House Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
House Immo
Largest movements
- Cash -€53,253
down €53,253 (-96.5%), from €55,200 to €1,947
mainly Investment in fixed assets (net) (-€42,006) and Tax, wage and social debts (-€15,766)
- Tangible fixed assets +€34,773
up €34,773 (+12.3%), from €282,362 to €317,135
- Tax, wage and social debts -€15,766
down €15,766 (-45.0%), from €35,000 to €19,234
of which Taxes: -€15,116
- Trade debts -€7,024
down €7,024 (-79.0%), from €8,887 to €1,863
- Gross operating margin -€30,935
down €30,935 (-55.2%), from €56,050 to €25,115
- Taxes -€3,496
down €3,496 (-44.1%), from €7,921 to €4,425
- Other operating charges -€2,496
down €2,496 (-80.6%), from €3,097 to €601
- Financial charges +€1,852
up €1,852 (+24.5%), from €7,574 to €9,426
- Financial income +€1,119
up €1,119 (+168.0%), from €666 to €1,785
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €404,401 | €389,663 | -€14,738 | -3.6% |
| Fixed assets | 21/28 | €282,362 | €317,500 | +€35,138 | +12.4% |
| Tangible fixed assets | 22/27 | €282,362 | €317,135 | +€34,773 | +12.3% |
| Land and buildings | 22 | €282,362 | €317,135 | +€34,773 | +12.3% |
| Financial fixed assets | 28 | - | €365 | +€365 | |
| Current assets | 29/58 | €122,039 | €72,163 | -€49,876 | -40.9% |
| Amounts receivable within one year | 40/41 | €65,668 | €68,265 | +€2,597 | +4.0% |
| Trade receivables | 40 | €25,671 | €37,370 | +€11,699 | +45.6% |
| Other amounts receivable | 41 | €39,997 | €30,895 | -€9,102 | -22.8% |
| Cash at bank and in hand | 54/58 | €55,200 | €1,947 | -€53,253 | -96.5% |
| Deferred charges and accrued income | 490/1 | €1,171 | €1,951 | +€780 | +66.6% |
| Total equity and liabilities | 10/49 | €404,401 | €389,663 | -€14,738 | -3.6% |
| Equity | 10/15 | €116,473 | €118,354 | +€1,881 | +1.6% |
| Contributions | 10/11 | €14,470 | €14,470 | = | 0.0% |
| Reserves | 13 | €84,054 | €85,935 | +€1,881 | +2.2% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €82,194 | €84,075 | +€1,881 | +2.3% |
| Profit (loss) carried forward | 14 | €17,949 | €17,949 | = | 0.0% |
| Amounts payable | 17/49 | €287,928 | €271,309 | -€16,619 | -5.8% |
| Amounts payable after more than one year | 17 | €233,945 | €232,538 | -€1,407 | -0.6% |
| Financial debts | 170/4 | €233,945 | €232,538 | -€1,407 | -0.6% |
| Amounts payable within one year | 42/48 | €53,982 | €36,491 | -€17,491 | -32.4% |
| Current portion of amounts payable after more than one year | 42 | €10,095 | €12,512 | +€2,417 | +23.9% |
| Financial debts | 43 | - | €2,882 | +€2,882 | |
| Credit institutions | 430/8 | - | €2,882 | +€2,882 | |
| Trade debts | 44 | €8,887 | €1,863 | -€7,024 | -79.0% |
| Suppliers | 440/4 | €8,887 | €1,863 | -€7,024 | -79.0% |
| Taxes, remuneration and social security | 45 | €35,000 | €19,234 | -€15,766 | -45.0% |
| Taxes | 450/3 | €34,350 | €19,234 | -€15,116 | -44.0% |
| Remuneration and social security | 454/9 | €650 | - | -€650 | |
| Accrued charges and deferred income | 492/3 | €1 | €2,280 | +€2,279 | +227900.0% |
| Non-recurring operating income | 76A | €18,479 | - | -€18,479 | |
| Remuneration, social security and pensions | 62 | - | €345 | +€345 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,888 | €6,868 | -€20 | -0.3% |
| Other operating charges | 640/8 | €3,097 | €601 | -€2,496 | -80.6% |
| Gross operating margin | 9900 | €56,050 | €25,115 | -€30,935 | -55.2% |
| Operating profit (loss) | 9901 | €46,065 | €17,301 | -€28,764 | -62.4% |
| Financial income | 75/76B | €666 | €1,785 | +€1,119 | +168.0% |
| Recurring financial income | 75 | €666 | €1,785 | +€1,119 | +168.0% |
| Financial charges | 65/66B | €7,574 | €9,426 | +€1,852 | +24.5% |
| Recurring financial charges | 65 | €7,574 | €9,426 | +€1,852 | +24.5% |
| Profit (loss) for the period before taxes | 9903 | €39,157 | €9,660 | -€29,497 | -75.3% |
| Income taxes | 67/77 | €7,921 | €4,425 | -€3,496 | -44.1% |
| Profit (loss) for the period | 9904 | €31,236 | €5,235 | -€26,001 | -83.2% |
| Profit (loss) for the period to be appropriated | 9905 | €31,236 | €5,235 | -€26,001 | -83.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.