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i10t

Active
Private limited companyfounded 201115 yrs activeHeirweg 46, 9990 Maldegem, BelgiumKBO/BCE: BE 0837.714.269

i10t has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €395k and a net result of €74k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+47
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 18.21 against 25.77 in 2024), and 4.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.7%
Return on assets
18%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
23 d late
2023
17 d late
2022
23 d late
2021
30 d late
2020
24 d late
2019
68 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€395k▲ 2.5%
2024 · €385k
2018: €160k 2019: €225k 2020: €262k 2021: €293k 2022: €357k 2023: €381k 2024: €385k
2018 → 2025
Total assets
€412k▲ 4.0%
2024 · €396k
2018: €171k 2019: €237k 2020: €298k 2021: €338k 2022: €376k 2023: €406k 2024: €396k
2018 → 2025
Net result
€74k▲ 105%
2024 · €36k
2018: €32k 2019: €65k 2020: €77k 2021: €65k 2022: €64k 2023: €64k 2024: €36k
2018 → 2025
Working capital
€305k▲ 7.6%
2024 · €284k
2018: €98k 2019: €163k 2020: €212k 2021: €247k 2022: €289k 2023: €275k 2024: €284k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€293k-€357k▲ 21.7%€381k▲ 6.8%€385k▲ 1.1%€395k▲ 2.5%
Operating result€86k-€88k▲ 2.0%€87k▼ 0.6%€49k▼ 43.6%€99k▲ 102%
Net result€65k-€64k▼ 1.6%€64k=€36k▼ 43.0%€74k▲ 105%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €86k€86kNet result 2021: €65k€65kOperating result 2022: €88k€88kNet result 2022: €64k€64kOperating result 2023: €87k€87kNet result 2023: €64k€64kOperating result 2024: €49k€49kNet result 2024: €36k€36kOperating result 2025: €99k€99kNet result 2025: €74k€74k20212022202320242025
The operating result recovers in 2025; 2025 is 102% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets €89k▼ 11.8%
Current assets €323k▲ 9.4%
Equity and liabilities €412k
Equity €395k▲ 2.5%
Debt €18k▲ 54.9%
The debt ratio rises from 2.9% to 4.3%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€113k
2024 · €64k
Cash flow
€88k
2024 · €51k
Solvency
95.7%
2024 · 97.1%
Current ratio
18.21
2024 · 25.77
Quick ratio
18.21
2024 · 25.77
Debt / equity
0.04
2024 · 0.03
ROE
18.9%
2024 · 9.4%
ROA
18.0%
2024 · 9.1%
Interest coverage
1512.40
2024 · 4236.85
Debt
€18k
2024 · €11k
Debt ≤ 1 year
€18k
2024 · €11k
Income taxes
€26k
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€396k€412k
Fixed assets21/28€101k€89k
Tangible fixed assets22/27€101k€89k
Land and buildings22€58k€53k
Plant, machinery and equipment23€8k€7k
Furniture and vehicles24€32k€26k
Leasing and similar rights25€488€1k
Other tangible fixed assets26€3k€2k
Current assets29/58€295k€323k
Amounts receivable within one year40/41€42k€28k
Trade receivables40€35k€19k
Other amounts receivable41€7k€9k
Current investments50/53€156k€136k
Cash at bank and in hand54/58€97k€159k
Deferred charges and accrued income490/1€655-
Equity and liabilities
Total equity and liabilities10/49€396k€412k
Equity10/15€385k€395k
Contributions10/11€12k€12k=
Reserves13€371k€381k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€370k€379k
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€11k€18k
Amounts payable within one year42/48€11k€18k
Trade debts44€764€2k
Suppliers440/4€764€2k
Taxes, remuneration and social security45€10k€12k
Taxes450/3€10k€12k
Other amounts payable47/48€1k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k
Other operating charges640/8€591€609
Non-recurring operating charges66A€63-
Gross operating margin9900€64k€114k
Operating profit (loss)9901€49k€99k
Financial income75/76B€548€2k
Recurring financial income75€548€2k
Financial charges65/66B€15€75
Recurring financial charges65€15€75
Profit (loss) for the period before taxes9903€50k€101k
Income taxes67/77€13k€26k
Profit (loss) for the period9904€36k€74k
Profit (loss) for the period to be appropriated9905€36k€74k
Appropriation of the result
Profit (loss) to be appropriated9906€37k€76k
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer from equity791/2€32k€65k
Transfer to equity691/2€36k€74k
To other reserves6921€36k€74k
Profit to be distributed694/7€32k€65k
Return on contributions (dividend)694€32k-
Directors or managers695-€65k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
23-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial Liquidity doublescurrent ratio 25.77
Current ratio from 11.77 to 25.77; short-term debt falls from €26k to €11k.
17-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial Liquidity doublescurrent ratio 15.57
Current ratio from 6.55 to 15.57; short-term debt falls from €45k to €20k.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial Highest result since 2018net €77k ▲18.4%
Operating result €114k, net result €77k, both a record.
07-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
31-12
Financial Equity above €200kEq €225k ▲40.4%
2 profitable years in a row build equity to €225k.
21-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heirweg 469990 Maldegem
Ground area
567 m²
Building footprint
130 m²
Volume, LiDAR
697 m³
Parcel 43503H1833/00G000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
i10t
Heirweg 46, 9990 MaldegemComputer programming, consultancy and related activities
since 20112.200.547.443
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43503H1833/00G000 Flanders 567 m² 1 · 130 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 5,804 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-07-2011
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
46500Wholesale of information and communication equipment
46510Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.