IC QUALITY FLOORS
ActiveThe computed 12-month bankruptcy probability of IC QUALITY FLOORS is 2.1% (moderate). The 2025 annual accounts show equity of €46k and a net result of €6k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 7431 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-22
Solvency70▼-30
Growth52=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 4.15 in 2024; short-term debt: 9.8% and cash: 3.6% of total assets), but 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
11 d early
2024
22 d late
2023
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 15.8%
2024 · €40k
2023: €29k
2024: €40k
2023 → 2025
Total assets
€102k▲ 129%
2024 · €44k
2023: €43k
2024: €44k
2023 → 2025
Net result
€6k▼ 40.0%
2024 · €10k
2023: €29k
2024: €10k
2023 → 2025
Working capital
€15k▲ 5.5%
2024 · €15k
2023: €28k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€40k▲ 35.8%€46k▲ 15.8%
Operating result€38k-€11k▼ 71.9%€16k▲ 51.8%
Net result€29k-€10k▼ 64.2%€6k▼ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€76k▲ 203%
Current assets
€26k▲ 31.9%
Equity and liabilities €102k
Equity
€46k▲ 15.8%
Debt
€56k▲ 1,094%
The debt ratio rises from 10.5% to 54.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €12k
Cash flow
€15k▲
2024 · €12k
Solvency
45.3%▼
2024 · 89.5%
Current ratio
2.55▼
2024 · 4.15
Quick ratio
2.55▼
2024 · 4.15
Debt / equity
1.21▲
2024 · 0.12
ROE
13.7%▼
2024 · 26.4%
ROA
6.2%▼
2024 · 23.6%
Interest coverage
11.04▼
2024 · 163.02
Debt
€56k▲
2024 · €5k
Debt ≤ 1 year
€10k▲
2024 · €5k
Debt > 1 year
€46k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€102k▲
Fixed assets21/28€25k€76k▲
Tangible fixed assets22/27€25k€76k▲
Furniture and vehicles24€25k€63k▲
Leasing and similar rights25-€14k
Current assets29/58€19k€26k▲
Amounts receivable within one year40/41€17k€22k▲
Trade receivables40€7k€7k▲
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€93€93=
Equity and liabilities
Total equity and liabilities10/49€44k€102k▲
Equity10/15€40k€46k▲
Profit (loss) carried forward14€40k€46k▲
Amounts payable17/49€5k€56k▲
Amounts payable after more than one year17-€46k
Financial debts170/4-€46k
Amounts payable within one year42/48€5k€10k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€403-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€9k▲
Other operating charges640/8€1k€5k▲
Gross operating margin9900€14k€30k▲
Operating profit (loss)9901€11k€16k▲
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€74€2k▲
Recurring financial charges65€74€2k▲
Profit (loss) for the period before taxes9903€10k€14k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€46k▲
Profit (loss) brought forward from the previous period14P€29k€40k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €6k ▼40%
Net result drops to €6k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gravenbosstraat 751770 LiedekerkeGround area
202 m²
Building footprint
66 m²
Volume, LiDAR
663 m³
Parcel 23762E0001/03L004, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IC QUALITY FLOORS
since 20222.333.081.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23762E0001/03L004 | Flanders | 202 m² | 1 · 66 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43221Plumbing work
43320Joinery installation
43331Floor and wall tiling
43341Painting of buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.