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Buddleia Fabrics

Active
Private limited companyfounded 20242 yrs activeMin. Vanden Peereboomlaan(Kor) 51, 8500 Kortrijk, BelgiumKBO/BCE: BE 1010.068.621
Summary

Buddleia Fabrics has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,567 and a net result of €52,453. Its solvency ranks better than 15% of 8190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75▲+4
Solvency32▲+5
Growth78
Track record82
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.89 in 2024; short-term debt: 93.2% and cash: 8.3% of total assets), and 93.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.7%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 8190 sector peers (2025).
NBB · sector comparison
Position among 8190 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
26 d late
2024
41 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Buddleia Fabrics was incorporated on 5 June 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€73,567▲ 248%
2024 · €21,114
Total assets
€1.1m▲ 2.8%
2024 · €1.1m
Net result
€52,453▲ 172%
2024 · €19,314
Working capital
-€159,800▼ 37.1%
2024 · -€116,523
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€28,575-€86,897▲ 204%
Net result€19,314within the sector's middle half-€52,453within the sector's middle half▲ 172%
Equity€21,114within the sector's middle half-€73,567below the sector's middle half▲ 248%
Total assets€1.1mabove the sector's middle half-€1.1mwithin the sector's middle half▲ 2.8%
Debt€1.0m-€1.0m▼ 2.2%
Working capital-€116,523below the sector's middle half--€159,800below the sector's middle half▼ 37.1%
Solvency2.0%below the sector's middle half-6.7%below the sector's middle half▲ 4.7pp
Current ratio0.89below the sector's middle half-0.84below the sector's middle half▼ 0.04
Return on assets (ROA)1.8%within the sector's middle half-4.8%within the sector's middle half▲ 3.0pp
Staff (FTE)0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000Operating result 2024: €28,575€28,575Net result 2024: €19,314€19,314Operating result 2025: €86,897€86,897Net result 2025: €52,453€52,45320242025€0€25,000€50,000€75,000Operating result 2024: €28,575€28,600Net result 2024: €19,314€19,300Operating result 2025: €86,897€86,900Net result 2025: €52,453€52,50020242025
The operating result rises in 2025; 2025 is 204% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €234,107 ▲ 70.1%
Current assets €861,208 ▼ 7.2%
Equity and liabilities €1.1m
Equity €73,567 ▲ 248%
Debt €1.0m ▼ 2.2%
Debt's share of the balance-sheet total falls from 98.0% to 93.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€120,027▲
2024 · €39,482
Cash flow
€85,582▲
2024 · €30,221
Quick ratio
0.25▼
2024 · 0.31
Debt to equity
13.89▼
2024 · 49.46
ROE
71.3%▼
2024 · 91.5%
Interest coverage
6.81▼
2024 · 10.28
Debt ≤ 1 year
€1.0m▼
2024 · €1.0m
Income taxes
€20,108▲
2024 · €7,203
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,514 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
2.4% went bankrupt
1.5% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.1m▲
Fixed assets21/28€137,637€234,107▲
Intangible fixed assets21€137,637€107,928▼
Tangible fixed assets22/27-€17,475
Furniture and vehicles24-€17,475
Financial fixed assets28-€108,703
Current assets29/58€927,821€861,208▼
Stocks and contracts in progress3€609,096€609,096=
Stocks30/36€609,096€609,096=
Amounts receivable within one year40/41€118,997€138,478▲
Trade receivables40€115,280€104,771▼
Other amounts receivable41€3,717€33,707▲
Cash at bank and in hand54/58€198,267€91,115▼
Deferred charges and accrued income490/1€1,461€22,519▲
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m▲
Equity10/15€21,114€73,567▲
Contributions10/11€1,800€1,800=
Reserves13€19,314€71,767▲
Distributable reserves133€19,314€71,767▲
Amounts payable17/49€1.0m€1.0m▼
Amounts payable within one year42/48€1.0m€1.0m▼
Financial debts43€50,000€68,624▲
Credit institutions430/8€50,000€68,624▲
Trade debts44€68,559€190,213▲
Suppliers440/4€68,559€190,213▲
Taxes, remuneration and social security45€7,203€7,203=
Taxes450/3€7,203€7,203=
