Financials
- Fiscal year
- 2024
- Total assets
- €90,255
- Profit
- €8,485
- Solvency
- 10.7%
HOLISTIQUE VAL
ActiveSummary
HOLISTIQUE VAL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9,652 and a net result of €8,485. Its solvency ranks better than 24% of 2552 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Activity
Other education
NACE 85599
1 site
Size
€90,255total assets 2024
- Equity
- €9,652
- Profit
- €8,485
Turnover not published (abridged schema)
Structure
Accounts filed 5 d late0 of 1 deed read
Why 63- Figures for FY 2024 (filed 05-08-2025)- Liquidity: current ratio 0.05, cash €2,772+ Sector Education (NACE 85)+ Size: total assets €90,255Show the evidence
Checked score
Score 2024
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 29% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
36
equity 10.7% of total assets
Liquidity
4
short-term debt 89.3% · cash 3.1%
Profitability
81
return on assets 9.4%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.3%lowest value
02-2026: 0.3%● 0.0% vs 01-2026lowest value
03-2026: 0.3%● 0.0% vs 02-2026lowest value
04-2026: 0.3%▲ +6.3% vs 03-2026
05-2026: 0.3%▼ -0.7% vs 04-2026
06-2026: 0.3%▲ +4.6% vs 05-2026
07-2026: 0.3%▲ +1.0% vs 06-2026
08-2026: 0.5%▲ +81.1% vs 07-2026
09-2026: 0.8%▲ +39.4% vs 08-2026
10-2026: 1.3%▲ +74.2% vs 09-2026highest value
- Figures for FY 2024 (filed 05-08-2025) raises the probability
- Sector Education (NACE 85) lowers the probability
- Liquidity: current ratio 0.05, cash €2,772 raises the probability
- Size: total assets €90,255 lowers the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.05; short-term debt: 89.3% and cash: 3.1% of total assets), and 89.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 22%, liquidity 4%, profitability 60%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2552 sector peers (2024).
NBB · sector comparisonPosition among 2552 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 5 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 05-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other educationNACE 85599
- Founded
- 20-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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