Financials
- Financial year
- 2025
- Total assets
- €410,090
- Profit
- €39,991
- Solvency
- 45.1%
Total assets▼ 30.9%
Net result
20232025
EMY INVEST
ActiveSummary
The computed 12-month bankruptcy probability of EMY INVEST is 2.4% (moderate). The 2025 annual accounts show equity of €184,921 and a net result of €39,991. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 52% of 9,354 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €500,000turnover 2025, estimated
- Staff
- ≈ 0.7 FTE, estimated
- Equity
- €184,921
- Profit
- €39,991
Turnover estimated from the gross margin
Why 53raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 20221 of the last 3 lateLiquidity: current ratio 3.44, cash €9,115Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency
70+21
equity 45.1% of total assets
Liquidity
42+33
short-term debt 27.4% · cash 2.2%
Profitability
81+2
return on assets 9.8%
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.3%
12-2024: 4.3%● unchanged vs 11-2024
01-2025: 4.4%▲ +0.1 percentage points vs 12-2024
02-2025: 4.4%● unchanged vs 01-2025
03-2025: 4.2%▼ -0.2 percentage points vs 02-2025
04-2025: 4.2%● unchanged vs 03-2025
05-2025: 5.0%▲ +0.8 percentage points vs 04-2025highest value
06-2025: 4.0%▼ -1.0 percentage point vs 05-2025
07-2025: 4.0%● unchanged vs 06-2025
08-2025: 4.0%● unchanged vs 07-2025
09-2025: 4.0%● unchanged vs 08-2025
10-2025: 4.0%● unchanged vs 09-2025
11-2025: 4.1%▲ +0.1 percentage points vs 10-2025
12-2025: 4.1%● unchanged vs 11-2025
01-2026: 4.0%▼ -0.1 percentage points vs 12-2025
02-2026: 4.0%● unchanged vs 01-2026
03-2026: 4.1%▲ +0.1 percentage points vs 02-2026
04-2026: 4.0%▼ -0.1 percentage points vs 03-2026
05-2026: 2.8%▼ -1.2 percentage points vs 04-2026
06-2026: 2.4%▼ -0.4 percentage points vs 05-2026
07-2026: 2.4%● unchanged vs 06-2026
08-2026: 2.4%● unchanged vs 07-2026
09-2026: 2.4%● unchanged vs 08-2026
10-2026: 2.4%● unchanged vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.44, compared with 1.25 in 2024, above the usual 1.5; short-term debt: 27.4% and cash: 2.2% of total assets), but 54.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 53% on solvency, 39% on liquidity, 62% on profitability and 69% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 days early
2024
6 days late
2023
127 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 35 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 6 May (3 of the last 3 filed years within 122 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end30-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than doubledcurrent ratio 3.44
- Equity above €150,000equity €184,921 ▲27.6%
Key points
By topic
Board & ownership
- Board
- 1 member
- MITRIK EmmyDirector
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 30-04-2027
- 06-05-2025Annual accounts filed
- 30-09-2024Equity above €100,000
- 04-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 02-10-2022
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 30
- Who signs
- Each director alone
- Annual meeting
- First Thursday of March at 18:00
- Purpose
- “Het algemene bouwbedrijf,elke activiteit in de…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
Key facts about EMY INVEST
- What is the company number of EMY INVEST?
- 0791.711.921. In Belgium the VAT number is the company number with BE in front: BE 0791.711.921.
- Where is EMY INVEST based?
- The registered office is at Beigemsesteenweg 60, 1850 Grimbergen.Company details
- What does EMY INVEST do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of EMY INVEST?
- Private limited company (BV).
- When was EMY INVEST founded?
- On 02-10-2022.
- Is EMY INVEST still active?
- Yes, EMY INVEST is an active enterprise in the KBO register.
- What is the turnover of EMY INVEST?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is EMY INVEST profitable?
- In financial year 2025, EMY INVEST made a profit of €39,991.
- Where can I find the annual accounts of EMY INVEST?
- EMY INVEST filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EMY INVEST due?
- By 30-04-2027, for financial year 2026.Timeline
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