House Immo
ActiveSummary
House Immo has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €116k and a net result of €31k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+3
Solvency54▼-15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 4.71 in 2023; short-term debt: 13.3% and cash: 13.6% of total assets), but 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.8%
Return on assets
7.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
9 d early
2022
7 d early
2021
29 d late
2020
3 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€31k▲ 236%
2023 · €9k
2018: €5k
2019: €228
2020: €37k
2021: €9k
2022: €19k
2023: €9k
2018 → 2024
Working capital
€68k▲ 37.1%
2023 · €50k
2018: €14k
2019: €16k
2020: €44k
2021: €48k
2022: €67k
2023: €50k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€49k-€58k▲ 19.4%€76k▲ 30.4%€85k▲ 12.3%€116k▲ 36.6%
Operating result€51k-€15k▼ 69.9%€24k▲ 54.7%€16k▼ 30.8%€46k▲ 183%
Net result€37k-€9k▼ 74.2%€19k▲ 96.2%€9k▼ 49.7%€31k▲ 236%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 183% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €404k
Fixed assets
€282k ▲ 117%
Current assets
€122k ▲ 93.6%
Equity and liabilities €404k
Equity
€116k ▲ 36.6%
Debt
€288k ▲ 166%
Debt's share of the balance-sheet total rises from 55.9% to 71.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▲
2023 · €43k
Cash flow
€38k▲
2023 · €36k
Current ratio
2.26▼
2023 · 4.71
Debt to equity
2.47▲
2023 · 1.27
ROE
26.8%▲
2023 · 10.9%
ROA
7.7%▲
2023 · 4.8%
Interest coverage
6.99▼
2023 · 15.33
Debt ≤ 1 year
€54k▲
2023 · €13k
Debt > 1 year
€234k▲
2023 · €95k
Income taxes
€8k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€193k€404k▲
Fixed assets21/28€130k€282k▲
Tangible fixed assets22/27€130k€282k▲
Land and buildings22€106k€282k▲
Furniture and vehicles24€14k-
Leasing and similar rights25€10k-
Current assets29/58€63k€122k▲
Amounts receivable within one year40/41€52k€66k▲
Trade receivables40€8k€26k▲
Other amounts receivable41€44k€40k▼
Cash at bank and in hand54/58€10k€55k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€193k€404k▲
Equity10/15€85k€116k▲
Contributions10/11€14k€14k=
Reserves13€69k€84k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€67k€82k▲
Profit (loss) carried forward14€2k€18k▲
Amounts payable17/49€108k€288k▲
Amounts payable after more than one year17€95k€234k▲
Financial debts170/4€95k€234k▲
Amounts payable within one year42/48€13k€54k▲
Current portion of amounts payable after more than one year42€11k€10k▼
Financial debts43€641-
Credit institutions430/8€641-
Trade debts44€460€9k▲
Suppliers440/4€460€9k▲
Taxes, remuneration and social security45€1k€35k▲
Taxes450/3€1k€34k▲
Remuneration and social security454/9-€650
Accrued charges and deferred income492/3-€1
Income statement
Code20232024
Non-recurring operating income76A-€18k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€7k▼
Other operating charges640/8€813€3k▲
Gross operating margin9900€44k€56k▲
Operating profit (loss)9901€16k€46k▲
Financial income75/76B€417€666▲
Recurring financial income75€417€666▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€14k€39k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€9k€31k▲
Profit (loss) for the period to be appropriated9905€9k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€33k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€9k€15k▲
To other reserves6921€9k€15k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €116k ▲36.6%
7 profitable years in a row build equity to €116k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €37k ▲15938%
Operating result €51k, net result €37k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €228 ▼95.5%
Net result drops to €228, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 90 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gréat 441450 ChastreGround area
1,143 m²
Building footprint
88 m²
Volume, LiDAR
618 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
House Immo
since 20152.243.627.024
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25071D0362/00E000 | Wallonia | 711 m² | 1 · 88 m² | 8.3 m · 2 fl. |
| 25022B0285/00P000 | Wallonia | 432 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VASTGOED-EXPERTISE KVL
BE 1003.090.262
Beveren-Kruibeke-Zwijndrecht · Eq €115,979
MARBO IMMO
BE 0779.474.875
Liège · Eq €115,821
EXPANDABLE
BE 0734.846.858
La Hulpe · Eq €114,287
KRAUVER
BE 0883.375.238
Grimbergen · Eq €118,919
IMMO D.Cube
BE 0834.792.886
Watermaal-Bosvoorde · Eq €119,159
Of 1,530 companies in sector 68322 we hold annual accounts for 740. 560 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68322Real estate appraisal on a fee or contract basis
68121Development of residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bockcvjc@gmail.com
Phone:0473/57.28.48