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HO-MI: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HO-MI

BE 1011.408.013
NACE 46.411, Wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€6,772
2024 · -€36,271+€43,043
Equity
€10,501
2024 · €3,729+€6,772
Cash
€57,209
2024 · €196,995-€139,786
Balance sheet total
€368,958
2024 · €449,420-€80,462

Largest movements

2024 to 2025
Assets
  • Cash -€139,786

    down €139,786 (-71.0%), from €196,995 to €57,209

    mainly Trade debts (-€160,554) and Investment in fixed assets (net) (-€25,500)

  • Financial fixed assets +€25,500

    new in 2025: €25,500

  • Stocks and contracts +€25,400

    up €25,400 (+12.4%), from €204,600 to €230,000

  • Receivables within one year +€13,381

    new in 2025: €13,381

  • Tangible fixed assets -€5,091

    down €5,091 (-10.6%), from €47,825 to €42,734

Equity and liabilities
  • Trade debts -€160,554

    down €160,554 (-55.1%), from €291,455 to €130,901

  • Other debts +€67,794

    up €67,794 (+64.6%), from €104,937 to €172,730

  • Profit (loss) carried forward +€6,772

    up €6,772 (+18.7%), from -€36,271 to -€29,499

  • Tax, wage and social debts +€5,526

    up €5,526 (+11.2%), from €49,299 to €54,825

    of which Taxes: +€9,185

Income statement
  • Gross operating margin +€135,782

    up €135,782, from -€22,252 to €113,530

  • Staff costs +€77,435

    up €77,435 (+563.8%), from €13,734 to €91,169

  • Financial charges +€9,053

    up €9,053 (+7819.5%), from €116 to €9,169

  • Depreciation +€4,922

    up €4,922 (+2913.9%), from €169 to €5,091

  • Other operating charges +€1,329

    new in 2025: €1,329

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€36,271
Gross operating margin +€135,782
Staff costs -€77,435
Depreciation -€4,922
Other operating charges -€1,329
Financial charges -€9,053
Result 2025 €6,772

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€114,286
Investment -€25,500
Financing €0
Cash 2024 €196,995
Net result for the year +€6,772
Depreciation +€5,091
Stocks and contracts -€25,400
Receivables within one year -€13,381
Deferred charges and accrued income -€134
Trade debts -€160,554
Tax, wage and social debts +€5,526
Other debts +€67,794
Investment in fixed assets (net) -€25,500
Cash 2025 €57,209
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €449,420 €368,958 -€80,462 -17.9%
Fixed assets 21/28 €47,825 €68,234 +€20,409 +42.7%
Tangible fixed assets 22/27 €47,825 €42,734 -€5,091 -10.6%
Other tangible fixed assets 26 €47,825 €42,734 -€5,091 -10.6%
Financial fixed assets 28 - €25,500 +€25,500
Current assets 29/58 €401,595 €300,724 -€100,871 -25.1%
Stocks and contracts in progress 3 €204,600 €230,000 +€25,400 +12.4%
Stocks 30/36 €204,600 €230,000 +€25,400 +12.4%
Amounts receivable within one year 40/41 - €13,381 +€13,381
Trade receivables 40 - €13,381 +€13,381
Cash at bank and in hand 54/58 €196,995 €57,209 -€139,786 -71.0%
Deferred charges and accrued income 490/1 - €134 +€134
Total equity and liabilities 10/49 €449,420 €368,958 -€80,462 -17.9%
Equity 10/15 €3,729 €10,501 +€6,772 +181.6%
Contributions 10/11 €40,000 €40,000 = 0.0%
Profit (loss) carried forward 14 -€36,271 -€29,499 +€6,772 +18.7%
Amounts payable 17/49 €445,691 €358,457 -€87,234 -19.6%
Amounts payable within one year 42/48 €445,691 €358,457 -€87,234 -19.6%
Trade debts 44 €291,455 €130,901 -€160,554 -55.1%
Suppliers 440/4 €291,455 €130,901 -€160,554 -55.1%
Taxes, remuneration and social security 45 €49,299 €54,825 +€5,526 +11.2%
Taxes 450/3 €39,503 €48,688 +€9,185 +23.3%
Remuneration and social security 454/9 €9,796 €6,137 -€3,659 -37.4%
Other amounts payable 47/48 €104,937 €172,730 +€67,794 +64.6%
Remuneration, social security and pensions 62 €13,734 €91,169 +€77,435 +563.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €169 €5,091 +€4,922 +2913.9%
Other operating charges 640/8 - €1,329 +€1,329
Gross operating margin 9900 -€22,252 €113,530 +€135,782
Operating profit (loss) 9901 -€36,155 €15,941 +€52,097
Financial charges 65/66B €116 €9,169 +€9,053 +7819.5%
Recurring financial charges 65 €116 €9,169 +€9,053 +7819.5%
Profit (loss) for the period before taxes 9903 -€36,271 €6,772 +€43,043
Profit (loss) for the period 9904 -€36,271 €6,772 +€43,043
Profit (loss) for the period to be appropriated 9905 -€36,271 €6,772 +€43,043

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.