ICE Consulting
ActiveICE Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €35k. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 639 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
85
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.27 in 2024), and 37% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
137 d early
2024
45 d early
2023
35 d early
2022
34 d early
2021
29 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▼ 8.8%
2024 · €170k
2020: €29k
2021: €53k
2022: €98k
2023: €135k
2024: €170k
2020 → 2025
Total assets
€246k▼ 4.3%
2024 · €258k
2020: €178k
2021: €211k
2022: €246k
2023: €263k
2024: €258k
2020 → 2025
Net result
€35k▼ 1.5%
2024 · €36k
2020: €28k
2021: €24k
2022: €46k
2023: €36k
2024: €36k
2020 → 2025
Working capital
€11k▼ 52.8%
2024 · €23k
2020: €-100k
2021: €-78k
2022: €-41k
2023: €-10k
2024: €23k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€98k▲ 87.2%€135k▲ 36.9%€170k▲ 26.4%€155k▼ 8.8%
Operating result€32k-€27k▼ 15.5%€33k▲ 20.7%€32k▼ 3.4%€39k▲ 23.6%
Net result€24k-€46k▲ 93.5%€36k▼ 20.8%€36k▼ 2.1%€35k▼ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets
€145k▼ 1.8%
Current assets
€102k▼ 7.7%
Equity and liabilities €246k
Equity
€155k▼ 8.8%
Debt
€91k▲ 4.5%
The debt ratio rises from 33.9% to 37.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€48k▲
2024 · €41k
Cash flow
€44k▼
2024 · €44k
Solvency
63.0%▼
2024 · 66.1%
Current ratio
1.12▼
2024 · 1.27
Quick ratio
1.12▼
2024 · 1.27
Debt / equity
0.59▲
2024 · 0.51
ROE
22.5%▲
2024 · 20.9%
ROA
14.2%▲
2024 · 13.8%
Interest coverage
14.07▲
2024 · 9.57
Debt
€91k▲
2024 · €87k
Debt ≤ 1 year
€91k▲
2024 · €87k
Income taxes
€9k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€258k€246k▼
Fixed assets21/28€147k€145k▼
Tangible fixed assets22/27€27k€25k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€21k€19k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€120k€120k=
Current assets29/58€110k€102k▼
Amounts receivable within one year40/41€23k€23k▲
Trade receivables40€15k€20k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€88k€77k▼
Deferred charges and accrued income490/1€145€1k▲
Equity and liabilities
Total equity and liabilities10/49€258k€246k▼
Equity10/15€170k€155k▼
Contributions10/11€1k€1k=
Reserves13€169k€154k▼
Distributable reserves133€169k€154k▼
Amounts payable17/49€87k€91k▲
Amounts payable within one year42/48€87k€91k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€76k€79k▲
Accrued charges and deferred income492/3€360€360=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€449€462▲
Gross operating margin9900€41k€49k▲
Operating profit (loss)9901€32k€39k▲
Financial income75/76B€17k€9k▼
Recurring financial income75€17k€9k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€44k€44k=
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€36k€35k▼
Profit (loss) for the period to be appropriated9905€36k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€35k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€36k-
To other reserves6921€36k-
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €170k ▲26.4%
5 profitable years in a row build equity to €170k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €135k ▲36.9%
4 profitable years in a row build equity to €135k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €46k ▲93.5%
Net result €46k, the highest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €24k ▼14.9%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Melkerijstraat 1153770 RiemstGround area
776 m²
Building footprint
138 m²
Volume, LiDAR
834 m³
Parcel 73015A0031/00L000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ICE Consulting
since 20192.294.883.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73015A0031/00L000 | Flanders | 776 m² | 1 · 138 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Fanny WILLEM
BE 0770.787.437
Liège · Eq €155k
TINEKE RIGOLE
BE 0891.184.332
Roeselare · Eq €154k
SALIMA THAKKER
BE 0474.926.252
Wuustwezel · Eq €157k
DE VRIJ
BE 0819.427.492
Antwerpen · Eq €160k
J.M.C. Van der Veken
BE 0415.058.050
Antwerpen · Eq €161k
Of 1,526 companies in sector 32123 we hold annual accounts for 225. 176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2019
Fiscal year end31-12
Activities, NACEBEL
32123Manufacture of jewellery
25530Machining of metals
47120Other non-specialised retail sale
47770Retail sale of watches and jewellery
47910Retail trade
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.