DE VRIJ
ActiveDE VRIJ has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €50k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 641 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+17
Solvency99▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 2.91 in 2024; short-term debt: 26.4% and cash: 58.5% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.6%
Return on assets
23.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
35 d early
2023
2 d late
2022
31 d late
2021
9 d late
2020
5 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▲ 11.3%
2024 · €144k
2018: €114k
2019: €148k
2020: €149k
2021: €122k
2022: €131k
2023: €138k
2024: €144k
2018 → 2025
Total assets
€218k▲ 3.6%
2024 · €210k
2018: €317k
2019: €343k
2020: €308k
2021: €170k
2022: €196k
2023: €173k
2024: €210k
2018 → 2025
Net result
€50k▲ 145%
2024 · €21k
2018: €14k
2019: €34k
2020: €430
2021: €339
2022: €40k
2023: €19k
2024: €21k
2018 → 2025
Working capital
€121k▼ 4.3%
2024 · €126k
2018: €56k
2019: €76k
2020: €61k
2021: €120k
2022: €128k
2023: €124k
2024: €126k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€131k▲ 7.6%€138k▲ 5.3%€144k▲ 4.4%€160k▲ 11.3%
Operating result€5k-€61k▲ 1,082%€28k▼ 53.5%€35k▲ 24.0%€81k▲ 132%
Net result€339-€40k▲ 11,657%€19k▼ 53.2%€21k▲ 10.2%€50k▲ 145%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 132% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€39k▲ 122%
Current assets
€178k▼ 7.3%
Equity and liabilities €218k
Equity
€160k▲ 11.3%
Debt
€58k▼ 13.1%
The debt ratio falls from 31.5% to 26.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €39k
Cash flow
€57k▲
2024 · €25k
Solvency
73.6%▲
2024 · 68.5%
Current ratio
3.10▲
2024 · 2.91
Quick ratio
2.39▲
2024 · 2.37
Debt / equity
0.36▼
2024 · 0.46
ROE
31.4%▲
2024 · 14.3%
ROA
23.1%▲
2024 · 9.8%
Interest coverage
21.64▲
2024 · 18.03
Debt
€58k▼
2024 · €66k
Debt ≤ 1 year
€58k▼
2024 · €66k
Income taxes
€27k▲
2024 · €12k
Staff costs
€136k▼
2024 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€218k▲
Fixed assets21/28€18k€39k▲
Intangible fixed assets21€1k€1k▼
Tangible fixed assets22/27€16k€38k▲
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€13k€37k▲
Current assets29/58€193k€178k▼
Stocks and contracts in progress3€35k€41k▲
Stocks30/36€35k€41k▲
Amounts receivable within one year40/41€17k€9k▼
Trade receivables40€17k€9k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€136k€127k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€210k€218k▲
Equity10/15€144k€160k▲
Contributions10/11€6k€6k=
Reserves13€132k€148k▲
Distributable reserves133€132k€148k▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€66k€58k▼
Amounts payable within one year42/48€66k€58k▼
Trade debts44€21k€12k▼
Suppliers440/4€21k€12k▼
Taxes, remuneration and social security45€40k€41k▲
Taxes450/3€28k€34k▲
Remuneration and social security454/9€12k€7k▼
Other amounts payable47/48€5k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€143k€136k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€513€520▲
Gross operating margin9900€183k€224k▲
Operating profit (loss)9901€35k€81k▲
Financial income75/76B€59€69▲
Recurring financial income75€59€69▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€33k€77k▲
Income taxes67/77€12k€27k▲
Profit (loss) for the period9904€21k€50k▲
Profit (loss) for the period to be appropriated9905€21k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€56k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer from equity791/2€14k€34k▲
Transfer to equity691/2€21k€50k▲
To other reserves6921€21k€50k▲
Profit to be distributed694/7€14k€34k▲
Return on contributions (dividend)694€14k€34k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €50k ▲145%
Operating result €81k, net result €50k, both a record.
31-12
Financial
Equity above €150kEq €160k ▲11.3%
8 profitable years in a row build equity to €160k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Weakest financial yearnet €339 ▼21.3%
Net result drops to €339, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijngaardstraat 62000 AntwerpenGround area
28 m²
Building footprint
28 m²
Volume, LiDAR
419 m³
Parcel 11002A1156/00_000, Flanders · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
De Vrij
since 20092.182.078.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1156/00_000 | Flanders | 28 m² | 1 · 28 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 476 EUR awarded · 476 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 476 EUR | 476 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,529 companies in sector 32123 we hold annual accounts for 225. 176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2009
Fiscal year end31-12
Activities, NACEBEL
32123Manufacture of jewellery
46820Wholesale trade
47770Retail sale of watches and jewellery
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74109Other professional, scientific and technical activities
74140Other specialised design activities
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.