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HopSaké

Active
Private limited companyfounded 20188 yrs activeKoningin Astridplein 15B, 9150 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0694.875.237
Summary

HopSaké has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €21,183 and a net result of -€4,392. Equity is shrinking by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 128 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability51▼-48
Solvency95▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.01 against 8.35 in 2025; short-term debt: 30.4% and cash: 0.8% of total assets), and 30.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
69.6%
Return on assets
-14.4%
Age of the figures
6 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2026
39 d early
2025
39 d early
2024
37 d early
2023
on the day
2022
39 d early
2021
3 d early
2020
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HopSaké was incorporated on 18 April 2018.1 Total assets fell from EUR 45,203 in 2019 to EUR 30,417 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, abbreviated schema

Equity
€21,183▼ 17.2%
2025 · €25,575
Total assets
€30,417▲ 6.4%
2025 · €28,581
Net result
-€4,392
2025 · €6,975
Working capital
€18,573▼ 16.0%
2025 · €22,099
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result-€4,673▲ 46.1%€116,902€15,610▼ 86.6%€7,158▼ 54.1%€1,900▼ 73.5%
Net result-€5,255▲ 39.3%€95,576€15,106▼ 84.2%€6,975▼ 53.8%-€4,392
Equity€49,506▼ 9.6%€145,081▲ 193%€18,600▼ 87.2%€25,575▲ 37.5%€21,183▼ 17.2%
Total assets€66,650▼ 3.9%€152,780▲ 129%€168,388▲ 10.2%€28,581▼ 83.0%€30,417▲ 6.4%
Debt€17,144▲ 17.4%€7,699▼ 55.1%€149,788▲ 1,845%€3,006▼ 98.0%€9,234▲ 207%
Working capital€40,961▼ 13.2%€136,331▲ 233%€12,402▼ 90.9%€22,099▲ 78.2%€18,573▼ 16.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2022: -€4,673-€4,673Net result 2022: -€5,255-€5,255Operating result 2023: €116,902€116,902Net result 2023: €95,576€95,576Operating result 2024: €15,610€15,610Net result 2024: €15,106€15,106Operating result 2025: €7,158€7,158Net result 2025: €6,975€6,975Operating result 2026: €1,900€1,900Net result 2026: -€4,392-€4,39220222023202420252026-€10,000€0€10,000€20,000Operating result 2024: €15,610€15,600Net result 2024: €15,106€15,100Operating result 2025: €7,158€7,160Net result 2025: €6,975€6,980Operating result 2026: €1,900€1,900Net result 2026: -€4,392-€4,390202420252026
The operating result has fallen three years in a row; 2026 is 73% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €30,417
Fixed assets €2,610 ▼ 24.9%
Current assets €27,807 ▲ 10.8%
Equity and liabilities €30,417
Equity €21,183 ▼ 17.2%
Debt €9,234 ▲ 207%
Debt's share of the balance-sheet total rises from 10.5% to 30.4%. Equity is lower and debt is higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€3,366▼
2025 · €9,976
Cash flow
-€2,925▼
2025 · €9,793
Current ratio
3.01▼
2025 · 8.35
Quick ratio
2.63▼
2025 · 6.67
Debt to equity
0.44▲
2025 · 0.12
ROE
-20.7%▼
2025 · 27.3%
ROA
-14.4%▼
2025 · 24.4%
Interest coverage
43.43▼
2025 · 103.95
Debt ≤ 1 year
€9,234▲
2025 · €3,006
Income taxes
€6,245▲
2025 · €3,104
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 51 lines
Balance sheet Code20252026
Assets
Total assets20/58€28,581€30,417▲
Fixed assets21/28€3,476€2,610▼
Tangible fixed assets22/27€3,476€2,610▼
Plant, machinery and equipment23€868€562▼
Furniture and vehicles24€2,608€2,048▼
Current assets29/58€25,105€27,807▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€5,049€3,553▼
Stocks30/36€5,049€3,553▼
Amounts receivable within one year40/41€16,676€20,355▲
Trade receivables40€5,710€19,410▲
Other amounts receivable41€10,966€945▼
Cash at bank and in hand54/58-€257
Deferred charges and accrued income490/1€3,380€3,642▲
Equity and liabilities
Total equity and liabilities10/49€28,581€30,417▲
Equity10/15€25,575€21,183▼
Contributions10/11€18,600€18,600=
Reserves13-€2,583
Distributable reserves133-€2,583
Profit (loss) carried forward14€6,975€0▼
Amounts payable17/49€3,006€9,234▲
Amounts payable within one year42/48€3,006€9,234▲
Financial debts43€738€329▼
Credit institutions430/8€0€329▲
Other loans439€738€0▼
Trade debts44€1,265€2,819▲
Suppliers440/4€1,265€2,819▲
Taxes, remuneration and social security45€1,003€1,282▲
Taxes450/3€1,003€1,282▲
Other amounts payable47/48€0€4,804▲
Accrued charges and deferred income492/3€0-
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,818€1,466▼
Other operating charges640/8€717€647▼
Gross operating margin9900€10,693€4,013▼
Operating profit (loss)9901€7,158€1,900▼
Financial income75/76B€3,017€31▼
Recurring financial income75€3,017€31▼
Financial charges65/66B€96€78▼
Recurring financial charges65€96€78▼
Profit (loss) for the period before taxes9903€10,079€1,853▼
Income taxes67/77€3,104€6,245▲
Profit (loss) for the period9904€6,975-€4,392▼
Profit (loss) for the period to be appropriated9905€6,975-€4,392▼
Appropriation of the result
Profit (loss) to be appropriated9906€6,975€2,583▼
Profit (loss) brought forward from the previous period14P€0€6,975▲
