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HARDWILL DIAMONDS

Active
Private limited companyfounded 1992active for 34 yearsHoveniersstraat 30, 2018 Antwerpen, Belgium256 active companies are registered at this addressKBO/BCE: BE 0447.257.496

From the official registers: KBO 34 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HARDWILL DIAMONDS has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €472,938 and a net result of -€32,618. Equity has been shrinking by about 8.8% per year since 2018. Its solvency ranks better than 20% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

KBO
Status
Active since 05-05-1992 Normal situation
Legal form
Private limited company
Registered office
Hoveniersstraat 30, 2018 Antwerpen
Activity
Wholesale of diamonds and other precious stones NACE 46861
Establishment unit
2.057.481.648 2018 Antwerpen, since 14-05-1992
Financial year end
31 December
Peppol
Reachable since 09-01-2026

Board and ownership

Board

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
-€49,468
Loss
€32,618
Equity
€472,938
▼ 6.5%
Total assets
€3.7m
▼ 20.3%
Staff
1 FTE
=
Turnover not published (abbreviated format)2025 accounts filed 69 days after the deadline
Filed on 08-10-2026at the National Bank
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 69 days late; 2 of the last 3 accounts latelowers riskSize: 1 FTE, total assets €3.7mFigures for financial year 2025 (filed on 10-10-2026)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 24% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 38+2
equity 12.9% of total assets
Liquidity 10+6
short-term debt 80.3% · cash 2.8%
Profitability 35-4
return on assets -0.9%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.6%lowest value 12-2024: 0.6%● unchanged vs 11-2024lowest value 01-2025: 0.6%● unchanged vs 12-2024lowest value 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.7%▲ +0.1 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.3 percentage points vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025 09-2025: 1.8%▲ +0.3 percentage points vs 08-2025 10-2025: 2.7%▲ +0.9 percentage points vs 09-2025 11-2025: 0.9%▼ -1.8 percentage points vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 2.1%▲ +1.2 percentage points vs 04-2026 06-2026: 2.4%▲ +0.3 percentage points vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026 08-2026: 3.3%▲ +0.8 percentage points vs 07-2026 09-2026: 4.0%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 1.2%▼ -2.8 percentage points vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.25 (1.2 in 2024), below the usual 1.5. Short-term debt is 80.3% and cash 2.8% of total assets. 87.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 26% of them on solvency, 11% on liquidity, 29% on profitability and 29% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: 1 FTE, total assets €3.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 69 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 10-10-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9829 sector peers (2025).
NBB · sector comparison
Position among 9829 sector peers
Solvency
better than 20%
← weakest strongest →
raises risk · 2025 accounts filed 69 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-10-2026, 69 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
69 days late
2024
61 days late
2023
15 days early
2022
60 days late
2021
24 days late
2020
58 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 41 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €33,778 in 2024 -€32,618 View
  • Caution: Lower net result than 86% of companies in wholesale tradesector median €26,864 · 9,808 companies -€32,618 View

Documents

Annual accounts at the NBB

All 34 annual accounts

Articles and registers

Key facts about HARDWILL DIAMONDS

What is the company number of HARDWILL DIAMONDS?
The company number of HARDWILL DIAMONDS is 0447.257.496. The VAT number is the same number with BE in front: BE 0447.257.496.
Where is HARDWILL DIAMONDS based?
The registered office is at Hoveniersstraat 30, 2018 Antwerpen.Company details
What does HARDWILL DIAMONDS do?
According to the KBO register, the main activity is wholesale of diamonds and other precious stones (NACE 46861).
What is the legal form of HARDWILL DIAMONDS?
The legal form of HARDWILL DIAMONDS is Private limited company (BV).
When was HARDWILL DIAMONDS founded?
HARDWILL DIAMONDS was founded on 05-05-1992.
Is HARDWILL DIAMONDS still active?
Yes, HARDWILL DIAMONDS is an active enterprise in the KBO register.
How many employees does HARDWILL DIAMONDS have?
HARDWILL DIAMONDS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HARDWILL DIAMONDS?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.
Is HARDWILL DIAMONDS profitable?
In financial year 2025, HARDWILL DIAMONDS made a loss of €32,618.
Where can I find the annual accounts of HARDWILL DIAMONDS?
HARDWILL DIAMONDS filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HARDWILL DIAMONDS due?
HARDWILL DIAMONDS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as HARDWILL DIAMONDS: wholesale of diamonds and other precious stones (NACE 46861). They are comparable in size and age: total assets between €3.2m and €5.8m, founded between 1984 and 1999.

CompanyTotal assetsGross margin
HARDWILL DIAMONDS Antwerpen€3.7m-€0.05m
SUNNEX Antwerpen€3.2m-€0.08m
AZAR ANTWERP Antwerpen€5.1m-€0.1m
SEBER CREATIONS Antwerpen€3.2m-€0.2m
C.B. Diamonds Antwerpen€3.2m-€0.1m
RICHDIAM Antwerpen€4.1m-€0.2m
I.D.R.P. Antwerpen€5.8m-€1.6m
Full comparison

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