Losses
-€13,901 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
RaVaCo
Lifetime
12 annual accounts with figures on one time axispeak €42,398 (2023)
€25,451▲ 11.4%
lowest -€18,261 (2018)
-€12,458▼ €11,014
peak €38,588 (2023)
€24,687▼ 33.5%
€475,867▼ 0.9%
Board3 names since 2014
1 director
Documentsfilings and deeds
23-01-20268 days before the deadline
2025micro format
Loss of €12,458Equity from €37,145 to €24,687Investments €359,775Cash from €2,951 to €1,261
Key points
from the 2025 annual accountsTurnover
≈ €56,000 estimated
The micro format states no turnover.
Debts
€475,867 95% of the balance sheet
Financial debts 84%Suppliers 1%Taxes and wages 1%Other 14%
Of this, €74,930 falls due within a year.
Investments
€359,775 11.8 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 333.0% higher than in 2024.
Liquidity
0.71 was 5.40 in 2024
Short-term debts rose from €73,895 to €74,930.
Filings
12 annual accounts since 2014
The last five annual accounts were filed 1 to 28 days before the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 910 companies had the same profile as RaVaCo has now. Each dot stands for 3 companies, two years later.
95.2%
were still trading
2.2%
stopped another way
2.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 910 companies, not a prediction for RaVaCo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0508453412
New director
appointed, resigned · General meeting of 07-04-2021 · Gazette deed
Resignation: (statutory manager)
Director discharge: · Gazette deed
Resignations & appointments
General meeting of 06-12-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RaVaCo Kortrijk | €500,554 | €25,451 | 4.9% | - |
| ACMAM Dilbeek | €408,801 | €27,383 | 12.1% | - |
| House Immo Chastre | €389,663 | €25,115 | 30.4% | - |
| CONREUR 113 La Louvière | €512,527 | €18,018 | 73.9% | - |
| ALTER INVEST Anzegem | €313,221 | €20,162 | 22.3% | - |
| KH INVEST Antwerp | €689,064 | €15,447 | 76.6% | - |
| Lampaert safes & security Diepenbeek | €308,839 | €37,219 | 87.9% | - |
These companies have the same main activity as RaVaCo: real estate appraisal on a fee or contract basis (NACE 68322). They are comparable in size and age: total assets between €309,000 and €689,000, founded between 2008 and 2015.
Official details
Source: KBO- Status
- Active since 17-12-2012Normal situation
- Activity
- Real estate appraisal on a fee or contract basisNACE 68322and 4 others
- Establishment unit
- 2.215.011.3318510 Kortrijk, since 17-12-2012
- Financial year end
- 30 June
- Peppol
- Reachable since 08-09-2025
Annual accounts to 30-06-2025
- €500,554▼ 3.3%
- Filing
- Filed on 23-01-2026, 8 days before the end of the filing period
Insights on RaVaCo
RaVaCo files the micro format. That format states no turnover. The gross margin fell from €37,519 in 2014 to €25,451 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RaVaCo
- What is the company number of RaVaCo?
- The company number of RaVaCo is 0508.453.412. The VAT number is the same number with BE in front: BE 0508.453.412.
- Where is RaVaCo based?
- The registered office is at Cannaerthof 5, 8510 Kortrijk.Company details
- What does RaVaCo do?
- According to the KBO register, the main activity is real estate appraisal on a fee or contract basis (NACE 68322).
- What is the legal form of RaVaCo?
- RaVaCo is a private limited company (BV).
- When was RaVaCo founded?
- RaVaCo was founded on 17-12-2012.
- Is RaVaCo still active?
- Yes, RaVaCo is an active enterprise in the KBO register.
- What is the turnover of RaVaCo?
- The turnover in financial year 2025 is ≈ €56,000. This figure is estimated from the gross margin of €25,451 and 32 comparable companies (NACE 683). It probably lies between €38,000 and €98,000.Financials
- Is RaVaCo profitable?
- In financial year 2025, RaVaCo made a loss of €12,458.
- Where can I find the annual accounts of RaVaCo?
- RaVaCo filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RaVaCo due?
- RaVaCo must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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