Equity
-€11,465
Debts exceed assets in financial year 2025.
HET LOO
Overview
Lifetime
1 annual account with figurespeak €76,291 (2025)
€76,291
lowest -€16,465 (2025)
-€16,465
peak -€11,465 (2025)
-€11,465
€83,568
Board2 names since 2025
2 directorsCOENEN Alain Maurice Jean-Louis and 1 other
Documentsfilings and deeds
29-10-202690 days late
2025micro format
Loss of €16,465Incorporation 30-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€83,568 116% of the balance sheet
Suppliers 22%Taxes and wages 73%Other 5%
Position in the sector
-€16,465
Lower net result than 85% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
2025 accounts filed 90 days after the deadline
Checked score
48
Fair
Financially stronger than 26% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 3.9%
08-2026: 3.9%● unchanged vs 07-2026
09-2026: 4.1%▲ +0.2 percentage points vs 08-2026
10-2026: 4.6%▲ +0.5 percentage points vs 09-2026highest value
11-2026: 3.7%▼ -0.9 percentage points vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 90 days late; 1 of the last 3 accounts late
Founded in 2025
lowers risk
Liquidity: current ratio 0.75, cash €45,807
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 20% of them on solvency, 49% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as HET LOO has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
That fits the bankruptcy probability of HET LOO itself: 3.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for HET LOO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.75, below 1. Short-term debt is 115.9% and cash 63.5% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 90 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-10-2026, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
90 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024737395
First establishment
Brasserie HET LOO, Rodeheide 5, Tessenderlo-Ham
Incorporation
Founding capital of €5,000, 100 shares · Founder: ROJAS VALAREZO Alex Guillermo · Appointments: ROJAS VALAREZO Alex Guillermo (director) and COENEN Alain Maurice Jean-Louis (director) · published on 30-06-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HET LOO Tessenderlo-Ham | €72,103 | €76,291 | -15.9% | - |
| Chef XU Saint-Georges-sur-Meuse | €72,527 | €78,022 | 87.3% | - |
| WENZHOU CITY ZHANG Saint-Hubert | €73,170 | €72,627 | 80.7% | - |
| HASPAR Ghent | €71,932 | €70,470 | 7.0% | 3 |
| COGIO Oupeye | €68,682 | €74,959 | -35.4% | - |
| REFALIS Liège | €78,037 | €86,985 | 47.7% | - |
| SOJO Puurs-Sint-Amands | €81,689 | €81,694 | 1.0% | - |
These companies have the same main activity as HET LOO: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €68,700 and €81,700, founded in 2025.
Official details
Source: KBO- Status
- Active since 26-06-2025Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Establishment unit
- 2.377.521.5673980 Tessenderlo-Ham, since 01-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 22-09-2025
Annual accounts 2025
- €76,291
- ≈ €240,000estimated
- €16,465
- -€11,465
- €72,103
- Employeeson 31-12-2025
- 17
- Filing
- Filed on 29-10-2026
Insights on HET LOO
The computed 12-month bankruptcy probability of HET LOO is 3.7% (moderate). The 2025 annual accounts show negative equity (-€11,465) and a net result of -€16,465.
Its solvency ranks better than 20% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-10-2026, 90 days late€76,291
-€17,641
-€16,465
-€20,618
-15.9%
0.75
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €240,000. Estimated: probably between €210,000 and €330,000.
Balance sheet
balance sheet total €72,103 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
-15.9%
Higher than 20% of 17,158 companies in 2025.
0.75
Higher than 36% of 16,582 companies in 2025.
-22.8%
Higher than 14% of 16,665 companies in 2025.
HET LOO
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
Staff
€22,277
Staff costs divided by the average number of full-time equivalents.
