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eps & kaas

Active
Private limited companyfounded 201312 yrs activeTweekapellenstraat 16, 9050 Gent, BelgiumKBO/BCE: BE 0542.592.660

eps & kaas has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €394k and a net result of €108k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
93 / 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.37 in 2024), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.2%
Return on assets
15.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
120 d early
2024
28 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
82 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€394k▲ 7.2%
2024 · €368k
2018: €127k 2019: €163k 2020: €224k 2021: €294k 2022: €333k 2023: €406k 2024: €368k
2018 → 2025
Total assets
€677k▲ 7.4%
2024 · €631k
2018: €240k 2019: €284k 2020: €334k 2021: €659k 2022: €693k 2023: €703k 2024: €631k
2018 → 2025
Net result
€108k▼ 19.0%
2024 · €133k
2018: €69k 2019: €77k 2020: €96k 2021: €178k 2022: €73k 2023: €125k 2024: €133k
2018 → 2025
Working capital
€169k▲ 12.2%
2024 · €151k
2018: €76k 2019: €146k 2020: €203k 2021: €228k 2022: €162k 2023: €196k 2024: €151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€294k-€333k▲ 13.0%€406k▲ 22.0%€368k▼ 9.5%€394k▲ 7.2%
Operating result€224k-€99k▼ 55.8%€173k▲ 74.6%€185k▲ 6.7%€144k▼ 22.1%
Net result€178k-€73k▼ 59.0%€125k▲ 71.5%€133k▲ 6.4%€108k▼ 19.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €224k€224kNet result 2021: €178k€178kOperating result 2022: €99k€99kNet result 2022: €73k€73kOperating result 2023: €173k€173kNet result 2023: €125k€125kOperating result 2024: €185k€185kNet result 2024: €133k€133kOperating result 2025: €144k€144kNet result 2025: €108k€108k20212022202320242025
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €677k
Fixed assets €353k▼ 4.6%
Current assets €324k▲ 24.3%
Equity and liabilities €677k
Equity €394k▲ 7.2%
Debt €283k▲ 7.6%
The debt ratio rises from 41.7% to 41.8%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€164k
2024 · €205k
Cash flow
€127k
2024 · €153k
Solvency
58.2%
2024 · 58.3%
Current ratio
2.09
2024 · 2.37
Quick ratio
2.09
2024 · 2.37
Debt / equity
0.72
2024 · 0.72
ROE
27.3%
2024 · 36.2%
ROA
15.9%
2024 · 21.1%
Interest coverage
64.02
2024 · 67.08
Debt
€283k
2024 · €263k
Debt ≤ 1 year
€155k
2024 · €110k
Debt > 1 year
€125k
2024 · €150k
Income taxes
€36k
2024 · €50k
Staff costs
€41k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€631k€677k
Fixed assets21/28€370k€353k
Tangible fixed assets22/27€367k€350k
Land and buildings22€344k€334k
Furniture and vehicles24€24k€17k
Financial fixed assets28€3k€3k=
Current assets29/58€261k€324k
Amounts receivable within one year40/41€132k€105k
Trade receivables40€132k€101k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€120k€207k
Deferred charges and accrued income490/1€9k€12k
Equity and liabilities
Total equity and liabilities10/49€631k€677k
Equity10/15€368k€394k
Contributions10/11€19k€19k=
Reserves13€349k€375k
Distributable reserves133€349k€375k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€263k€283k
Amounts payable after more than one year17€150k€125k
Financial debts170/4€150k€125k
Amounts payable within one year42/48€110k€155k
Current portion of amounts payable after more than one year42€25k€25k
Trade debts44€7k€2k
Suppliers440/4€7k€2k
Advances received on contracts in progress46€4k€934
Taxes, remuneration and social security45€38k€65k
Taxes450/3€36k€59k
Remuneration and social security454/9€2k€6k
Other amounts payable47/48€36k€62k
Accrued charges and deferred income492/3€3k€3k
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€19k€41k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k
Other operating charges640/8€6k€2k
Gross operating margin9900€229k€206k
Operating profit (loss)9901€185k€144k
Financial income75/76B€1k€2k
Recurring financial income75€1k€2k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€183k€144k
Income taxes67/77€50k€36k
Profit (loss) for the period9904€133k€108k
Profit (loss) for the period to be appropriated9905€133k€108k
Appropriation of the result
Profit (loss) to be appropriated9906€133k€108k
Transfer from equity791/2€171k€0
Transfer to equity691/2€133k€26k
To other reserves6921€133k€26k
Profit to be distributed694/7€171k€81k
Return on contributions (dividend)694€171k€81k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Highest result since 2018net €178k ▲84.6%
Operating result €224k, net result €178k, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Equity above €200kEq €224k ▲37.9%
3 profitable years in a row build equity to €224k.
21-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial Equity above €150kEq €163k ▲28.3%
2 profitable years in a row build equity to €163k.
22-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tweekapellenstraat 169050 Gent
Ground area
1,169 m²
Building footprint
488 m²
Volume, LiDAR
4,510 m³
Parcel 44362B0069/00T006, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Tweekapellenstraat 16, 9050 Gent
Printing and reproduction of recorded media
since 20132.225.209.296
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44362B0069/00T006 Flanders 1,169 m² 1 · 488 m² 13.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 5,810 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-11-2013
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Website:epsenkaas.be
Enterprise
E-mail:hallo@epsenkaas.be
Enterprise