CHIREAZA CONSTRUCT

Active

Private limited company·Algemene bouw van residentiële gebouwen· 4 yrs active

Steenweg op Mechelen 455 ·1950 Kraainem, Belgium

Health 100/100 Excellent Risk: moderate

KBO/BCE: BE 0786.631.495

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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Real estate2 parcels · 1.1 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CHIREAZA CONSTRUCT is 3.0% (moderate). The 2023 annual accounts show equity of €40k and a net result of €23k. Its solvency ranks better than 92% of 3129 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 92% of 3129 peers (2023). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2022 and 2023).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Annual accounts not filed

The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 377 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-12-2024, 148 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	nothing on record	not filed	-
31-12-2023	31-07-2024	26-12-2024	148 d late	2024-00625361
31-12-2022	31-07-2023	04-09-2024	401 d late	2024-00448926

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.0% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€55k

EBIT margin40.2%

Net result€23k+30.6%

Working capital€38k+115.3%

CSV export

Annual accounts & ratios

Source: NBB · 2023

Annual accounts filed on 26-12-2024 with the NBB · fiscal year 2023 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2023 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	79.4%	37.6%	better than 92% of 3129 sector peers
Net result	€23k	€9k	better than 71% of 3122 sector peers
Equity	€40k	€25k	better than 65% of 3134 sector peers
Gross operating margin	€30k	€27k	better than 54% of 3116 sector peers
Total assets	€51k	€80k	better than 34% of 3130 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€55k

- 22-23

EBITDA

€29k

- 22-23

Net profit

€23k

+30.6% 22-23

Cash flow

€24k

- 22-23

Total assets

€51k

+114.8% 22-23

Equity

€40k

+130.5% 22-23

Working capital

€38k

+115.3% 22-23

Income taxes

€5k

+12.9% 22-23

Debt

€11k

+70.1% 22-23

Debt ≤ 1y

€11k

+70.1% 22-23

Current ratio

4.59

+19.6% 22-23

Quick ratio

4.59

+19.6% 22-23

Solvency

79.4%

+7.3% 22-23

Debt / equity

0.26

-26.2% 22-23

ROE

56.6%

-43.4% 22-23

ROA

44.9%

-39.2% 22-23

Net margin

31.8%

- 22-23

Interest coverage

164.39

- 22-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	€29k
Net profit	€23k
Cash flow	€24k
Staff costs	-
Income taxes	€5k
Dividends	-
Total assets	€51k
Equity	€40k
Debt	€11k
of which ≤ 1y	€11k
of which > 1y	-
Working capital	€38k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	4.59
Quick ratio	4.59
Working capital ratio	74.1%
Solvency	79.4%
Debt / equity	0.26
Long-term debt ratio	-
Interest coverage	164.39
Gross margin	-
Net margin	-
ROA	44.9%
ROE	56.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €3k · 5.3% Current assets €48k · 94.7%

Equity & liabilities

Equity €40k · 79.4% Debt €11k · 20.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€51k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€3k
Current assets	29/58	€48k
Amounts receivable within one year	40/41	€40k
Cash & bank	54/58	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€51k
Equity	10/15	€40k
Accumulated profits (losses)	14	€40k
Amounts payable	17/49	€11k
Amounts payable within one year	42/48	€11k
Trade debts payable within one year	44	€202
Income statement
Gross operating margin	9900	€30k
Operating result	9901	€28k
Financial charges	65	€178
Result before taxes	9903	€28k
Income taxes	67/77	€5k
Net result for the period	9904	€23k
Result to be appropriated	9905	€23k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2023 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

944 companies at this address See who is registered here

Establishment units

1 location

CHIREAZA CONSTRUCT

Dokter Kubornstraat 57, 1070 AnderlechtAlgemene bouw van residentiële gebouwen

since 20222.333.665.887

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area1.1 ha

Buildings2

Building footprint973 m²

Volume (LiDAR)35,684 m³

Tallest building42.8 m · ±14 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22002C0073/00N009	Flanders	1.1 ha	1 · 865 m²	42.8 m · 14 fl.
21305C0321/00P000	Brussels	108 m²	1 · 108 m²	18.4 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 94

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