+12 people
people who joined
people who left
In 2025, 16 people joined and 4 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
72,103 | |
20 |
750 | |
21/28 |
8,404 | |
22/27 |
8,404 | |
23 |
340 | |
24 |
8,064 | |
29/58 |
62,950 | |
3 |
16,335 | |
30/36 |
16,335 | |
40/41 |
807 | |
40 |
807 | |
54/58 |
45,807 | |
| Balance sheet: equity and liabilities | ||
10/49 |
72,103 | |
10/15 |
-11,465 | |
10/11 |
5,000 | |
14 |
-16,465 | |
17/49 |
83,568 | |
42/48 |
83,568 | |
44 |
18,216 | |
440/4 |
18,216 | |
45 |
60,846 | |
450/3 |
16,184 | |
454/9 |
44,662 | |
47/48 |
4,506 | |
| Income statement | ||
9900 |
76,291 | |
62 |
91,338 | |
630 |
2,019 | |
640/8 |
575 | |
9901 |
-17,641 | |
75/76B |
1,505 | |
75 |
1,505 | |
65/66B |
329 | |
65 |
329 | |
9903 |
-16,465 | |
9904 |
-16,465 | |
9905 |
-16,465 | |
| Appropriation of the result | ||
9906 |
-16,465 | |
| Social balance sheet | ||
9087 |
4.1 | |
Hours worked1013 |
3,128 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 90 days after the deadline. Filed on 29 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00601748.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-10-2026 | 2026-00601748 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -15,622 | ||
| -14,446 | ||
| 10,236 | ||
| -20,618 | ||
| -15.9% | ||
| 0.75 | ||
| 0.56 | ||
| -22.8% | ||
| -47.48 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 17 |
| full-time | 4 |
| part-time | 13 |
| in full-time equivalents | 8.5 |
| 2.5 | |
| On a permanent contract | 17 |
| Joined | 16 |
| Left | 4 |
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €10,236 |
| €2,019 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on HET LOO
Equity is negative. Debt (€83,568) exceeds the balance-sheet total (€72,103).
Board & ownership
Board
2 directors, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 30-06-2025
Mandates through the years
2 names, the dashed line is todayCOENEN Alain Maurice Jean-Louis
Director
Director
ROJAS VALAREZO Alex Guillermo
Director
Director
Board
Mandates as a list
- COENEN Alain Maurice Jean-Louis
- Director, appointed by deed of 30-06-2025, still in office
- ROJAS VALAREZO Alex Guillermo
- Director, appointed by deed of 30-06-2025, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- -€115 in 2025
- Source
- deed of 30-06-2025
Articles of association
deed of 30-06-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of June at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 30-06-2025 ↗
- ROJAS VALAREZO Alex Guillermo 100 shares (100%) · €5,000
Network & group
No group
HET LOO has no parent and no holdings in its annual accounts. HET LOO shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 90 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1024737395
First establishment Brasserie HET LOO, Rodeheide 5, Tessenderlo-Ham
IncorporationFounding capital of €5,000, 100 shares · Founder: ROJAS VALAREZO Alex Guillermo · Appointments: ROJAS VALAREZO Alex Guillermo (director) and COENEN Alain Maurice Jean-Louis (director) · published on 30-06-20256 points ▸
- Founder, ROJAS VALAREZO Alex Guillermo
- Founding capital, €5,000, 100 shares
- ROJAS VALAREZO Alex Guillermo holds all the shares
- Board rule, 2
- Director appointment, ROJAS VALAREZO Alex Guillermo
- Director appointment, COENEN Alain Maurice Jean-Louis
- The deed holds 2 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1024.737.395
- VAT number
- BE 1024.737.395
- Peppol ID
- 0208:1024737395
- Other Peppol ID
- 9925:BE1024737395
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-06-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of June at 14:00deed of 30-06-2025 (in Dutch)
- Peppol
- Reachable since 22-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- HET LOO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-06-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Rodeheide 5, 3980 Tessenderlo-Ham”deed of 30-06-2025 (in Dutch)
Activities
NACEBEL 2025VAT activities
56111
Full-service restaurants main activity
Social security (RSZ) activities
56111
Full-service restaurants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Eetgelegenheden met volledige bediening; Eetgelegenheden met beperkte bediening; Catering; Overige eetgelegenheden; Dankgelegenheid; Verkoop…”deed of 30-06-2025 (in Dutch)
12 activities
- Eetgelegenheden met volledige bediening
- Eetgelegenheden met beperkte bediening
- Catering
- Overige eetgelegenheden
- Dankgelegenheid
- Verkoop van afhaalmaaltijden
- Verkoop van maaltijden en dranken via website, leveringen aan huis
- Andere drinkgelegenheden
- Hotels en dergelijke accommodatie
- Alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met verkoop in groot- en kleinhandel van alimentatiegoederen waaronder algemene voedingswaren, bloemen en accessoires, wijnen, alcohol van meer dan tweeëntwintig (22) graden, rookartikelen, tabak, sigaren, sigaretten, kunstvoorwerpen en cadeauartikelen
- Gites, vakantiewoningen en - appartementen
- Gastenkamers
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Brasserie HET LOO registered office Rodeheide 5, 3980 Tessenderlo-Ham | 01-09-2025 | 2.377.521.567 | Restaurant |
Buildings and parcels at the address
- Ground area
- 4,406 m²
- Buildings
- 2,436 m²
- Volume, LiDAR
- 17,734 m³
- Tallest building
- 9.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71057A0720/00X000 | 4,406 m² | 1 · 2,436 m² | 9.1 m · 3 |
Recognitions
Food safety, FASFC
1 siteTessenderlo-Hamunit number 2.377.521.567