Equity
€117,433 ▲ 147%
Equity rose in 2025 from €47,603 to €117,433.
I&D SOLUTIONS
Lifetime
2 annual accounts with figures on one time axispeak €97,730 (2025)
€97,730▲ 41.5%
peak €69,830 (2025)
€69,830▲ 49.8%
peak €117,433 (2025)
€117,433▲ 147%
€309,342▲ 208%
Board1 name since 2023
1 directorNOVITCHI Iulian
Documentsfilings and deeds
07-01-202624 days before the deadline
2025micro format
Gross margin from €69,078 to €97,730Result from €46,603 to €69,830Equity from €47,603 to €117,433Debts from €100,325 to €309,342Investments €164,126Cash from €8,003 to €659
Key points
from the 2025 annual accountsTurnover
≈ €510,000 estimated
The micro format states no turnover.
Debts
€309,342 ▲ 208%
Debts rose by €209,017 in 2025.
Investments
€174,573 35.5 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.88 was 1.29 in 2024
Short-term debts rose from €100,325 to €284,143.
Position in the sector
€69,830
Higher net result than 92% of companies in construction of buildings. Sector median €8,551 · 9,446 companies.
Checked score
51
Fair
Financially stronger than 53% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.0%highest value
01-2025: 5.0%● unchanged vs 12-2024highest value
02-2025: 4.0%▼ -1.0 percentage point vs 01-2025
03-2025: 4.0%● unchanged vs 02-2025
04-2025: 3.9%▼ -0.1 percentage points vs 03-2025
05-2025: 4.0%▲ +0.1 percentage points vs 04-2025
06-2025: 4.1%▲ +0.1 percentage points vs 05-2025
07-2025: 4.0%▼ -0.1 percentage points vs 06-2025
08-2025: 4.0%● unchanged vs 07-2025
09-2025: 4.0%● unchanged vs 08-2025
10-2025: 4.2%▲ +0.2 percentage points vs 09-2025
11-2025: 4.3%▲ +0.1 percentage points vs 10-2025
12-2025: 4.2%▼ -0.1 percentage points vs 11-2025
01-2026: 4.4%▲ +0.2 percentage points vs 12-2025
02-2026: 3.1%▼ -1.3 percentage points vs 01-2026lowest value
03-2026: 3.1%● unchanged vs 02-2026lowest value
04-2026: 3.1%● unchanged vs 03-2026lowest value
05-2026: 3.1%● unchanged vs 04-2026lowest value
06-2026: 3.1%● unchanged vs 05-2026lowest value
07-2026: 3.1%● unchanged vs 06-2026
08-2026: 3.2%▲ +0.1 percentage points vs 07-2026
09-2026: 3.2%● unchanged vs 08-2026
10-2026: 3.2%● unchanged vs 09-2026
11-2026: 3.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 0.88, cash €659, halved
Size: total assets €426,774
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 34% of them on solvency, 13% on liquidity, 74% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as I&D SOLUTIONS has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of I&D SOLUTIONS itself: 3.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for I&D SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.88 (1.29 in 2024), below 1. Short-term debt is 66.6% and cash 0.2% of total assets. 72.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 days early
2024
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 25 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Incorporation
Founding capital of €500, 100 shares · Founder: NOVITCHI Iulian (comparant) · Appointment: NOVITCHI Iulian (director) · published on 19-05-2023 · Gazette deed
First establishment
Fazantenlaan 120, Ternat
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| I&D SOLUTIONS Ternat | €426,774 | €97,730 | 27.5% | - |
| LOGIN LMM Grimbergen | €410,304 | €95,128 | 39.1% | - |
| ELECT-ONE Grimbergen | €436,965 | €89,934 | 37.1% | - |
| EMY INVEST Grimbergen | €410,090 | €95,174 | 45.1% | - |
| DESSY AMENAGEMENT Liège | €465,896 | €102,210 | 18.2% | - |
| TERA RENBOUW Tielt | €507,417 | €91,980 | 16.5% | - |
| BECASA Waremme | €370,080 | €107,711 | 2.5% | - |
These companies have the same main activity as I&D SOLUTIONS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €370,000 and €507,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 16-05-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 4 others
- Establishment unit
- 2.345.080.4131742 Ternat, since 16-05-2023
- Financial year end
- 30 June
- Peppol
- Reachable
Annual accounts to 30-06-2025
- €426,774▲ 189%
- Filing
- Filed on 07-01-2026, 24 days before the end of the filing period
Insights on I&D SOLUTIONS
The balance sheet grew most in 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about I&D SOLUTIONS
- What is the company number of I&D SOLUTIONS?
- The company number of I&D SOLUTIONS is 0801.833.870. The VAT number is the same number with BE in front: BE 0801.833.870.
- Where is I&D SOLUTIONS based?
- The registered office is at Fazantenlaan 120, 1742 Ternat.Company details
- What does I&D SOLUTIONS do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of I&D SOLUTIONS?
- I&D SOLUTIONS is a private limited company (BV).
- When was I&D SOLUTIONS founded?
- I&D SOLUTIONS was founded on 16-05-2023.
- Is I&D SOLUTIONS still active?
- Yes, I&D SOLUTIONS is an active enterprise in the KBO register.
- What is the turnover of I&D SOLUTIONS?
- The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €97,730 and 111 comparable companies (NACE 41001). It probably lies between €370,000 and €840,000.Financials
- Is I&D SOLUTIONS profitable?
- In financial year 2025, I&D SOLUTIONS made a profit of €69,830.
- Where can I find the annual accounts of I&D SOLUTIONS?
- I&D SOLUTIONS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of I&D SOLUTIONS due?
- I&D SOLUTIONS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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