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HopSaké

Active Private limited companyfounded 2018active for 8 yearsKoningin Astridplein 15B, 9150 Beveren-Kruibeke-ZwijndrechtKBO/BCE: BE 0694.875.237
HopSaké
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Overview

Lifetime

8 annual accounts with figures on one time axis
peak €122,114 (2023)
€4,013▼ 62.5%
lowest -€8,659 (2021)
-€4,392▼ €11,367
peak €145,081 (2023)
€21,183▼ 17.2%
€9,234▲ 207%
Board1 name since 2022
1 directorDE HAENE Dirk Ludovica Oscar
Documentsfilings and deeds
22-09-202639 days before the deadline
2026abbreviated format
Gross margin from €10,693 to €4,013Loss of €4,392Equity from €25,575 to €21,183Debts from €3,006 to €9,234

Key points

from the 2026 annual accounts

Equity

€21,183 from €145,081 in 2023

Equity fell by 85% in 3 years.

Liquidity

3.01 was 8.35 in 2025

Short-term debts rose from €3,006 to €9,234.

Position in the sector

-€4,392

Lower net result than 85% of companies in head offices and management consultancy. Sector median €43,491 · 565 companies.

Checked score

85
Excellent
Financially stronger than 33% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025highest value 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.4%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%▼ -0.2 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

95-5equity 69.6% of total assets
38-61short-term debt 30.4% · cash 0.8%
51-48return on assets -14.4%

Score breakdown

raises risk
Liquidity: current ratio 3.01, cash €257
Loss of €4,392 (financial year 2026)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €30,417
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 65% of them on solvency, 18% on liquidity, 24% on profitability and 24% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,591 companies had the same profile as HopSaké has now. Each dot stands for 9 companies, two years later.

87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of HopSaké itself is lower: 0.2% within 12 months. It rests on far more data about HopSaké than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,591 companies, not a prediction for HopSaké. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.01 (8.35 in 2025), above the usual 1.5. Short-term debt is 30.4% and cash 0.8% of total assets. 30.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €30,417
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.01, cash €257
NBB · annual accounts
raises risk · Loss of €4,392 (financial year 2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2026
39 days early
2025
39 days early
2024
37 days early
2023
on the day
2022
39 days early
2021
3 days early
2020
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 22 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DH
DE HAENE Dirk Ludovica Oscar
Director, since 05-08-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0694875237
Change of role: DE HAENE Dirk Ludovica Oscar, from manager to director Director discharge: DE HAENE Dirk Ludovica Oscar · General meeting of 05-08-2022 · Gazette deed
Permanent representative: Dirk De Haene General meeting of 20-03-2019 · Gazette deed
Incorporation published on 20-04-2018 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
HopSaké Beveren-Kruibeke-Zwijndrecht €30,417 €4,013 69.6% -
KRIVARCO Aalter €37,927 €4,055 29.6% -
Dirk Vrancken Consultancy Aarschot €32,738 €3,781 91.1% -
AUSM Sint-Genesius-Rode €24,538 €4,258 59.6% -
KoruConnect Ternat €29,312 €4,993 -260.3% -
L-KA Group Grâce-Hollogne €32,832 €4,718 64.4% -
TOPPAKO CAPITAL Brussels €28,577 €4,930 12.7% -

These companies have the same main activity as HopSaké: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €24,500 and €37,900, founded between 2017 and 2019.

Official details

Source: KBO
Status
Active since 18-04-2018Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.275.062.1509150 Beveren-Kruibeke-Zwijndrecht, since 18-04-2018
Financial year end
31 March
Peppol
Reachable since 09-07-2025
Company details

Annual accounts to 31-03-2026

€4,013▼ 62.5%
≈ €16,000estimated
€4,392
€21,183▼ 17.2%
€30,417▲ 6.4%
Filing
Filed on 22-09-2026, 39 days before the end of the filing period
Financials

Insights on HopSaké

HopSaké files the abbreviated format. That format states no turnover. The gross margin fell from €35,490 in 2019 to €4,013 in 2026.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2026

abbreviated format, filed on 22-09-2026, 39 days before the deadline
€4,013
▼ 62.5%
€1,900
▼ 73.5%
-€4,392
▼ €11,367
€18,573
▼ 16.0%
69.6%
▼ 19.8 percentage points
3.01
▼ 5.34

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €16,000. Estimated: probably between €7,000 and €40,000.

Balance sheet

balance sheet total €30,417 on 31-03-2026
What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

69.6%

Higher than 86% of 10,856 companies in 2025.

3.01

Higher than 86% of 10,478 companies in 2025.

-14.4%

Higher than 85% of 10,725 companies in 2025.

