HumbleBee Partners
ActiveHumbleBee Partners has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €128k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.73 in 2024; short-term debt: 37.8% and cash: 6.7% of total assets), and 39.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.9%
Return on assets
25.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
63 d early
2024
9 d early
2023
on the day
2022
3 d early
2021
2 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€303k=
2024 · €303k
2020: €81k
2021: €176k
2022: €396k
2023: €50k
2024: €303k
2020 → 2025
Total assets
€497k▼ 19.8%
2024 · €620k
2020: €116k
2021: €261k
2022: €594k
2023: €379k
2024: €620k
2020 → 2025
Net result
€128k▼ 76.5%
2024 · €546k
2020: €31k
2021: €95k
2022: €220k
2023: €183k
2024: €546k
2020 → 2025
Working capital
€211k▼ 6.7%
2024 · €227k
2020: €53k
2021: €162k
2022: €394k
2023: €-49k
2024: €227k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€176k-€396k▲ 125%€50k▼ 87.4%€303k▲ 505%€303k=
Operating result€127k-€288k▲ 128%€240k▼ 16.8%€712k▲ 197%€168k▼ 76.4%
Net result€95k-€220k▲ 131%€183k▼ 16.7%€546k▲ 198%€128k▼ 76.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€98k▲ 18.6%
Current assets
€399k▼ 25.7%
Equity and liabilities €497k
Equity
€303k=
Debt
€195k▼ 38.7%
The debt ratio falls from 51.2% to 39.1%. Debt is lower.
Key figures and ratios
EBITDA
€193k▼
2024 · €735k
Cash flow
€153k▼
2024 · €569k
Solvency
60.9%▲
2024 · 48.8%
Current ratio
2.12▲
2024 · 1.73
Quick ratio
2.12▲
2024 · 1.73
Debt / equity
0.64▼
2024 · 1.05
ROE
42.4%▼
2024 · 180.4%
ROA
25.8%▼
2024 · 88.1%
Interest coverage
1789.14▼
2024 · 6110.58
Debt
€195k▼
2024 · €317k
Debt ≤ 1 year
€188k▼
2024 · €311k
Income taxes
€41k▼
2024 · €174k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€620k€497k▼
Fixed assets21/28€82k€98k▲
Tangible fixed assets22/27€82k€98k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€80k€96k▲
Current assets29/58€537k€399k▼
Amounts receivable within one year40/41€310k€360k▲
Trade receivables40€30k€67k▲
Other amounts receivable41€279k€293k▲
Current investments50/53€151k€0▼
Cash at bank and in hand54/58€72k€33k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€620k€497k▼
Equity10/15€303k€303k=
Contributions10/11€50k€50k=
Reserves13€253k€253k=
Tax-exempt reserves132€253k€253k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€317k€195k▼
Amounts payable within one year42/48€311k€188k▼
Trade debts44€5k€39k▲
Suppliers440/4€5k€39k▲
Taxes, remuneration and social security45€13k€20k▲
Taxes450/3€13k€20k▲
Other amounts payable47/48€293k€128k▼
Accrued charges and deferred income492/3€7k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€25k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€736k€194k▼
Operating profit (loss)9901€712k€168k▼
Financial income75/76B€8k€1k▼
Recurring financial income75€8k€1k▼
Financial charges65/66B€120€108▼
Recurring financial charges65€120€108▼
Profit (loss) for the period before taxes9903€720k€169k▼
Income taxes67/77€174k€41k▼
Profit (loss) for the period9904€546k€128k▼
Transfer to tax-exempt reserves689€253k€0▼
Profit (loss) for the period to be appropriated9905€293k€128k▼
Appropriation of the result
Profit (loss) to be appropriated9906€293k€128k▼
Profit (loss) brought forward from the previous period14P€0-
Profit to be distributed694/7€293k€128k▼
Return on contributions (dividend)694€293k€128k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €546k ▲198%
Operating result €712k, net result €546k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.73
Current ratio from 0.85 to 1.73; short-term debt falls from €323k to €311k.
31-12
Financial
Equity above €200kEq €303k ▲505%
5 profitable years in a row build equity to €303k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-08
State Gazette act
Permanent representative · Share issue
Bank account · Capital increase
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €396k ▲125%
3 profitable years in a row build equity to €396k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
13-07
State Gazette act
Permanent representative · Share issue
Bank account · Capital increase
28-01
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
28-01
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2021
31-12
Financial
Equity above €150kEq €176k ▲118%
2 profitable years in a row build equity to €176k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-10-2024
Resigned as Director
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adriaan Willaertlaan 341850 GrimbergenGround area
1,522 m²
Building footprint
170 m²
Volume, LiDAR
1,244 m³
Parcel 23402E0013/00B000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BHumblet
since 20192.287.434.895
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0013/00B000 | Flanders | 1,522 m² | 1 · 170 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 partiesHumbleBee PartnersBE 0723.446.487
controls
Where this company holds controlthis company sits on their board2
1 location
Recognitions · licences · registrations
Legal Entity Identifier
254900HU9HWF99J68615
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.