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HOT N CHEESE

Active
Private limited companyfounded 2024active for 2 yearsBoulevard de la Sauvenière 151, 4000 Liège, BelgiumKBO/BCE: BE 1010.248.961
Summary

The computed 12-month bankruptcy probability of HOT N CHEESE is 6.9% (elevated). The 2024 annual accounts show equity of €10,108 and a net result of -€9,892. Its solvency ranks better than 63% of 18,734 sector peers (NACE 56, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 11-06-2024 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112
Establishment units
2.360.403.344 4000 Liège, since 22-06-2024
2.381.541.426 4040 Herstal, since 27-11-2025
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • KHAN TariqDirector

Financial position

35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.9%
Annual accounts 2024
Turnover
€64,278
Loss
€9,892
Equity
€10,108
Total assets
€22,848
Staff
≈ 0.4 FTE
estimated
  • 2024 accounts filed 78 days after the deadline
Score breakdownraises riskFounded in 20241 financial year not filed after the legal deadline; last filed accounts filed 78 days late; 1 of the last 3 accounts lateFigures for financial year 2024 (filed on 17-10-2025)Size: turnover €64,278, total assets €22,848Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 38% of micro companies in food and beverage service (NACE 56)
Financial strength
Weak
Solvency 69
equity 44.2% of total assets
Liquidity 47
short-term debt 55.8% · cash 20.7%
Profitability 0
return on assets -43.3%
Bankruptcy probability within 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,783 companies, NACE 56, micro)
Last 24 months 07-2025: 3.9% 08-2025: 4.0%▲ +0.1 percentage points vs 07-2025 09-2025: 4.1%▲ +0.1 percentage points vs 08-2025 10-2025: 4.5%▲ +0.4 percentage points vs 09-2025 11-2025: 3.4%▼ -1.1 percentage points vs 10-2025lowest value 12-2025: 4.0%▲ +0.6 percentage points vs 11-2025 01-2026: 4.3%▲ +0.3 percentage points vs 12-2025 02-2026: 4.3%● unchanged vs 01-2026 03-2026: 4.3%● unchanged vs 02-2026 04-2026: 4.3%● unchanged vs 03-2026 05-2026: 4.5%▲ +0.2 percentage points vs 04-2026 06-2026: 4.5%● unchanged vs 05-2026 07-2026: 4.6%▲ +0.1 percentage points vs 06-2026 08-2026: 5.2%▲ +0.6 percentage points vs 07-2026 09-2026: 5.6%▲ +0.4 percentage points vs 08-2026 10-2026: 6.9%▲ +1.3 percentage points vs 09-2026highest value 11-2026: 6.9%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 1.79, above the usual 1.5. Short-term debt is 55.8% and cash 20.7% of total assets. However, 55.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 63% of them on solvency, 43% on liquidity and 8% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 78 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 17-10-2025)
NBB · annual accounts
raises risk · Size: turnover €64,278, total assets €22,848
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2024 accounts filed 78 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
78 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its 2024 accounts 78 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: Lower net result than 81% of companies in food and beverage servicesector median €5,437 · 18,719 companies -€9,892 View
  • Caution: A director leftlatest change 07-10-2026 · 1 in office 1 left View

Recent changes

  1. · Gazette deed Transfer of 200 sharesResignation: ZAID Tarek (director) · Appointment: KHAN Tariq (director)
  2. · Gazette deed IncorporationStarting capital €20,000 · Appointment: ZAID Tarek (director)
All 3 events

Comparable companies

These companies have the same main activity as HOT N CHEESE: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €20,800 and €42,600, founded between 2023 and 2025.

CompanyTotal assetsGross margin
HOT N CHEESE Liège€22,848€1,687
CLOB HOUSE Neupré€24,385€2,217
PMKN Ukkel€22,214€2,764
Afrovibe Business Group Liège€25,367-€9,405
SD PARTNERS Liège€42,567€1,693
SO SAGA EXPORT Liège€23,082-€908
M&M Corporation Liège€20,797-€17,831
Full comparison

Key facts about HOT N CHEESE

What is the company number of HOT N CHEESE?
The company number of HOT N CHEESE is 1010.248.961. The VAT number is the same number with BE in front: BE 1010.248.961.
Where is HOT N CHEESE based?
The registered office is at Boulevard de la Sauvenière 151, 4000 Liège.Company details
What does HOT N CHEESE do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of HOT N CHEESE?
The legal form of HOT N CHEESE is Private limited company (BV).
When was HOT N CHEESE founded?
HOT N CHEESE was founded on 11-06-2024.
Is HOT N CHEESE still active?
Yes, HOT N CHEESE is an active enterprise in the KBO register.
What is the turnover of HOT N CHEESE?
The turnover of HOT N CHEESE was €64,278 in financial year 2024, according to the filed annual accounts.Financials
Is HOT N CHEESE profitable?
In financial year 2024, HOT N CHEESE made a loss of €9,892.
Where can I find the annual accounts of HOT N CHEESE?
HOT N CHEESE filed 1 annual account with the National Bank of Belgium, for financial year 2024.

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