SALIMA THAKKER
ActiveSALIMA THAKKER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €157k and a net result of €14k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 215 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability48▼-10
Solvency45▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 1.82 in 2023; short-term debt: 38.1% and cash: 16.9% of total assets), but 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 215 sector peers (2024).
NBB · sector comparisonPosition among 215 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
58 d late
2022
31 d late
2021
9 d early
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€157k▲ 10.1%
2023 · €143k
2018: €93k
2019: €108k
2020: €124k
2021: €133k
2022: €135k
2023: €143k
2018 → 2024
Total assets
€785k▲ 35.7%
2023 · €578k
2018: €354k
2019: €450k
2020: €420k
2021: €527k
2022: €661k
2023: €578k
2018 → 2024
Net result
€14k▲ 18.2%
2023 · €12k
2018: €6k
2019: €14k
2020: €17k
2021: €8k
2022: €3k
2023: €12k
2018 → 2024
Working capital
€387k▲ 80.2%
2023 · €215k
2018: €113k
2019: €233k
2020: €258k
2021: €297k
2022: €357k
2023: €215k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€124k-€133k▲ 6.8%€135k▲ 1.9%€143k▲ 5.3%€157k▲ 10.1%
Operating result€28k-€20k▼ 26.4%€15k▼ 27.8%€27k▲ 85.4%€36k▲ 31.3%
Net result€17k-€8k▼ 49.4%€3k▼ 69.7%€12k▲ 377%€14k▲ 18.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 31% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €785k
Fixed assets
€99k▼ 1.7%
Current assets
€687k▲ 43.6%
Equity and liabilities €785k
Equity
€157k▲ 10.1%
Provisions
€18k=
Debt
€610k▲ 45.9%
The debt ratio rises from 72.3% to 77.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▲
2023 · €49k
Cash flow
€40k▲
2023 · €34k
Solvency
20.0%▼
2023 · 24.7%
Current ratio
2.29▲
2023 · 1.82
Quick ratio
0.76▲
2023 · 0.41
Debt / equity
3.88▲
2023 · 2.93
ROE
9.2%▲
2023 · 8.6%
ROA
1.8%▼
2023 · 2.1%
Interest coverage
3.26▼
2023 · 4.38
Debt
€610k▲
2023 · €418k
Debt ≤ 1 year
€299k▲
2023 · €263k
Debt > 1 year
€305k▲
2023 · €155k
Income taxes
€5k▲
2023 · €4k
Staff costs
€18k▼
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€578k€785k▲
Fixed assets21/28€100k€99k▼
Tangible fixed assets22/27€85k€83k▼
Furniture and vehicles24€85k€83k▼
Financial fixed assets28€15k€15k=
Current assets29/58€478k€687k▲
Stocks and contracts in progress3€369k€458k▲
Stocks30/36€369k€458k▲
Amounts receivable within one year40/41€27k€36k▲
Trade receivables40€27k€24k▼
Other amounts receivable41€907€12k▲
Cash at bank and in hand54/58€73k€133k▲
Deferred charges and accrued income490/1€8k€59k▲
Equity and liabilities
Total equity and liabilities10/49€578k€785k▲
Equity10/15€143k€157k▲
Contributions10/11€19k€19k=
Reserves13€124k€138k▲
Distributable reserves133€124k€138k▲
Provisions and deferred taxes16€18k€18k=
Provisions for liabilities and charges160/5€18k€18k=
Environmental obligations163€18k€18k=
Amounts payable17/49€418k€610k▲
Amounts payable after more than one year17€155k€305k▲
Financial debts170/4€155k€305k▲
Amounts payable within one year42/48€263k€299k▲
Financial debts43€125k€150k▲
Credit institutions430/8€125k€150k▲
Trade debts44€40k€20k▼
Suppliers440/4€40k€20k▼
Advances received on contracts in progress46€26k€60k▲
Taxes, remuneration and social security45€30k€41k▲
Taxes450/3€27k€36k▲
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€42k€28k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20232024
Remuneration, social security and pensions62€23k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€26k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k€23k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€85k€109k▲
Operating profit (loss)9901€27k€36k▲
Financial income75/76B€461€2k▲
Recurring financial income75€461€2k▲
Financial charges65/66B€11k€19k▲
Recurring financial charges65€11k€19k▲
Profit (loss) for the period before taxes9903€17k€19k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€12k€14k▲
Profit (loss) for the period to be appropriated9905€12k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€14k▲
Transfer to equity691/2€7k€14k▲
To other reserves6921€7k€14k▲
Profit to be distributed694/7€5k-
Directors or managers695€5k-
Social balance
Average headcount (FTE)9087-0.4
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
31-12
Financial
Equity above €150kEq €157k ▲10.1%
7 profitable years in a row build equity to €157k.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 58 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €3k ▼69.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €17k ▲15.7%
Net result €17k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €108k ▲15.5%
2 profitable years in a row build equity to €108k.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 2 establishment units since 2001
Ground area
4,278 m²
Building footprint
943 m²
Volume, LiDAR
10,525 m³
2 parcels, Flanders · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
SALIMA THAKKER BVBA
since 20012.100.341.196
Salima Thakker
since 20162.258.071.017
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682H0398/00H000 | Flanders | 3,528 m² | 1 · 314 m² | 7.9 m · 1 fl. |
| 11804D3132/00D000 | Flanders | 750 m² | 1 · 629 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,873 EUR awarded · 2,873 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 323 EUR | 323 EUR |
| 2023 | 1 | 2,550 EUR | 2,550 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,526 companies in sector 32123 we hold annual accounts for 225. 176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2001
Fiscal year end31-12
Activities, NACEBEL
32123Manufacture of jewellery
36223
47770Retail sale of watches and jewellery
46480Wholesale trade
51474
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.