HopSaké Middle half of the sector 80% of the sector Abbreviated accounts in head offices and management consultancy (NACE 70)

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20262025202420232022202120202019
Balance sheet: assets
20/58 30,41728,581168,388152,78066,65069,36473,75345,203
20 -------0
21/28 2,6103,4766,2948,7508,5457,56310,0386,804
21 -------0
22/27 2,6103,4766,2948,7508,5457,56310,0386,804
22 -------0
23 5628681,2711,674374492-0
24 2,0482,6085,0247,0767,2255,1797,2003,020
26 ---09461,8922,8383,784
27 -------0
28 -------0
29/58 27,80725,105162,093144,03058,10561,80163,71538,399
29 -0126,34576,00036,00031,65024,50012,000
290 ---036,00031,65024,50012,000
291 -0126,34576,000---0
3 3,5535,0492,6641,5392,0972,0002,0002,000
30/36 3,5535,0492,6641,5392,0972,0002,0002,000
37 -------0
40/41 20,35516,67629,57365,60120,00826,83336,04619,555
40 19,4105,71029,57340,19220,00826,82336,04619,555
41 94510,966025,409010-0
50/53 -------0
54/58 257-0890-09934,844
490/1 3,6423,3803,512-01,3181770
Balance sheet: equity and liabilities
10/49 30,41728,581168,388152,78066,65069,36473,75345,203
10/15 21,18325,57518,600145,08149,50654,76163,42031,124
10/11 18,60018,60018,60018,60018,60018,60006,200
100 ------018,600
101 ------012,400
11 ------18,6000
1100/10 ------18,6000
12 -------0
13 2,583-036,16136,16136,16144,82024,924
130/1 ---01,8601,8601,8600
130 ------01,860
1311 ---01,8601,860--
1312 -------0
1319 ------1,8600
132 -------0
133 2,583-036,16134,30134,30142,96023,064
14 06,975090,320-5,255--0
15 -------0
19 -------0
16 -------0
160/5 -------0
160 -------0
161 -------0
162 -------0
163 -------0
164/5 -------0
168 -------0
17/49 9,2343,006149,7887,69917,14414,60310,33314,078
17 -------0
170/4 -------0
175 -------0
176 -------0
178/9 -------0
42/48 9,2343,006149,6917,69917,14414,60310,33314,078
42 -------0
43 3297381,3711,7914,4304,69405,411
430/8 32903071,7914,4304,694-0
439 07381,064---05,411
44 2,8191,2653,8022487,3275,0822,2906,564
440/4 2,8191,2653,8022487,3275,0822,2906,564
441 -------0
46 -------0
45 1,2821,0032,9315,6609304,5658,0171,107
450/3 1,2821,0032,9315,6609301,7585,2141,107
454/9 ----02,8072,8030
47/48 4,8040141,58804,45826226997
492/3 -097----0
Income statement
76A -------0
9900 4,01310,69320,497122,114-455-4,59729,17135,490
62 ---0250-0250
630 1,4662,8184,0754,4413,3453,4524,1913,357
631/4 -------0
635/8 -------0
640/8 647717812771623621563592
649 -------0
66A -------0
9901 1,9007,15815,610116,902-4,673-8,67024,41731,291
75/76B 313,0174,3243,37108551,080182
75 313,0174,3243,37108551,080182
76B -------0
65/66B 78968221158242410248
65 78968221158242410248
66B -------0
9903 1,85310,07919,853120,062-5,255-8,23925,39531,424
67/77 6,2453,1044,74624,48704195,5006,500
9904 -4,3926,97515,10695,576-5,255-8,65919,89524,924
789 -------0
689 -------0
9905 -4,3926,97515,10695,576-5,255-8,65919,89524,924
Appropriation of the result
9906 2,5836,975105,42790,320-5,255-8,65919,89524,924
14P 6,975090,320-5,255----
791/2 -036,161-08,659-0
691/2 2,583----019,89524,924
691 -------0
6920 ------01,860
6921 2,583----019,89523,064
694/7 -0141,588----0
694 -0141,588----0
695 -------0
696 -------0
Document PDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2026 at the NBB, filed on 22-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-03-2026 abbreviated format 22-09-2026 2026-00521664 PDF
31-03-2025 abbreviated format 22-09-2025 2025-00500193 PDF
31-03-2024 abbreviated format 24-09-2024 2024-00471649 PDF
31-03-2023 micro format 31-10-2023 2023-00503915 PDF
31-03-2022 micro format 22-09-2022 2022-20433589 PDF
31-03-2021 micro format 28-10-2021 2021-75400072 PDF
31-03-2020 micro format 13-11-2020 2020-71000405 PDF
31-03-2019 micro format 20-09-2019 2019-65000233 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20262025202420232022202120202019
3,3669,97619,685121,343-1,328-5,21828,60834,648
-2,9259,79319,181100,017-1,910-5,20724,08728,282
60101,6194,6474,3279778,4789,001
---890---993-3,851-
18,57322,09912,402136,33140,96147,19853,38224,320
69.6%89.5%11.0%95.0%74.3%78.9%86.0%68.9%
3.018.351.0818.713.394.236.172.73
2.636.671.0718.513.274.105.972.59
0.440.128.050.050.350.270.160.45
-20.7%27.3%81.2%65.9%-10.6%-15.8%31.4%80.1%
-14.4%24.4%9.0%62.6%-7.9%-12.5%27.0%55.1%
43.43over 100over 100over 100-2.28---

