VDR J&H
ActiveSummary
VDR J&H has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €43k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 32% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+7
Solvency57▼-43
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.01 against 38.25 in 2024; short-term debt: 17% and cash: 0% of total assets), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
4.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
33 d early
2023
35 d early
2022
39 d early
2021
30 d early
2020
36 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€303k▼ 2.1%
2024 · €309k
2018: €219k
2019: €317k
2020: €309k
2021: €311k
2022: €313k
2023: €311k
2024: €309k
2018 → 2025
Total assets
€943k▲ 168%
2024 · €352k
2018: €556k
2019: €389k
2020: €379k
2021: €374k
2022: €369k
2023: €361k
2024: €352k
2018 → 2025
Net result
€43k
2024 · €-2k
2018: €44k
2019: €98k
2020: €-8k
2021: €2k
2022: €2k
2023: €-2k
2024: €-2k
2018 → 2025
Working capital
€-159k
2024 · €253k
2018: €127k
2019: €267k
2020: €257k
2021: €254k
2022: €255k
2023: €254k
2024: €253k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€311k-€313k▲ 0.6%€311k▼ 0.5%€309k▼ 0.6%€303k▼ 2.1%
Operating result€-1k-€-2k▼ 63.0%€-2k▲ 1.5%€-4k▼ 107%€-4k▼ 17.6%
Net result€2k-€2k▲ 21.6%€-2k€-2k▼ 14.1%€43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €943k
Fixed assets
€942k ▲ 919%
Current assets
€1k ▼ 99.6%
Equity and liabilities €943k
Equity
€303k ▼ 2.1%
Debt
€641k ▲ 1,398%
The debt ratio rises from 12.2% to 67.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▼
2024 · €-3k
Cash flow
€44k▲
2024 · €-2k
Current ratio
0.01▼
2024 · 38.25
Debt / equity
2.12▲
2024 · 0.14
ROE
14.4%▲
2024 · -0.6%
ROA
4.6%▲
2024 · -0.5%
Interest coverage
-1.98▲
2024 · -2.34
Debt ≤ 1 year
€160k▲
2024 · €7k
Debt > 1 year
€479k▲
2024 · €35k
Income taxes
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€352k€943k▲
Fixed assets21/28€92k€942k▲
Tangible fixed assets22/27€92k€92k▼
Land and buildings22€92k€92k=
Plant, machinery and equipment23€595€217▼
Financial fixed assets28€40€850k▲
Current assets29/58€259k€1k▼
Amounts receivable within one year40/41€1k€733▼
Trade receivables40-€700
Other amounts receivable41€1k€34▼
Current investments50/53€256k€0▼
Cash at bank and in hand54/58€2k€407▼
Equity and liabilities
Total equity and liabilities10/49€352k€943k▲
Equity10/15€309k€303k▼
Contributions10/11€19k€19k=
Reserves13€291k€284k▼
Tax-exempt reserves132€41k€41k=
Distributable reserves133€250k€243k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€43k€641k▲
Amounts payable after more than one year17€35k€479k▲
Financial debts170/4€35k€479k▲
Amounts payable within one year42/48€7k€160k▲
Current portion of amounts payable after more than one year42-€126k
Trade debts44€2k€556▼
Suppliers440/4€2k€556▼
Taxes, remuneration and social security45€420€7k▲
Taxes450/3€420€7k▲
Other amounts payable47/48€4k€26k▲
Accrued charges and deferred income492/3€980€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€378€378=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-4k€-4k▼
Financial income75/76B€3k€62k▲
Recurring financial income75€3k€62k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-2k€56k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€-2k€43k▲
Profit (loss) for the period to be appropriated9905€-2k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€43k▲
Transfer from equity791/2€2k€50k▲
Transfer to equity691/2-€43k
To other reserves6921-€43k
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-8k ▼108%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €98k ▲124%
Operating result €174k, net result €98k, both a record.
30-09
Financial
Liquidity times 6current ratio 8.55
Current ratio from 1.42 to 8.55; short-term debt falls from €300k to €35k.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardsesteenweg 1009800 DeinzeGround area
9,518 m²
Building footprint
661 m²
Volume, LiDAR
3,681 m³
Parcel 44054B0904/00D000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JV TRANS BVBA
since 19922.058.077.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0904/00D000 | Flanders | 9,518 m² | 1 · 660 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-1992
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.