HIGH EXPECTATIONS
ActiveHIGH EXPECTATIONS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290k and a net result of €15k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-38
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 7.62 against 6.13 in 2024), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
4.5%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
33 d early
2023
33 d early
2022
33 d early
2021
32 d early
2020
31 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€290k▼ 7.6%
2024 · €313k
2018: €203k
2019: €235k
2020: €245k
2021: €303k
2022: €313k
2023: €305k
2024: €313k
2018 → 2025
Total assets
€331k▼ 11.2%
2024 · €372k
2018: €240k
2019: €247k
2020: €308k
2021: €320k
2022: €438k
2023: €400k
2024: €372k
2018 → 2025
Net result
€15k▼ 63.1%
2024 · €40k
2018: €37k
2019: €32k
2020: €39k
2021: €58k
2022: €123k
2023: €54k
2024: €40k
2018 → 2025
Working capital
€273k▼ 9.6%
2024 · €302k
2018: €-8k
2019: €31k
2020: €44k
2021: €86k
2022: €290k
2023: €289k
2024: €302k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€303k-€313k▲ 3.0%€305k▼ 2.4%€313k▲ 2.7%€290k▼ 7.6%
Operating result€81k-€172k▲ 112%€68k▼ 60.5%€48k▼ 29.0%€13k▼ 73.2%
Net result€58k-€123k▲ 111%€54k▼ 56.2%€40k▼ 25.2%€15k▼ 63.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 73% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €331k
Fixed assets
€16k▲ 47.5%
Current assets
€314k▼ 13.0%
Equity and liabilities €331k
Equity
€290k▼ 7.6%
Debt
€41k▼ 30.1%
The debt ratio falls from 15.8% to 12.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€21k▼
2024 · €55k
Cash flow
€23k▼
2024 · €47k
Solvency
87.5%▲
2024 · 84.2%
Current ratio
7.62▲
2024 · 6.13
Quick ratio
7.62▲
2024 · 6.13
Debt / equity
0.14▼
2024 · 0.19
ROE
5.1%▼
2024 · 12.9%
ROA
4.5%▼
2024 · 10.8%
Interest coverage
90.44▲
2024 · 61.89
Debt
€41k▼
2024 · €59k
Debt ≤ 1 year
€41k▼
2024 · €59k
Income taxes
€6k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€372k€331k▼
Fixed assets21/28€11k€16k▲
Tangible fixed assets22/27€10k€15k▲
Plant, machinery and equipment23€3k€14k▲
Furniture and vehicles24€7k€961▼
Financial fixed assets28€2k€2k=
Current assets29/58€361k€314k▼
Amounts receivable within one year40/41€208k€222k▲
Trade receivables40€8k€5k▼
Other amounts receivable41€200k€217k▲
Current investments50/53-€50k
Cash at bank and in hand54/58€153k€42k▼
Equity and liabilities
Total equity and liabilities10/49€372k€331k▼
Equity10/15€313k€290k▼
Reserves13€313k€290k▼
Distributable reserves133€313k€290k▼
Amounts payable17/49€59k€41k▼
Amounts payable within one year42/48€59k€41k▼
Trade debts44€1k€661▼
Suppliers440/4€1k€661▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€52k€37k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€115€253▲
Gross operating margin9900€55k€21k▼
Operating profit (loss)9901€48k€13k▼
Financial income75/76B€12k€8k▼
Recurring financial income75€12k€8k▼
Financial charges65/66B€3k€232▼
Recurring financial charges65€887€232▼
Non-recurring financial charges66B€3k-
Profit (loss) for the period before taxes9903€57k€21k▼
Income taxes67/77€16k€6k▼
Profit (loss) for the period9904€40k€15k▼
Profit (loss) for the period to be appropriated9905€40k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€15k▼
Transfer from equity791/2€32k€39k▲
Transfer to equity691/2€40k€15k▼
To other reserves6921€40k€15k▼
Profit to be distributed694/7€32k€39k▲
Return on contributions (dividend)694€32k-
Directors or managers695-€39k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €15k ▼63.1%
Net result drops to €15k, the lowest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €123k ▲111%
Operating result €172k, net result €123k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity quadruplescurrent ratio 6.12
Current ratio from 1.71 to 6.12; short-term debt falls from €62k to €17k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity times 5current ratio 3.72
Current ratio from 0.79 to 3.72; short-term debt falls from €37k to €11k.
30-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westhoeklaan 178660 De PanneGround area
462 m²
Building footprint
128 m²
Parcel 38352D0200/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
HIGH EXPECTATIONS
since 20122.205.899.467
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38352D0200/00A000 | Flanders | 462 m² | 1 · 128 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 130 EUR awarded · 130 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 130 EUR | 130 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500AB6D4CAA38CB09
Similar companies · same sector, comparable size
IMMO KLAVERTJE VIER
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Watermaal-Bosvoorde · Eq €290k
AB MANAGEMENT
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Bright Consultancy and Management
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H & S INVEST
BE 0894.811.340
Heusden-Zolder · Eq €289k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,220 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2012
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.