Sommelier Quintelier
ActiveSummary
Sommelier Quintelier has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €7k. Its solvency ranks better than 18% of 684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability80
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.35; short-term debt: 84.8% and cash: 9.7% of total assets), and 84.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 684 sector peers (2025).
NBB · sector comparisonPosition among 684 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€12k
Total assets
€76k
Net result
€7k
Working capital
€-41k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €75k
Fixed assets
€52k
Current assets
€23k
Equity and liabilities €76k
Equity
€12k
Debt
€64k
Debt finances 84.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€12k
Cash flow
€10k
Current ratio
0.35
Quick ratio
0.34
Debt to equity
5.57
ROE
56.6%
ROA
8.6%
Interest coverage
107.64
Debt ≤ 1 year
€64k
Income taxes
€3k
Staff costs
€179
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet
Code2025
Assets
Total assets20/58€76k
Formation expenses20€689
Fixed assets21/28€52k
Intangible fixed assets21€2k
Tangible fixed assets22/27€51k
Furniture and vehicles24€51k
Current assets29/58€23k
Stocks and contracts in progress3€985
Stocks30/36€985
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Cash at bank and in hand54/58€7k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€76k
Equity10/15€12k
Contributions10/11€5k
Profit (loss) carried forward14€7k
Amounts payable17/49€64k
Amounts payable within one year42/48€64k
Financial debts43€357
Credit institutions430/8€357
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€14k
Taxes450/3€12k
Remuneration and social security454/9€2k
Other amounts payable47/48€47k
Income statement
Code2025
Remuneration, social security and pensions62€179
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€221
Gross operating margin9900€13k
Operating profit (loss)9901€9k
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€114
Recurring financial charges65€114
Profit (loss) for the period before taxes9903€9k
Income taxes67/77€3k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
Social balance
Average headcount (FTE)90870.1
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
20-03
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
State Gazette actNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Twaalfbunderstraat 729660 BrakelGround area
2,315 m²
Building footprint
145 m²
Volume, LiDAR
899 m³
Parcel 45009C0140/00C000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sommelier Quintelier
since 20252.375.822.384
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45009C0140/00C000 | Flanders | 2,315 m² | 1 · 145 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrakel2.375.822.384
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MANGIONE GIOVA
BE 0801.535.051
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Of 11,671 companies in sector 85599 we hold annual accounts for 1,329. 795 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2025
Fiscal year end31-12
Abbreviation NL
S.Q.
Activities, NACEBEL 2025
56210Event catering
85599Other education
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
56301Cafés and bars
56309Food and beverage service activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.