Equity
€13,583 ▲ 54.3%
DECRESCENDO paid out €2,100 in dividends. That is 31% of the 2025 profit.
DECRESCENDO
Lifetime
2 annual accounts with figures on one time axispeak €17,118 (2025)
€17,118▲ 235%
lowest -€1,197 (2024)
€6,881▲ €8,078
peak €13,583 (2025)
€13,583▲ 54.3%
€43,595▲ 15.3%
Board2 names since 2024
2 directorsLORENT Thibaut and 1 other
Documentsfilings and deeds
19-08-202619 days late
2025micro format
Gross margin from €5,113 to €17,118Back to profit: €6,881Dividend €2,100Equity from €8,803 to €13,583Debts from €37,817 to €43,595Cash from €10,173 to €31,635
Key points
from the 2025 annual accountsTurnover
≈ €63,000 estimated
The micro format states no turnover.
Debts
€43,595 76% of the balance sheet
Financial debts 1%Suppliers 4%Taxes and wages 30%Other 64%
2025 accounts filed 19 days after the deadline
Checked score
95
Excellent
Financially stronger than 57% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.4%
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025highest value
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Education (NACE 85)
Liquidity: current ratio 0.97, cash €31,635
Size: total assets €57,179
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 33% of them on solvency, 46% on liquidity, 66% on profitability and 84% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as DECRESCENDO has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DECRESCENDO itself is lower: 0.1% within 12 months. It rests on far more data about DECRESCENDO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for DECRESCENDO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.97 (0.66 in 2024), below 1. Short-term debt is 76.2% and cash 55.3% of total assets. 76.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
19 days late
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 24 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LORENT Thibaut 60 sharesdeed of 26-04-2024
- NOCKERMAN Bénédicte 40 sharesdeed of 26-04-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008756745
First establishment
Rue Edmond Schmidt 16, Gerpinnes
Incorporation
Founding capital of €10,000, 100 shares · Appointments: LORENT Thibaut (director) and NOCKERMAN Bénédicte (director) · Registered office clause: Rue Edmond Schmidt 16/A, 6280 Gerpinnes · published on 26-04-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DECRESCENDO Gerpinnes | €57,179 | €17,118 | 23.8% | - |
| SKILLSET La Louvière | €71,524 | €11,299 | 47.3% | - |
| X. Sint-Martens-Latem | €47,386 | €13,400 | 74.8% | - |
| LAFITECH BELGIUM Schaerbeek | €63,142 | €25,360 | 38.8% | - |
| MN INVEST Herstal | €81,057 | €19,608 | -75.2% | - |
| Azalea Studio Brussels | €49,868 | €25,742 | 37.3% | - |
| CEYSSENS-THIEBAUT Willebroek | €44,042 | €25,828 | 69.5% | - |
These companies have the same main activity as DECRESCENDO: other education (NACE 85599). They are comparable in size and age: total assets between €44,000 and €81,100, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 24-04-2024Normal situation
- Activity
- Other educationNACE 85599and 5 others
- Establishment unit
- 2.358.861.6386280 Gerpinnes, since 26-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Insights on DECRESCENDO
DECRESCENDO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,583 and a net result of €6,881.
Its solvency ranks better than 34% of 2,612 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DECRESCENDO
- What is the company number of DECRESCENDO?
- The company number of DECRESCENDO is 1008.756.745. The VAT number is the same number with BE in front: BE 1008.756.745.
- Where is DECRESCENDO based?
- The registered office is at Rue Edmond Schmidt 16, 6280 Gerpinnes.Company details
- What does DECRESCENDO do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of DECRESCENDO?
- DECRESCENDO is a private limited company (BV).
- When was DECRESCENDO founded?
- DECRESCENDO was founded on 24-04-2024.
- Is DECRESCENDO still active?
- Yes, DECRESCENDO is an active enterprise in the KBO register.
- What is the turnover of DECRESCENDO?
- The turnover in financial year 2025 is ≈ €63,000. This figure is estimated from the gross margin of €17,118 and 42 comparable companies (NACE 855). It probably lies between €42,000 and €130,000. It is a rough estimate.Financials
- Is DECRESCENDO profitable?
- In financial year 2025, DECRESCENDO made a profit of €6,881.
- Where can I find the annual accounts of DECRESCENDO?
- DECRESCENDO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DECRESCENDO due?
- DECRESCENDO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.