HRM TOOLSHOP
ActiveHRM TOOLSHOP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €13k. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+25
Solvency68▲+20
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.29 in 2024; short-term debt: 56.6% and cash: 60.4% of total assets), but 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
6 d early
2023
1 d early
2022
3 d early
2021
2 d early
2020
4 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 22.2%
2024 · €31k
2018: €84k
2019: €90k
2020: €49k
2021: €45k
2022: €18k
2023: €45k
2024: €31k
2018 → 2025
Total assets
€88k▼ 36.0%
2024 · €138k
2018: €191k
2019: €264k
2020: €259k
2021: €200k
2022: €237k
2023: €169k
2024: €138k
2018 → 2025
Net result
€13k▲ 87.2%
2024 · €7k
2018: €10k
2019: €31k
2020: €-41k
2021: €-4k
2022: €-27k
2023: €26k
2024: €7k
2018 → 2025
Working capital
€38k▲ 22.2%
2024 · €31k
2018: €84k
2019: €90k
2020: €49k
2021: €45k
2022: €18k
2023: €45k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€18k▼ 59.2%€45k▲ 143%€31k▼ 30.3%€38k▲ 22.2%
Operating result€-4k-€-27k▼ 569%€27k€8k▼ 70.7%€14k▲ 77.3%
Net result€-4k-€-27k▼ 550%€26k€7k▼ 73.3%€13k▲ 87.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 77% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €88k
Equity
€38k▲ 22.2%
Debt
€50k▼ 53.1%
The debt ratio falls from 77.3% to 56.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
43.4%▲
2024 · 22.7%
Current ratio
1.77▲
2024 · 1.29
Quick ratio
1.77▲
2024 · 1.29
Debt / equity
1.31▼
2024 · 3.41
ROE
34.6%▲
2024 · 22.6%
ROA
15.0%▲
2024 · 5.1%
Debt
€50k▼
2024 · €107k
Debt ≤ 1 year
€50k▼
2024 · €107k
Income taxes
€1k▲
2024 · €708
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€88k▼
Current assets29/58€138k€88k▼
Amounts receivable within one year40/41€65k€35k▼
Trade receivables40€65k€27k▼
Other amounts receivable41-€8k
Cash at bank and in hand54/58€74k€53k▼
Equity and liabilities
Total equity and liabilities10/49€138k€88k▼
Equity10/15€31k€38k▲
Contributions10/11€12k€12k=
Reserves13€19k€26k▲
Distributable reserves133€19k€26k▲
Amounts payable17/49€107k€50k▼
Amounts payable within one year42/48€107k€50k▼
Trade debts44€78k€42k▼
Suppliers440/4€78k€42k▼
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€8k€2k▼
Other amounts payable47/48€21k€6k▼
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€8k€14k▲
Operating profit (loss)9901€8k€14k▲
Financial income75/76B-€693
Recurring financial income75-€693
Financial charges65/66B€87€76▼
Recurring financial charges65€87€76▼
Profit (loss) for the period before taxes9903€8k€15k▲
Income taxes67/77€708€1k▲
Profit (loss) for the period9904€7k€13k▲
Profit (loss) for the period to be appropriated9905€7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€13k▲
Transfer from equity791/2€21k€6k▼
Transfer to equity691/2€7k€13k▲
To other reserves6921€7k€13k▲
Profit to be distributed694/7€21k€6k▼
Return on contributions (dividend)694€21k€6k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-41k ▼231%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €31k ▲212%
Operating result €35k, net result €31k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nanovestraat 1101745 OpwijkGround area
1,629 m²
Building footprint
282 m²
Volume, LiDAR
915 m³
Parcel 23060B0614/00P000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HRM Toolshop
since 20112.200.513.690
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0614/00P000 | Flanders | 1,629 m² | 1 · 282 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2011
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.