Financials
- Fiscal year
- 2024
- Total assets
- €90,255
- Profit
- €8,485
- Solvency
- 10.7%
HOLISTIQUE VAL
ActiveSummary
HOLISTIQUE VAL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9,652 and a net result of €8,485. Its solvency ranks better than 24% of 2,549 sector peers (NACE 85, fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Activity
Other education
NACE 85599
1 site
Size
€90,255total assets 2024
- Equity
- €9,652
- Profit
- €8,485
Turnover not published (abridged schema)
Structure
Accounts filed 5 days late0 of 1 deed read
Why 63- Figures for FY 2024 (filed 05-08-2025)- Liquidity: current ratio 0.05, cash €2,772+ Sector Education (NACE 85)+ Size: total assets €90,255Show the evidence
Checked score
Score 2024
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 29% of its sector peers (NACE 85, micro)
Financial strength
Weak
Solvency
36
equity 10.7% of total assets
Liquidity
4
short-term debt 89.3% · cash 3.1%
Profitability
81
return on assets 9.4%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.3%lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.8%▲ +0.3 percentage points vs 08-2026
10-2026: 1.3%▲ +0.5 percentage points vs 09-2026highest value
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.05; short-term debt: 89.3% and cash: 3.1% of total assets), and 89.3% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 22% on solvency, 4% on liquidity and 60% on profitability.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2549 sector peers (2024).
NBB · sector comparisonPosition among 2549 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
5 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 5 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other educationNACE 85599
- Founded
- 20-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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