CLIMMOB
ActiveCLIMMOB has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €702k and a net result of €766. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+11
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 4.6 in 2024; short-term debt: 14.2% and cash: 4.8% of total assets), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
47 d early
2023
18 d early
2022
31 d late
2021
30 d late
2020
40 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€702k▼ 12.4%
2024 · €801k
2018: €980k
2019: €983k
2020: €986k
2021: €973k
2022: €970k
2023: €932k
2024: €801k
2018 → 2025
Total assets
€818k▼ 9.8%
2024 · €907k
2018: €1.12M
2019: €1.11M
2020: €1.00M
2021: €989k
2022: €977k
2023: €987k
2024: €907k
2018 → 2025
Net result
€766
2024 · €-31k
2018: €231k
2019: €3k
2020: €3k
2021: €-14k
2022: €-3k
2023: €13k
2024: €-31k
2018 → 2025
Working capital
€318k▼ 16.2%
2024 · €379k
2018: €432k
2019: €437k
2020: €453k
2021: €454k
2022: €482k
2023: €476k
2024: €379k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€973k-€970k▼ 0.3%€932k▼ 3.9%€801k▼ 14.0%€702k▼ 12.4%
Operating result€-11k-€-3k▲ 69.6%€14k€-34k€-26k▲ 24.6%
Net result€-14k-€-3k▲ 79.4%€13k€-31k€766
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €818k
Fixed assets
€384k▼ 9.0%
Current assets
€434k▼ 10.5%
Equity and liabilities €818k
Equity
€702k▼ 12.4%
Debt
€116k▲ 10.0%
The debt ratio rises from 11.6% to 14.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▲
2024 · €569
Cash flow
€34k▲
2024 · €4k
Solvency
85.8%▼
2024 · 88.4%
Current ratio
3.74▼
2024 · 4.60
Quick ratio
3.74▼
2024 · 4.60
Debt / equity
0.17▲
2024 · 0.13
ROE
0.1%▲
2024 · -3.9%
ROA
0.1%▲
2024 · -3.4%
Interest coverage
1.82▲
2024 · 0.98
Debt
€116k▲
2024 · €105k
Debt ≤ 1 year
€116k▲
2024 · €105k
Income taxes
€77▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€907k€818k▼
Fixed assets21/28€422k€384k▼
Tangible fixed assets22/27€422k€384k▼
Land and buildings22€292k€273k▼
Furniture and vehicles24€6k€717▼
Other tangible fixed assets26€125k€111k▼
Current assets29/58€484k€434k▼
Amounts receivable within one year40/41€563€5k▲
Trade receivables40€0-
Other amounts receivable41€563€5k▲
Current investments50/53€363k€377k▲
Cash at bank and in hand54/58€101k€40k▼
Deferred charges and accrued income490/1€20k€12k▼
Equity and liabilities
Total equity and liabilities10/49€907k€818k▼
Equity10/15€801k€702k▼
Contributions10/11€20k€20k=
Reserves13€812k€682k▼
Distributable reserves133€812k€682k▼
Profit (loss) carried forward14€-31k€0▲
Amounts payable17/49€105k€116k▲
Amounts payable within one year42/48€105k€116k▲
Trade debts44€1k€154▼
Suppliers440/4€1k€154▼
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Other amounts payable47/48€103k€116k▲
Accrued charges and deferred income492/3€55€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€33k▼
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€9k€17k▲
Operating profit (loss)9901€-34k€-26k▲
Financial income75/76B€4k€31k▲
Recurring financial income75€4k€31k▲
Financial charges65/66B€581€4k▲
Recurring financial charges65€581€4k▲
Profit (loss) for the period before taxes9903€-31k€842▲
Income taxes67/77€0€77▲
Profit (loss) for the period9904€-31k€766▲
Profit (loss) for the period to be appropriated9905€-31k€766▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-30k▲
Profit (loss) brought forward from the previous period14P-€-31k
Transfer from equity791/2€100k€131k▲
Transfer to equity691/2€0€766▲
To other reserves6921€0€766▲
Profit to be distributed694/7€100k€100k=
Return on contributions (dividend)694€100k€100k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €766
Net result €766 after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-31k ▼345%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 82.50
Current ratio from 29.56 to 82.50; short-term debt falls from €16k to €6k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 6current ratio 28.52
Current ratio from 4.48 to 28.52; short-term debt falls from €126k to €16k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tieltstraat 28740 PittemGround area
4,161 m²
Building footprint
732 m²
Volume, LiDAR
2,111 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koolskampstraat 9 BI, 8740 Pittem
since 19922.057.622.002
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37011A1537/00A000 | Flanders | 2,808 m² | 1 · 376 m² | 7.9 m |
| 37011A1110/00L000 | Flanders | 1,353 m² | 1 · 356 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TRIPLE INVEST
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Of 1,280 companies in sector 81100 we hold annual accounts for 677. 451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-1991
Fiscal year end31-12
Activities, NACEBEL
70322
81100Combined facilities support activities
71401
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.