APPLES 2 ORANGES
ActiveAPPLES 2 ORANGES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €59k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency99=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 2.87 in 2024), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
12.2%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 15-10-2025, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
10 d early
2023
6 d early
2022
63 d early
2021
88 d early
2020
33 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€303k▲ 7.0%
2024 · €283k
2019: €108k
2020: €148k
2021: €177k
2022: €218k
2023: €256k
2024: €283k
2019 → 2025
Total assets
€482k▲ 3.1%
2024 · €468k
2019: €317k
2020: €345k
2021: €350k
2022: €404k
2023: €433k
2024: €468k
2019 → 2025
Net result
€59k▼ 4.8%
2024 · €62k
2019: €33k
2020: €40k
2021: €57k
2022: €61k
2023: €59k
2024: €62k
2019 → 2025
Working capital
€169k▲ 22.0%
2024 · €138k
2019: €79k
2020: €109k
2021: €134k
2022: €154k
2023: €168k
2024: €138k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€218k▲ 23.2%€256k▲ 17.2%€283k▲ 10.7%€303k▲ 7.0%
Operating result€82k-€88k▲ 6.9%€87k▼ 1.6%€88k▲ 1.0%€82k▼ 5.9%
Net result€57k-€61k▲ 8.2%€59k▼ 3.1%€62k▲ 4.1%€59k▼ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482k
Fixed assets
€231k▼ 9.3%
Current assets
€251k▲ 18.1%
Equity and liabilities €482k
Equity
€303k▲ 7.0%
Debt
€180k▼ 2.7%
The debt ratio falls from 39.5% to 37.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€112k▼
2024 · €114k
Cash flow
€89k▲
2024 · €88k
Solvency
62.7%▲
2024 · 60.5%
Current ratio
3.05▲
2024 · 2.87
Quick ratio
3.05▲
2024 · 2.87
Debt / equity
0.59▼
2024 · 0.65
ROE
19.5%▼
2024 · 21.9%
ROA
12.2%▼
2024 · 13.2%
Interest coverage
45.27▲
2024 · 42.14
Debt
€180k▼
2024 · €185k
Debt ≤ 1 year
€82k▲
2024 · €74k
Debt > 1 year
€97k▼
2024 · €110k
Income taxes
€23k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€468k€482k▲
Fixed assets21/28€255k€231k▼
Tangible fixed assets22/27€255k€231k▼
Land and buildings22€181k€177k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€69k€50k▼
Current assets29/58€213k€251k▲
Amounts receivable within one year40/41€132k€110k▼
Trade receivables40€55k€31k▼
Other amounts receivable41€77k€79k▲
Current investments50/53€10k€24k▲
Cash at bank and in hand54/58€68k€115k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€468k€482k▲
Equity10/15€283k€303k▲
Contributions10/11€6k€6k=
Reserves13€277k€296k▲
Distributable reserves133€277k€296k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€185k€180k▼
Amounts payable after more than one year17€110k€97k▼
Financial debts170/4€110k€97k▼
Amounts payable within one year42/48€74k€82k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€366€192▼
Suppliers440/4€366€192▼
Taxes, remuneration and social security45€18k€25k▲
Taxes450/3€18k€25k▲
Other amounts payable47/48€42k€44k▲
Accrued charges and deferred income492/3€0€437▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€30k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€116k€114k▼
Operating profit (loss)9901€88k€82k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€87k€82k▼
Income taxes67/77€25k€23k▼
Profit (loss) for the period9904€62k€59k▼
Profit (loss) for the period to be appropriated9905€62k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€59k▼
Transfer from equity791/2€35k€39k▲
Transfer to equity691/2€62k€59k▼
To other reserves6921€62k€59k▼
Profit to be distributed694/7€35k€39k▲
Return on contributions (dividend)694€35k€39k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €62k ▲4.1%
Net result €62k, the highest in the series.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €200kEq €218k ▲23.2%
4 profitable years in a row build equity to €218k.
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €150kEq €177k ▲20%
3 profitable years in a row build equity to €177k.
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kelderkestraat(GTS) 333300 TienenGround area
2,456 m²
Building footprint
156 m²
Volume, LiDAR
797 m³
Parcel 24031E0048/00T000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Apples 2 Oranges bvba
since 20132.216.628.558
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24031E0048/00T000 | Flanders | 2,456 m² | 1 · 156 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,730 EUR awarded · 2,730 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,730 EUR | 2,730 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 37,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2013
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.