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AB MANAGEMENT

Active
Private limited companyfounded 200125 yrs activeBrugstraat 35, 3950 Bocholt, BelgiumKBO/BCE: BE 0473.946.651

AB MANAGEMENT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €290k and a net result of €53k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 49% of 37976 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
98 / 100
Excellent▲ +12 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+51
Solvency98▼-2
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 9.03 in 2023), and 43% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
50 d early
2023
9 d early
2022
31 d early
2021
10 d late
2020
44 d early
2019
7 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€290k▼ 35.2%
2023 · €447k
2018: €338k 2019: €413k 2020: €407k 2021: €414k 2022: €442k 2023: €447k
2018 → 2024
Total assets
€508k▲ 2.1%
2023 · €497k
2018: €590k 2019: €656k 2020: €647k 2021: €668k 2022: €531k 2023: €497k
2018 → 2024
Net result
€53k▲ 45.3%
2023 · €37k
2018: €74k 2019: €75k 2020: €-5k 2021: €48k 2022: €58k 2023: €37k
2018 → 2024
Working capital
€249k▼ 36.0%
2023 · €390k
2018: €282k 2019: €351k 2020: €316k 2021: €338k 2022: €376k 2023: €390k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€407k-€414k▲ 1.8%€442k▲ 6.7%€447k▲ 1.1%€290k▼ 35.2%
Operating result€-20k-€75k€81k▲ 7.3%€61k▼ 24.2%€78k▲ 27.7%
Net result€-5k-€48k€58k▲ 21.1%€37k▼ 37.5%€53k▲ 45.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2020: €-20k€-20kNet result 2020: €-5k€-5kOperating result 2021: €75k€75kNet result 2021: €48k€48kOperating result 2022: €81k€81kNet result 2022: €58k€58kOperating result 2023: €61k€61kNet result 2023: €37k€37kOperating result 2024: €78k€78kNet result 2024: €53k€53k20202021202220232024
The operating result recovers in 2024; 2024 is 28% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €508k
Fixed assets €40k▼ 31.8%
Current assets €467k▲ 6.6%
Equity and liabilities €508k
Equity €290k▼ 35.2%
Debt €218k▲ 334%
The debt ratio rises from 10.1% to 43.0%: debt grows while equity shrinks.
Key figures and ratios
2024 value · change against 2023
EBITDA
€97k
2023 · €80k
Cash flow
€72k
2023 · €55k
Solvency
57.0%
2023 · 89.9%
Current ratio
2.14
2023 · 9.03
Quick ratio
2.14
2023 · 9.03
Debt / equity
0.75
2023 · 0.11
ROE
18.4%
2023 · 8.2%
ROA
10.5%
2023 · 7.4%
Interest coverage
208.39
2023 · 33.38
Debt
€218k
2023 · €50k
Debt ≤ 1 year
€218k
2023 · €49k
Income taxes
€26k
2023 · €25k
Staff costs
€81k
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€497k€508k
Fixed assets21/28€59k€40k
Tangible fixed assets22/27€59k€40k
Land and buildings22€48k€33k
Plant, machinery and equipment23€530€263
Furniture and vehicles24€10k€7k
Other tangible fixed assets26€0€0=
Current assets29/58€438k€467k
Amounts receivable after more than one year29€105k€93k
Other amounts receivable291€105k€93k
Amounts receivable within one year40/41€49k€32k
Trade receivables40€46k€32k
Other amounts receivable41€3k-
Cash at bank and in hand54/58€283k€340k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€497k€508k
Equity10/15€447k€290k
Contributions10/11€12k€12k=
Reserves13€434k€277k
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€428k€270k
Amounts payable17/49€50k€218k
Amounts payable within one year42/48€49k€218k
Trade debts44€10k€7k
Suppliers440/4€10k€7k
Taxes, remuneration and social security45€38k€31k
Taxes450/3€23k€16k
Remuneration and social security454/9€14k€15k
Other amounts payable47/48€527€180k
Accrued charges and deferred income492/3€2k€61
Income statement Code20232024
Remuneration, social security and pensions62€78k€81k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k
Other operating charges640/8€10k€3k
Gross operating margin9900€168k€180k
Operating profit (loss)9901€61k€78k
Financial income75/76B€3k€1k
Recurring financial income75€3k€1k
Financial charges65/66B€2k€464
Recurring financial charges65€2k€464
Profit (loss) for the period before taxes9903€62k€79k
Income taxes67/77€25k€26k
Profit (loss) for the period9904€37k€53k
Profit (loss) for the period to be appropriated9905€37k€53k
Appropriation of the result
Profit (loss) to be appropriated9906€37k€53k
Transfer from equity791/2€32k€211k
Transfer to equity691/2€37k€53k
To other reserves6921€37k€53k
Profit to be distributed694/7€32k€211k
Return on contributions (dividend)694€32k€211k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity doublescurrent ratio 5.45
Current ratio from 2.37 to 5.45; short-term debt falls from €247k to €84k.
10-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial Back to profitnet €48k
Net result €48k after one loss-making year.
17-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-5k ▼107%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Highest result since 2018net €75k ▲0.4%
Operating result €118k, net result €75k, both a record.
07-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2001
exact location from the address register On OpenStreetMap
Ground area
1,143 m²
Building footprint
166 m²
Volume, LiDAR
1,046 m³
Parcel 72003C0198/00R000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Annelies & Co
Brugstraat 35, 3950 BocholtNACE 65231
since 20012.116.217.920
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72003C0198/00R000 Flanders 1,143 m² 1 · 166 m² 9.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,190 companies in sector 70200 we hold annual accounts for 52,402. 38,228 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-01-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.