L.P.S. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €275k and a net result of €-44k. Equity is growing by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 11% of 9863 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
55 d early
2022
28 d late
2021
13 d early
2020
9 d early
2019
53 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€275k▼ 13.7%
2023 · €318k
2018: €32k
2019: €81k
2020: €101k
2021: €267k
2022: €276k
2023: €318k
2018 → 2024
Net result
€-44k
2023 · €42k
2018: €18k
2019: €53k
2020: €20k
2021: €166k
2022: €3k
2023: €42k
2018 → 2024
Total assets
€4.91M▲ 3.9%
2023 · €4.73M
2018: €4.05M
2019: €4.10M
2020: €4.12M
2021: €4.26M
2022: €4.61M
2023: €4.73M
2018 → 2024
Solvency
5.6%▼ 1.1pp
2023 · 6.7%
2018: 0.8%
2019: 2.0%
2020: 2.5%
2021: 6.3%
2022: 6.0%
2023: 6.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€101k-€267k▲ 164%€276k▲ 3.2%€318k▲ 15.3%€275k▼ 13.7%
Operating result€-8k-€5k€7k▲ 32.8%€22k▲ 206%€-43k
Net result€20k-€166k▲ 721%€3k▼ 98.4%€42k▲ 1,540%€-44k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €43k after €22k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.91M
Fixed assets
€4.88M▲ 4.3%
Current assets
€34k▼ 33.8%
Equity and liabilities €4.91M
Equity
€275k▼ 13.7%
Debt
€4.64M▲ 5.1%
The debt ratio rises from 93.3% to 94.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
5.6%▼
2023 · 6.7%
ROE
-15.9%▼
2023 · 13.3%
ROA
-0.9%▼
2023 · 0.9%
Debt
€4.64M▲
2023 · €4.41M
Debt ≤ 1 year
€4.64M▲
2023 · €4.41M
Income taxes
€556▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.73M€4.91M▲
Fixed assets21/28€4.68M€4.88M▲
Tangible fixed assets22/27€159k€128k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€144k€115k▼
Financial fixed assets28€4.52M€4.75M▲
Current assets29/58€52k€34k▼
Stocks and contracts in progress3-€455
Stocks30/36-€455
Amounts receivable within one year40/41€27k€4k▼
Trade receivables40€15k-
Other amounts receivable41€12k€4k▼
Cash at bank and in hand54/58€24k€26k▲
Deferred charges and accrued income490/1€592€3k▲
Equity and liabilities
Total equity and liabilities10/49€4.73M€4.91M▲
Equity10/15€318k€275k▼
Contributions10/11€20k€20k=
Reserves13€129k€129k=
Distributable reserves133€129k€129k=
Profit (loss) carried forward14€169k€126k▼
Amounts payable17/49€4.41M€4.64M▲
Amounts payable within one year42/48€4.41M€4.64M▲
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Other amounts payable47/48€4.41M€4.63M▲
Income statement
Code20232024
Non-recurring operating income76A€20k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€35k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€32k€-7k▼
Operating profit (loss)9901€22k€-43k▼
Financial income75/76B€30k€14▼
Recurring financial income75€30k€14▼
Financial charges65/66B€873€121▼
Recurring financial charges65€873€121▼
Profit (loss) for the period before taxes9903€51k€-43k▼
Income taxes67/77€9k€556▼
Profit (loss) for the period9904€42k€-44k▼
Profit (loss) for the period to be appropriated9905€42k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€126k▼
Profit (loss) brought forward from the previous period14P€169k€169k=
Transfer to equity691/2€42k-
To other reserves6921€42k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-44k ▼203%
Net result drops to €-44k, the lowest in the series.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €166k ▲721%
Net result €166k, the highest in the series.
31-12
Financial
Equity above €200kEq €267k ▲164%
4 profitable years in a row build equity to €267k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €101k ▲25%
3 profitable years in a row build equity to €101k.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geloeslaan(M) 63630 MaasmechelenGround area
2,521 m²
Building footprint
220 m²
Volume, LiDAR
991 m³
Parcel 73048E0931/00B022, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L.P.S.
since 20172.271.772.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0931/00B022 | Flanders | 2,521 m² | 1 · 220 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.