 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2002
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
46831Wholesale of construction materials, general range
46832Wholesale of timber
46900Non-specialised wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
51900
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:04/377.38.82