Expertises DDD
ActiveSummary
Expertises DDD has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €615k and a net result of €-19k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability31▼-45
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.33 in 2024; short-term debt: 16.7% and cash: 0% of total assets), and 19.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
-2.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
55 d late
2023
29 d late
2022
63 d late
2021
30 d late
2020
30 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€615k▼ 3.0%
2024 · €634k
2018: €252klowest in 8 years
2019: €256k▲ +1.8% vs 2018
2020: €423k▲ +65.3% vs 2019
2021: €473k▲ +11.7% vs 2020
2022: €558k▲ +18.1% vs 2021
2023: €587k▲ +5.1% vs 2022
2024: €634k▲ +8.1% vs 2023highest in 8 years
2025: €615k▼ -3.0% vs 2024
2018 → 2025
Total assets
€767k▼ 9.6%
2024 · €849k
2018: €1.02M
2019: €938k▼ -7.6% vs 2018
2020: €1.08M▲ +14.9% vs 2019highest in 8 years
2021: €1.04M▼ -3.3% vs 2020
2022: €939k▼ -9.9% vs 2021
2023: €873k▼ -7.1% vs 2022
2024: €849k▼ -2.8% vs 2023
2025: €767k▼ -9.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€-19k
2024 · €47k
2018: €-31klowest in 8 years
2019: €4k▲ +115% vs 2018
2020: €80k▲ +1670% vs 2019
2021: €49k▼ -37.8% vs 2020
2022: €85k▲ +72.7% vs 2021highest in 8 years
2023: €29k▼ -66.5% vs 2022
2024: €47k▲ +65.2% vs 2023
2025: €-19k▼ -141% vs 2024
2018 → 2025
Working capital
€-112k▲ 2.3%
2024 · €-115k
2018: €-498klowest in 8 years
2019: €-465k▲ +6.6% vs 2018
2020: €-408k▲ +12.2% vs 2019
2021: €-332k▲ +18.6% vs 2020
2022: €-225k▲ +32.5% vs 2021
2023: €-175k▲ +22.0% vs 2022
2024: €-115k▲ +34.5% vs 2023
2025: €-112k▲ +2.3% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€473k-€558k▲ 18.1%€587k▲ 5.1%€634k▲ 8.1%€615k▼ 3.0%
2021: €473klowest in 5 years
2022: €558k▲ +18.1% vs 2021
2023: €587k▲ +5.1% vs 2022
2024: €634k▲ +8.1% vs 2023highest in 5 years
2025: €615k▼ -3.0% vs 2024
Operating result€84k-€102k▲ 21.9%€47k▼ 54.5%€63k▲ 35.6%€-33k
2021: €84k
2022: €102k▲ +21.9% vs 2021highest in 5 years
2023: €47k▼ -54.5% vs 2022
2024: €63k▲ +35.6% vs 2023
2025: €-33k▼ -153% vs 2024lowest in 5 years
Net result€49k-€85k▲ 72.7%€29k▼ 66.5%€47k▲ 65.2%€-19k
2021: €49k
2022: €85k▲ +72.7% vs 2021highest in 5 years
2023: €29k▼ -66.5% vs 2022
2024: €47k▲ +65.2% vs 2023
2025: €-19k▼ -141% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33k after €63k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €767k
Fixed assets
€751k ▼ 5.2%
Current assets
€16k ▼ 71.2%
Equity and liabilities €767k
Equity
€615k ▼ 3.0%
Debt
€152k ▼ 29.0%
Debt's share of the balance-sheet total falls from 25.3% to 19.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €114k
Cash flow
€23k▼
2024 · €98k
Current ratio
0.13▼
2024 · 0.33
Debt to equity
0.25▼
2024 · 0.34
ROE
-3.1%▼
2024 · 7.5%
ROA
-2.5%▼
2024 · 5.6%
Interest coverage
1.79▼
2024 · 13.72
Debt ≤ 1 year
€128k▼
2024 · €171k
Debt > 1 year
€24k▼
2024 · €43k
Income taxes
€-3k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€849k€767k▼
Fixed assets21/28€792k€751k▼
Tangible fixed assets22/27€173k€132k▼
Land and buildings22€168k€132k▼
Plant, machinery and equipment23€748€57▼
Furniture and vehicles24€3k€489▼
Leasing and similar rights25€636-
