Equity
-€11,465
Debts exceed assets in financial year 2025.
HET LOO
Lifetime
1 annual account with figurespeak €76,291 (2025)
€76,291
lowest -€16,465 (2025)
-€16,465
peak -€11,465 (2025)
-€11,465
€83,568
Board2 names since 2025
2 directorsCOENEN Alain Maurice Jean-Louis and 1 other
Documentsfilings and deeds
29-10-202690 days late
2025micro format
Loss of €16,465Incorporation 30-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€83,568 116% of the balance sheet
Suppliers 22%Taxes and wages 73%Other 5%
Position in the sector
-€16,465
Lower net result than 85% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
2025 accounts filed 90 days after the deadline
Checked score
48
Fair
Financially stronger than 26% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 3.9%
08-2026: 3.9%● unchanged vs 07-2026
09-2026: 4.1%▲ +0.2 percentage points vs 08-2026
10-2026: 4.6%▲ +0.5 percentage points vs 09-2026highest value
11-2026: 3.7%▼ -0.9 percentage points vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 90 days late; 1 of the last 3 accounts late
Founded in 2025
lowers risk
Liquidity: current ratio 0.75, cash €45,807
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 20% of them on solvency, 49% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as HET LOO has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
That fits the bankruptcy probability of HET LOO itself: 3.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for HET LOO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.75, below 1. Short-term debt is 115.9% and cash 63.5% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 90 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-10-2026, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
90 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024737395
First establishment
Brasserie HET LOO, Rodeheide 5, Tessenderlo-Ham
Incorporation
Founding capital of €5,000, 100 shares · Founder: ROJAS VALAREZO Alex Guillermo · Appointments: ROJAS VALAREZO Alex Guillermo (director) and COENEN Alain Maurice Jean-Louis (director) · published on 30-06-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HET LOO Tessenderlo-Ham | €72,103 | €76,291 | -15.9% | - |
| Chef XU Saint-Georges-sur-Meuse | €72,527 | €78,022 | 87.3% | - |
| WENZHOU CITY ZHANG Saint-Hubert | €73,170 | €72,627 | 80.7% | - |
| HASPAR Ghent | €71,932 | €70,470 | 7.0% | 3 |
| COGIO Oupeye | €68,682 | €74,959 | -35.4% | - |
| REFALIS Liège | €78,037 | €86,985 | 47.7% | - |
| SOJO Puurs-Sint-Amands | €81,689 | €81,694 | 1.0% | - |
These companies have the same main activity as HET LOO: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €68,700 and €81,700, founded in 2025.
Official details
Source: KBO- Status
- Active since 26-06-2025Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Establishment unit
- 2.377.521.5673980 Tessenderlo-Ham, since 01-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 22-09-2025
Annual accounts 2025
- ≈ €240,000estimated
- €72,103
- Employeeson 31-12-2025
- 17
- Filing
- Filed on 29-10-2026
Insights on HET LOO
The computed 12-month bankruptcy probability of HET LOO is 3.7% (moderate). The 2025 annual accounts show negative equity (-€11,465) and a net result of -€16,465.
Its solvency ranks better than 20% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HET LOO
- What is the company number of HET LOO?
- The company number of HET LOO is 1024.737.395. The VAT number is the same number with BE in front: BE 1024.737.395.
- Where is HET LOO based?
- The registered office is at Rodeheide 5, 3980 Tessenderlo-Ham.Company details
- What does HET LOO do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of HET LOO?
- HET LOO is a private limited company (BV).
- When was HET LOO founded?
- HET LOO was founded on 26-06-2025.
- Is HET LOO still active?
- Yes, HET LOO is an active enterprise in the KBO register.
- How many employees does HET LOO have?
- HET LOO had an average of 4.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of HET LOO?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €76,291 and 72 comparable companies (NACE 56111). It probably lies between €210,000 and €330,000.
- Is HET LOO profitable?
- In financial year 2025, HET LOO made a loss of €16,465.
- Where can I find the annual accounts of HET LOO?
- HET LOO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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