Transfer from equity791/2€0-
Transfer to equity691/2-€2,583
To other reserves6921-€2,583
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Remuneration, social security and pensions62€250€0----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,345€4,441€4,075€2,818€1,466▼ 48.0%
Other operating charges640/8€623€771€812€717€647▼ 9.7%
Gross operating margin9900-€455€122,114€20,497€10,693€4,013▼ 62.5%
Operating profit (loss)9901-€4,673€116,902€15,610€7,158€1,900▼ 73.5%
Financial income75/76B€0€3,371€4,324€3,017€31▼ 99.0%
Recurring financial income75€0€3,371€4,324€3,017€31▼ 99.0%
Financial charges65/66B€582€211€82€96€78▼ 19.2%
Recurring financial charges65€582€211€82€96€78▼ 19.2%
Profit (loss) for the period before taxes9903-€5,255€120,062€19,853€10,079€1,853▼ 81.6%
Income taxes67/77€0€24,487€4,746€3,104€6,245▲ 101%
Profit (loss) for the period9904-€5,255€95,576€15,106€6,975-€4,392▼ 163%
Profit (loss) for the period to be appropriated9905-€5,255€95,576€15,106€6,975-€4,392▼ 163%
Line20222023202420252026Change
Assets
Total assets20/58€66,650€152,780€168,388€28,581€30,417▲ 6.4%
Fixed assets21/28€8,545€8,750€6,294€3,476€2,610▼ 24.9%
Tangible fixed assets22/27€8,545€8,750€6,294€3,476€2,610▼ 24.9%
Plant, machinery and equipment23€374€1,674€1,271€868€562▼ 35.2%
Furniture and vehicles24€7,225€7,076€5,024€2,608€2,048▼ 21.5%
Other tangible fixed assets26€946€0----
Current assets29/58€58,105€144,030€162,093€25,105€27,807▲ 10.8%
Amounts receivable after more than one year29€36,000€76,000€126,345€0--
Trade receivables290€36,000€0----
Other amounts receivable291-€76,000€126,345€0--
Stocks and contracts in progress3€2,097€1,539€2,664€5,049€3,553▼ 29.6%
Stocks30/36€2,097€1,539€2,664€5,049€3,553▼ 29.6%
Amounts receivable within one year40/41€20,008€65,601€29,573€16,676€20,355▲ 22.1%
Trade receivables40€20,008€40,192€29,573€5,710€19,410▲ 240%
Other amounts receivable41€0€25,409€0€10,966€945▼ 91.4%
Cash at bank and in hand54/58-€890€0-€257-
Deferred charges and accrued income490/1€0-€3,512€3,380€3,642▲ 7.8%
Equity and liabilities
Total equity and liabilities10/49€66,650€152,780€168,388€28,581€30,417▲ 6.4%
Equity10/15€49,506€145,081€18,600€25,575€21,183▼ 17.2%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€36,161€36,161€0-€2,583-
Non-distributable reserves130/1€1,860€0----
Reserves not available under the articles1311€1,860€0----
Distributable reserves133€34,301€36,161€0-€2,583-
Profit (loss) carried forward14-€5,255€90,320€0€6,975€0▼ 100%
Amounts payable17/49€17,144€7,699€149,788€3,006€9,234▲ 207%
Amounts payable within one year42/48€17,144€7,699€149,691€3,006€9,234▲ 207%
Financial debts43€4,430€1,791€1,371€738€329▼ 55.4%
Credit institutions430/8€4,430€1,791€307€0€329-
Other loans439--€1,064€738€0▼ 100%
Trade debts44€7,327€248€3,802€1,265€2,819▲ 123%
Suppliers440/4€7,327€248€3,802€1,265€2,819▲ 123%
Taxes, remuneration and social security45€930€5,660€2,931€1,003€1,282▲ 27.8%
Taxes450/3€930€5,660€2,931€1,003€1,282▲ 27.8%
Remuneration and social security454/9€0-----
Other amounts payable47/48€4,458€0€141,588€0€4,804-
Accrued charges and deferred income492/3--€97€0--
Line20222023202420252026Change
Profit (loss) for the period9904-€5,255€95,576€15,106€6,975-€4,392▼ 163%
+ Depreciation and write-downs630€3,345€4,441€4,075€2,818€1,466▼ 48.0%
Operating cash flow (approximation)-€1,910€100,017€19,181€9,793-€2,925▼ 130%
Investment in fixed assets (approximation)--€4,647-€1,619€0-€601-
Change in cash---€890---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
22-09
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
22-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Liquidity times 8current ratio 8.35
Current ratio from 1.08 to 8.35; short-term debt falls from €149,691 to €3,006.
2024
24-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Back to profitnet €95,576
Net result €95,576 after 2 loss-making years.
31-03
Financial Liquidity times 6current ratio 18.71
Current ratio from 3.39 to 18.71; short-term debt falls from €17,144 to €7,699.
31-03
Financial Equity above €100,000Eq €145,081 ▲193%
Equity rises from €49,506 to €145,081.
2022
22-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Weakest financial yearnet -€8,659
Net result drops to -€8,659, the lowest in the series; recovery starts the following year.
2020
13-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
31-03
Financial Liquidity doublescurrent ratio 6.17
Current ratio from 2.73 to 6.17; short-term debt falls from €14,078 to €10,333.
2019
20-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
289 m²
Parcel 46001B0107/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
HopSaké
Koningin Astridplein 15B, 9150 Beveren-Kruibeke-ZwijndrechtFinancial service activities, except insurance and pension funding
since 20182.275.062.150
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46001B0107/00H000 Flanders 289 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 31,180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-04-2018
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.