Other amounts payable47/48€918,582€754,969▼
Accrued charges and deferred income492/3-€740
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,907€33,129▲
Other operating charges640/8€5,722€7,133▲
Non-recurring operating charges66A-€77,911
Gross operating margin9900€45,204€205,070▲
Operating profit (loss)9901€28,575€86,897▲
Financial income75/76B€1,782€3,292▲
Recurring financial income75€1,782€3,292▲
Financial charges65/66B€3,841€17,629▲
Recurring financial charges65€3,841€17,629▲
Profit (loss) for the period before taxes9903€26,517€72,561▲
Income taxes67/77€7,203€20,108▲
Profit (loss) for the period9904€19,314€52,453▲
Profit (loss) for the period to be appropriated9905€19,314€52,453▲
Appropriation of the result
Profit (loss) to be appropriated9906€19,314€52,453▲
Transfer to equity691/2€19,314€52,453▲
To other reserves6921€19,314€52,453▲
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,907€33,129▲ 204%
Other operating charges640/8€5,722€7,133▲ 24.7%
Non-recurring operating charges66A-€77,911-
Gross operating margin9900€45,204€205,070▲ 354%
Operating profit (loss)9901€28,575€86,897▲ 204%
Financial income75/76B€1,782€3,292▲ 84.7%
Recurring financial income75€1,782€3,292▲ 84.7%
Financial charges65/66B€3,841€17,629▲ 359%
Recurring financial charges65€3,841€17,629▲ 359%
Profit (loss) for the period before taxes9903€26,517€72,561▲ 174%
Income taxes67/77€7,203€20,108▲ 179%
Profit (loss) for the period9904€19,314€52,453▲ 172%
Profit (loss) for the period to be appropriated9905€19,314€52,453▲ 172%
Line20242025Change
Assets
Total assets20/58€1.1m€1.1m▲ 2.8%
Fixed assets21/28€137,637€234,107▲ 70.1%
Intangible fixed assets21€137,637€107,928▼ 21.6%
Tangible fixed assets22/27-€17,475-
Furniture and vehicles24-€17,475-
Financial fixed assets28-€108,703-
Current assets29/58€927,821€861,208▼ 7.2%
Stocks and contracts in progress3€609,096€609,096=
Stocks30/36€609,096€609,096=
Amounts receivable within one year40/41€118,997€138,478▲ 16.4%
Trade receivables40€115,280€104,771▼ 9.1%
Other amounts receivable41€3,717€33,707▲ 807%
Cash at bank and in hand54/58€198,267€91,115▼ 54.0%
Deferred charges and accrued income490/1€1,461€22,519▲ 1,441%
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m▲ 2.8%
Equity10/15€21,114€73,567▲ 248%
Contributions10/11€1,800€1,800=
Reserves13€19,314€71,767▲ 272%
Distributable reserves133€19,314€71,767▲ 272%
Amounts payable17/49€1.0m€1.0m▼ 2.2%
Amounts payable within one year42/48€1.0m€1.0m▼ 2.2%
Financial debts43€50,000€68,624▲ 37.2%
Credit institutions430/8€50,000€68,624▲ 37.2%
Trade debts44€68,559€190,213▲ 177%
Suppliers440/4€68,559€190,213▲ 177%
Taxes, remuneration and social security45€7,203€7,203=
Taxes450/3€7,203€7,203=
Other amounts payable47/48€918,582€754,969▼ 17.8%
Accrued charges and deferred income492/3-€740-
Line20242025Change
Profit (loss) for the period9904€19,314€52,453▲ 172%
+ Depreciation and write-downs630€10,907€33,129▲ 204%
Operating cash flow (approximation)€30,221€85,582▲ 183%
Investment in fixed assets (approximation)--€129,599-
Change in cash--€107,151-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
10-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,325 m²
Building footprint
945 m²
Volume, LiDAR
3,974 m³
Parcel 34022E0547/00F013, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Buddleia Fabrics
Min. Vanden Peereboomlaan(Kor) 51, 8500 KortrijkWholesale trade
since 20242.361.492.516
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34022E0547/00F013 Flanders 1,325 m² 1 · 945 m² 8.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 1 holding

Owners 1

Holdings 1

According to the 2025 annual accounts of Buddleia Fabrics and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

6994003D5C675AWF0X73
live in the LEI register

Similar companies · same sector, comparable size

Of 183 companies in sector 46411 we hold annual accounts for 112. 73 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46411Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010068621
Also 9925:BE1010068621
Registered 04-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.