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SD PARTNERS

Active
Private limited companyfounded 2024active for 2 yearsPlace Saint-Lambert 27, 4000 Liège, BelgiumKBO/BCE: BE 1013.441.548
Summary

The computed 12-month bankruptcy probability of SD PARTNERS is 2.7% (moderate). The 2025 annual accounts show equity of €10,270 and a net result of €270. Its solvency ranks better than 45% of 17,001 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 11-09-2024 Normal situation
Registered office
33 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Limited-service restaurants, excluding mobile food services NACE 56112
Establishment unit
2.364.958.582 4000 Liège, since 01-10-2024
Financial year end
31 December
Peppol
Reachable since 04-12-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Turnover
€157,751
Profit
€270
Equity
€10,270
Total assets
€42,567
Score breakdownraises riskFounded in 2024Size: turnover €157,751, total assets €42,567Sector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 0.81, cash €17,095Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies in food and beverage service (NACE 56)
Financial strength
Average
Solvency 49
equity 24.1% of total assets
Liquidity 59
short-term debt 75.9% · cash 40.2%
Profitability 54
return on assets 0.6%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,783 companies, NACE 56, micro)
Last 24 months 10-2025: 3.9% 11-2025: 4.0%▲ +0.1 percentage points vs 10-2025 12-2025: 4.1%▲ +0.1 percentage points vs 11-2025 01-2026: 4.5%▲ +0.4 percentage points vs 12-2025 02-2026: 4.5%● unchanged vs 01-2026 03-2026: 4.8%▲ +0.3 percentage points vs 02-2026 04-2026: 5.3%▲ +0.5 percentage points vs 03-2026highest value 05-2026: 5.2%▼ -0.1 percentage points vs 04-2026 06-2026: 5.1%▼ -0.1 percentage points vs 05-2026 07-2026: 5.1%● unchanged vs 06-2026 08-2026: 2.6%▼ -2.5 percentage points vs 07-2026lowest value 09-2026: 2.7%▲ +0.1 percentage points vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026 11-2026: 2.7%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81, below 1. Short-term debt is 75.9% and cash 40.2% of total assets. 75.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 45% of them on solvency, 63% on liquidity and 38% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €157,751, total assets €42,567
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 0.81, cash €17,095
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: A director leftlatest change 04-12-2025 · 1 in office 1 left View

Recent changes

  1. · Gazette deed Transfer of 50 sharesResignation: Errami Sami (director)
  2. · Gazette deed IncorporationStarting capital €10,000 · Appointments: ERRAMI Sami Gabriel (director) and HADDA Dalil (director)
All 3 events

Comparable companies

These companies have the same main activity as SD PARTNERS: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €22,800 and €48,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
SD PARTNERS Liège€42,567€1,693
MAKI MAKI LIEGE Liège€40,152-€32,416
LE TRAM LIEGE Liège€48,000-€1,820
HOT N CHEESE Liège€22,848€1,687
JEF ET CECILE Visé€36,512-€13,201
Wat'Yns Hannut€31,838-€30,288
Apizz. Beersel€40,452€2,536
Full comparison

Key facts about SD PARTNERS

What is the company number of SD PARTNERS?
The company number of SD PARTNERS is 1013.441.548. The VAT number is the same number with BE in front: BE 1013.441.548.
Where is SD PARTNERS based?
The registered office is at Place Saint-Lambert 27, 4000 Liège.Company details
What does SD PARTNERS do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of SD PARTNERS?
The legal form of SD PARTNERS is Private limited company (BV).
When was SD PARTNERS founded?
SD PARTNERS was founded on 11-09-2024.
Is SD PARTNERS still active?
Yes, SD PARTNERS is an active enterprise in the KBO register.
What is the turnover of SD PARTNERS?
The turnover of SD PARTNERS was €157,751 in financial year 2025, according to the filed annual accounts.Financials
Is SD PARTNERS profitable?
In financial year 2025, SD PARTNERS made a profit of €270.
Where can I find the annual accounts of SD PARTNERS?
SD PARTNERS filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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