SO SAGA EXPORT
ActiveThe computed 12-month bankruptcy probability of SO SAGA EXPORT is 4.1% (elevated). The 2025 annual accounts show equity of €132 and a net result of €-1k. Its solvency ranks better than 23% of 3657 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability23
Solvency26
Growth-
Track record67
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01; short-term debt: 99.4% and cash: 0.2% of total assets), and 99.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
-5.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3657 sector peers (2025).
NBB · sector comparisonPosition among 3657 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€132
Total assets
€23k
Net result
€-1k
Working capital
€132
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €23k
Equity
€132
Debt
€23k
Debt finances 99.4% of the balance-sheet total.
Key figures and ratios
Solvency
0.6%
Current ratio
1.01
Quick ratio
1.01
ROA
-5.9%
Debt
€23k
Debt ≤ 1 year
€23k
Equity ratios withheld: equity of €132 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€23k
Current assets29/58€23k
Amounts receivable within one year40/41€23k
Trade receivables40€23k
Other amounts receivable41€4
Cash at bank and in hand54/58€40
Equity and liabilities
Total equity and liabilities10/49€23k
Equity10/15€132
Contributions10/11€2k
Profit (loss) carried forward14€-1k
Amounts payable17/49€23k
Amounts payable within one year42/48€23k
Trade debts44€23k
Suppliers440/4€23k
Income statement
Code2025
Other operating charges640/8€450
Gross operating margin9900€-908
Operating profit (loss)9901€-1k
Financial charges65/66B€10
Recurring financial charges65€10
Profit (loss) for the period before taxes9903€-1k
Profit (loss) for the period9904€-1k
Profit (loss) for the period to be appropriated9905€-1k
Appropriation of the result
Profit (loss) to be appropriated9906€-1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place des Carmes 74000 LiègeGround area
777 m²
Building footprint
174 m²
Volume, LiDAR
5,632 m³
Parcel 62063A1645/00E005, Wallonia · tallest building 35.6 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
SO SAGA EXPORT
since 20252.376.100.914
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A1645/00E005 | Wallonia | 777 m² | 1 · 174 m² | 35.6 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
't POMPIERKE
BE 0429.110.875
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OSEA PRODUCTION
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EBM-Events
BE 0561.939.410
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GRAZICO
BE 0682.446.270
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DASCOMA
BE 0698.855.306
Vorst · Eq €151
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2025
Fiscal year end31-12
Activities, NACEBEL
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.