Financial fixed assets28€619k€619k=
Current assets29/58€57k€16k▼
Amounts receivable within one year40/41€52k€12k▼
Trade receivables40€52k€12k▼
Cash at bank and in hand54/58-€153
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€849k€767k▼
Equity10/15€634k€615k▼
Contributions10/11€10k€10k=
Revaluation surpluses12€96k€96k=
Reserves13€243k€243k=
Distributable reserves133€243k€243k=
Profit (loss) carried forward14€286k€267k▼
Amounts payable17/49€214k€152k▼
Amounts payable after more than one year17€43k€24k▼
Financial debts170/4€43k€24k▼
Amounts payable within one year42/48€171k€128k▼
Current portion of amounts payable after more than one year42€41k€22k▼
Financial debts43€647€4k▲
Credit institutions430/8€647€4k▲
Trade debts44€61k€61k▲
Suppliers440/4€61k€61k▲
Taxes, remuneration and social security45€38k€27k▼
Taxes450/3€38k€27k▼
Other amounts payable47/48€32k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€42k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€121k€17k▼
Operating profit (loss)9901€63k€-33k▼
Financial income75/76B€16k€16k▲
Recurring financial income75€16k€16k▲
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€70k€-23k▼
Income taxes67/77€23k€-3k▼
Profit (loss) for the period9904€47k€-19k▼
Profit (loss) for the period to be appropriated9905€47k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€333k€267k▼
Profit (loss) brought forward from the previous period14P€286k€286k=
Transfer to equity691/2€47k-
To other reserves6921€47k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58k | €59k | €54k | €51k | €42k | ▼ 16.9% |
| Other operating charges640/8 | €8k | €4k | €6k | €7k | €8k | ▲ 23.8% |
| Gross operating margin9900 | €150k | €165k | €107k | €121k | €17k | ▼ 85.8% |
| Operating profit (loss)9901 | €84k | €102k | €47k | €63k | €-33k | ▼ 153% |
| Financial income75/76B | €16k | €16k | €16k | €16k | €16k | ▲ 0.1% |
| Recurring financial income75 | €16k | €16k | €16k | €16k | €16k | ▲ 0.1% |
| Financial charges65/66B | €14k | €7k | €7k | €8k | €5k | ▼ 41.5% |
| Recurring financial charges65 | €14k | €7k | €7k | €8k | €5k | ▼ 41.5% |
| Profit (loss) for the period before taxes9903 | €86k | €111k | €56k | €70k | €-23k | ▼ 132% |
| Income taxes67/77 | €36k | €25k | €27k | €23k | €-3k | ▼ 115% |
| Profit (loss) for the period9904 | €49k | €85k | €29k | €47k | €-19k | ▼ 141% |
| Profit (loss) for the period to be appropriated9905 | €49k | €85k | €29k | €47k | €-19k | ▼ 141% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.04M | €939k | €873k | €849k | €767k | ▼ 9.6% |
| Fixed assets21/28 | €940k | €888k | €837k | €792k | €751k | ▼ 5.2% |
| Tangible fixed assets22/27 | €316k | €269k | €218k | €173k | €132k | ▼ 23.8% |
| Land and buildings22 | €269k | €239k | €202k | €168k | €132k | ▼ 21.9% |
| Plant, machinery and equipment23 | €12k | €4k | €1k | €748 | €57 | ▼ 92.4% |
| Furniture and vehicles24 | €32k | €24k | €13k | €3k | €489 | ▼ 85.7% |
| Leasing and similar rights25 | €3k | €2k | €1k | €636 | - | - |
| Financial fixed assets28 | €624k | €619k | €619k | €619k | €619k | = |
| Current assets29/58 | €103k | €51k | €36k | €57k | €16k | ▼ 71.2% |
| Amounts receivable within one year40/41 | €91k | €32k | €31k | €52k | €12k | ▼ 76.1% |
