I.M.T.
ActiveI.M.T. has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €495k and a net result of €9k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 1198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.97 against 12.76 in 2024; short-term debt: 7.6% and cash: 8% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
5 d late
2022
19 d late
2021
17 d late
2020
27 d late
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€495k▼ 3.9%
2024 · €515k
2018: €399k
2019: €401k
2020: €424k
2021: €430k
2022: €432k
2023: €506k
2024: €515k
2018 → 2025
Total assets
€566k▼ 0.8%
2024 · €571k
2018: €510k
2019: €509k
2020: €504k
2021: €505k
2022: €494k
2023: €558k
2024: €571k
2018 → 2025
Net result
€9k▲ 2.2%
2024 · €9k
2018: €86k
2019: €2k
2020: €7k
2021: €6k
2022: €2k
2023: €74k
2024: €9k
2018 → 2025
Working capital
€300k▼ 1.9%
2024 · €305k
2018: €135k
2019: €147k
2020: €164k
2021: €180k
2022: €185k
2023: €282k
2024: €305k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€430k-€432k▲ 0.5%€506k▲ 17.1%€515k▲ 1.7%€495k▼ 3.9%
Operating result€4k-€114▼ 97.1%€-5k€-89▲ 98.3%€261
Net result€6k-€2k▼ 67.6%€74k▲ 3,658%€9k▼ 88.1%€9k▲ 2.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €261 after a loss of €89 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €566k
Fixed assets
€224k▼ 6.6%
Current assets
€343k▲ 3.4%
Equity and liabilities €566k
Equity
€495k▼ 3.9%
Provisions
€29k▼ 4.5%
Debt
€43k▲ 65.7%
The debt ratio rises from 4.5% to 7.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €16k
Cash flow
€25k▼
2024 · €25k
Solvency
87.3%▼
2024 · 90.2%
Current ratio
7.97▼
2024 · 12.76
Quick ratio
7.97▼
2024 · 12.76
Debt / equity
0.09▲
2024 · 0.05
ROE
1.8%▲
2024 · 1.7%
ROA
1.6%▲
2024 · 1.5%
Interest coverage
84.67▼
2024 · 91.39
Debt
€43k▲
2024 · €26k
Debt ≤ 1 year
€43k▲
2024 · €26k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€571k€566k▼
Fixed assets21/28€239k€224k▼
Tangible fixed assets22/27€239k€223k▼
Land and buildings22€202k€192k▼
Plant, machinery and equipment23€37k€32k▼
Financial fixed assets28€371€371=
Current assets29/58€331k€343k▲
Amounts receivable within one year40/41€252k€297k▲
Trade receivables40€28k€35k▲
Other amounts receivable41€225k€263k▲
Cash at bank and in hand54/58€79k€45k▼
Equity and liabilities
Total equity and liabilities10/49€571k€566k▼
Equity10/15€515k€495k▼
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€246k€225k▼
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€91k€87k▼
Distributable reserves133€145k€128k▼
Profit (loss) carried forward14€170k€171k▲
Provisions and deferred taxes16€30k€29k▼
Deferred taxes168€30k€29k▼
Amounts payable17/49€26k€43k▲
Amounts payable within one year42/48€26k€43k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€26k€13k▼
Taxes450/3€26k€13k▼
Other amounts payable47/48-€27k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€18k€18k▲
Operating profit (loss)9901€-89€261▲
Financial income75/76B€13k€13k▲
Recurring financial income75€13k€13k▲
Financial charges65/66B€174€189▲
Recurring financial charges65€174€189▲
Profit (loss) for the period before taxes9903€13k€13k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€9k€9k▲
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€13k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€181k€183k▲
Profit (loss) brought forward from the previous period14P€168k€170k▲
Transfer from equity791/2-€29k
Transfer to equity691/2€11k€12k▲
To other reserves6921€11k€12k▲
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Equity above €500kEq €506k ▲17.1%
6 profitable years in a row build equity to €506k.
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼67.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
11-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Namur(NSV) 421457 WalhainGround area
3,721 m²
Building footprint
1,088 m²
Parcel 25071D0430/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Sellerie PEGASE
since 19862.031.200.685
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25071D0430/00B000 | Wallonia | 3,721 m² | 1 · 1,088 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEAN INVEST
BE 0676.669.129
Anderlecht · Eq €495k
STIMO
BE 0438.262.133
Antwerpen · Eq €494k
ROLL INVEST
BE 0830.490.244
Brecht · Eq €492k
JONES LANG LASALLE SERVICES
BE 0861.134.821
Brussel · Eq €497k
I.M.P.
BE 0449.862.244
Brasschaat · Eq €498k
Of 1,280 companies in sector 81100 we hold annual accounts for 677. 466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-03-1986
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70321
81100Combined facilities support activities
66220Insurance agents and brokers
67201
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.