HO-MI
ActiveSummary
The computed 12-month bankruptcy probability of HO-MI is 1.8% (moderate). The 2025 annual accounts show equity of €10,501 and a net result of €6,772. Its solvency ranks better than 21% of 11508 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,135 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €13,734 | €91,169 | ▲ 564% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €169 | €5,091 | ▲ 2,914% |
| Other operating charges640/8 | - | €1,329 | - |
| Gross operating margin9900 | -€22,252 | €113,530 | ▲ 610% |
| Operating profit (loss)9901 | -€36,155 | €15,941 | ▲ 144% |
| Financial charges65/66B | €116 | €9,169 | ▲ 7,820% |
| Recurring financial charges65 | €116 | €9,169 | ▲ 7,820% |
| Profit (loss) for the period before taxes9903 | -€36,271 | €6,772 | ▲ 119% |
| Profit (loss) for the period9904 | -€36,271 | €6,772 | ▲ 119% |
| Profit (loss) for the period to be appropriated9905 | -€36,271 | €6,772 | ▲ 119% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €449,420 | €368,958 | ▼ 17.9% |
| Fixed assets21/28 | €47,825 | €68,234 | ▲ 42.7% |
| Tangible fixed assets22/27 | €47,825 | €42,734 | ▼ 10.6% |
| Other tangible fixed assets26 | €47,825 | €42,734 | ▼ 10.6% |
| Financial fixed assets28 | - | €25,500 | - |
| Current assets29/58 | €401,595 | €300,724 | ▼ 25.1% |
| Stocks and contracts in progress3 | €204,600 | €230,000 | ▲ 12.4% |
| Stocks30/36 | €204,600 | €230,000 | ▲ 12.4% |
| Amounts receivable within one year40/41 | - | €13,381 | - |
| Trade receivables40 | - | €13,381 | - |
| Cash at bank and in hand54/58 | €196,995 | €57,209 | ▼ 71.0% |
| Deferred charges and accrued income490/1 | - | €134 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €449,420 | €368,958 | ▼ 17.9% |
| Equity10/15 | €3,729 | €10,501 | ▲ 182% |
| Contributions10/11 | €40,000 | €40,000 | = |
| Profit (loss) carried forward14 | -€36,271 | -€29,499 | ▲ 18.7% |
| Amounts payable17/49 | €445,691 | €358,457 | ▼ 19.6% |
| Amounts payable within one year42/48 | €445,691 | €358,457 | ▼ 19.6% |
| Trade debts44 | €291,455 | €130,901 | ▼ 55.1% |
| Suppliers440/4 | €291,455 | €130,901 | ▼ 55.1% |
| Taxes, remuneration and social security45 | €49,299 | €54,825 | ▲ 11.2% |
| Taxes450/3 | €39,503 | €48,688 | ▲ 23.3% |
| Remuneration and social security454/9 | €9,796 | €6,137 | ▼ 37.4% |
| Other amounts payable47/48 | €104,937 | €172,730 | ▲ 64.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€36,271 | €6,772 | ▲ 119% |
| + Depreciation and write-downs630 | €169 | €5,091 | ▲ 2,914% |
| Operating cash flow (approximation) | -€36,102 | €11,863 | ▲ 133% |
| Investment in fixed assets (approximation) | - | -€25,500 | - |
| Change in cash | - | -€139,786 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011C0074/00P000 | Wallonia | 683 m² | 1 · 1,284 m² | - |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.