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item31-03-202631-03-202531-03-202431-03-202331-03-2022
Tangible fixed assets€601-€1,619€4,647€4,327
€1,466€2,818€4,075€4,441€3,345

Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)

Insights on HopSaké

The operating result for 2026 is 73% lower than in 2025 and the lowest since 2022. It is the third fall in a row.

Debt's share of the balance-sheet total rises from 10.5% to 30.4%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, last change in 2022
DE HAENE Dirk Ludovica Oscar
Director (not named in the articles)
since 05-08-2022 term without a fixed end
earlier manager, until 22-09-2022
listed in the 2026 annual accounts, filed on 22-09-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
DE HAENE Dirk Ludovica Oscar
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • DE HAENE Dirk Ludovica Oscar
    • Director (not named in the articles), since before 31-03-2022
    • Manager, until 22-09-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
2026 annual accounts

Articles of association

deed of 22-09-2022 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of September

Network & group

No group

HopSaké has no parent and no holdings in its annual accounts. DE HAENE Dirk Ludovica Oscar is the only director. HopSaké shares no director with another company.

Timeline

Timeline

19 events since 2018

Deadline for the 2027 accounts: 31-10-2027

2026
Annual accounts 2026 filed NBBabbreviated format · 39 days before the deadline
2025
Annual accounts 2025 filed PDFabbreviated format · 39 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0694875237
Liquidity more than 7 times current ratio 8.35 The current ratio rises from 1.08 to 8.35. Short-term debt falls from €149,691 to €3,006.
2024
Annual accounts 2024 filed PDFabbreviated format · 37 days before the deadline
2023
Annual accounts 2023 filed PDFmicro format · on the deadline day
Back to profit net €95,576 The net result is €95,576, after 2 loss-making years.
Liquidity more than 5 times current ratio 18.71 The current ratio rises from 3.39 to 18.71. Short-term debt falls from €17,144 to €7,699.
Equity above €100,000 equity €145,081 ▲193% Equity rises from €49,506 to €145,081.
2022
Change of role: DE HAENE Dirk Ludovica Oscar, from manager to directorDirector discharge: DE HAENE Dirk Ludovica Oscar · General meeting of 05-08-20226 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 39 days before the deadline
2021
Annual accounts 2021 filed PDFmicro format · 3 days before the deadline
Weakest financial year net -€8,659 The net result drops to -€8,659, the lowest from 2019 to 2026. It recovers the following year.
2020
Annual accounts 2020 filed PDFmicro format · 13 days late
Liquidity more than doubled current ratio 6.17 The current ratio rises from 2.73 to 6.17. Short-term debt falls from €14,078 to €10,333.
2019
Annual accounts 2019 filed PDFmicro format · 41 days before the deadline
Permanent representative: Dirk De HaeneGeneral meeting of 20-03-20192 points ▸
  • General meeting, 20-03-2019
  • Permanent representative, Dirk De Haene
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2018
Incorporation PDFpublished on 20-04-2018
First establishment Koningin Astridplein 15B, Beveren-Kruibeke-Zwijndrecht

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

HopSaké was incorporated on 18 April 2018.1 Total assets fell from €45,203 in 2019 to €30,417 in 2026.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2026

Company details

Identity

Enterprise number
0694.875.237
VAT number
BE 0694.875.237
Peppol ID
0208:0694875237
Other Peppol ID
9925:BE0694875237
Legal form
Private limited company
Status
Active, normal situation
Founded
18-04-2018
Financial year
ends on 31 March
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of September
deed of 22-09-2022 (in Dutch)
Peppol
Reachable since 09-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
HopSaké in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 22-09-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 22-09-2022 (in Dutch)

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
Codes under NACEBEL 2008
70220 Business consulting main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Koningin Astridplein 15B registered office 9150 Beveren-Kruibeke-Zwijndrecht 70100 Activities of head offices 18-04-2018 2.275.062.150

Buildings and parcels at the address

Ground area
289 m²

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
46001B0107/00H000289 m² - -

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