| Trade receivables40 | €91k | €32k | €31k | €52k | €12k | ▼ 76.1% |
| Cash at bank and in hand54/58 | €9k | €16k | - | - | €153 | - |
| Deferred charges and accrued income490/1 | €3k | €4k | €4k | €5k | €4k | ▼ 22.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.04M | €939k | €873k | €849k | €767k | ▼ 9.6% |
| Equity10/15 | €473k | €558k | €587k | €634k | €615k | ▼ 3.0% |
| Contributions10/11 | €10k | €10k | €10k | €10k | €10k | = |
| Capital10 | €10k | €10k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Uncalled capital101 | €8k | €8k | - | - | - | - |
| Revaluation surpluses12 | €96k | €96k | €96k | €96k | €96k | = |
| Reserves13 | €167k | €167k | €196k | €243k | €243k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €165k | €165k | €196k | €243k | €243k | = |
| Profit (loss) carried forward14 | €200k | €286k | €286k | €286k | €267k | ▼ 6.7% |
| Amounts payable17/49 | €570k | €381k | €286k | €214k | €152k | ▼ 29.0% |
| Amounts payable after more than one year17 | €134k | €105k | €75k | €43k | €24k | ▼ 44.7% |
| Financial debts170/4 | €134k | €105k | €75k | €43k | €24k | ▼ 44.7% |
| Amounts payable within one year42/48 | €436k | €276k | €211k | €171k | €128k | ▼ 25.1% |
| Current portion of amounts payable after more than one year42 | €67k | €53k | €47k | €41k | €22k | ▼ 45.8% |
| Financial debts43 | - | - | €3k | €647 | €4k | ▲ 443% |
| Credit institutions430/8 | - | - | €3k | €647 | €4k | ▲ 443% |
| Trade debts44 | €29k | €34k | €50k | €61k | €61k | ▲ 1.1% |
| Suppliers440/4 | €29k | €34k | €50k | €61k | €61k | ▲ 1.1% |
| Taxes, remuneration and social security45 | €82k | €52k | €12k | €38k | €27k | ▼ 28.3% |
| Taxes450/3 | €78k | €52k | €12k | €38k | €27k | ▼ 28.3% |
| Remuneration and social security454/9 | €4k | - | - | - | - | - |
| Other amounts payable47/48 | €257k | €137k | €100k | €32k | €14k | ▼ 54.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €85k | €29k | €47k | €-19k | ▼ 141% |
| + Depreciation and write-downs630 | €58k | €59k | €54k | €51k | €42k | ▼ 16.9% |
| Operating cash flow (approximation) | €107k | €144k | €83k | €98k | €23k | ▼ 76.6% |
| Investment in fixed assets (approximation) | - | €-7k | €-3k | €-6k | €-900 | ▲ 84.7% |
| Change in cash | - | €7k | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-12
Financial
Highest result since 2018net €85k ▲72.7%
Net result €85k, the highest in the series.
31-12
Financial
Equity above €500kEq €558k ▲18.1%
4 profitable years in a row build equity to €558k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 1991
Ground area
1,854 m²
Building footprint
235 m²
Volume, LiDAR
1,282 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rumoldusstraat 6, 1703 Dilbeek
since 19912.055.058.727
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23037A0009/00D000 | Flanders | 1,302 m² | 1 · 153 m² | 7.4 m · 2 fl. |
| 23070D0352/00X000 | Flanders | 552 m² | 1 · 83 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,281 companies in sector 81100 we hold annual accounts for 678. 463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-1991
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
Scores and ratios are computed by Checked and are not a credit decision.