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SOJO

Active
Private limited companyfounded 20251 yr activeKoningsvelden(LIP) 34, 2890 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 1023.586.758
Summary

The computed 12-month bankruptcy probability of SOJO is 3.5% (moderate). The 2025 annual accounts show equity of €830 and a net result of -€24,170. Its solvency ranks better than 26% of 13560 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency26
Growth-
Track record67
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.71; short-term debt: 67% and cash: 25% of total assets), and 99% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1%
Return on assets
-29.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SOJO was incorporated on 22 May 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€830
Total assets
€81,689
Net result
-€24,170
Working capital
-€16,105

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €81,689
Fixed assets €43,039
Current assets €38,649
Equity and liabilities €81,689
Equity €830
Debt €80,859
Debt finances 99.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€14,459
Cash flow
-€18,768
Current ratio
0.71
Quick ratio
0.38
ROA
-29.6%
Interest coverage
-3.20
Debt ≤ 1 year
€54,755
Debt > 1 year
€26,104
Staff costs
€95,587
Equity ratios withheld: equity of €830 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 167 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 89% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
6.6% stopped otherwise
89% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 167 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€81,689
Fixed assets21/28€43,039
Tangible fixed assets22/27€43,039
Land and buildings22€3,761
Furniture and vehicles24€39,278
Current assets29/58€38,649
Stocks and contracts in progress3€17,659
Stocks30/36€17,659
Amounts receivable within one year40/41€565
Trade receivables40€565
Cash at bank and in hand54/58€20,426
Equity and liabilities
Total equity and liabilities10/49€81,689
Equity10/15€830
Contributions10/11€25,000
Profit (loss) carried forward14-€24,170
Amounts payable17/49€80,859
Amounts payable after more than one year17€26,104
Financial debts170/4€26,104
Amounts payable within one year42/48€54,755
Current portion of amounts payable after more than one year42€6,064
Trade debts44€12,576
Suppliers440/4€12,576
Taxes, remuneration and social security45€24,026
Taxes450/3€10,502
Remuneration and social security454/9€13,524
Other amounts payable47/48€12,090
Income statement Code2025
Remuneration, social security and pensions62€95,587
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,402
Other operating charges640/8€566
Gross operating margin9900€81,694
Operating profit (loss)9901-€19,861
Financial income75/76B€204
Recurring financial income75€204
Financial charges65/66B€4,514
Recurring financial charges65€4,514
Profit (loss) for the period before taxes9903-€24,170
Profit (loss) for the period9904-€24,170
Profit (loss) for the period to be appropriated9905-€24,170
Appropriation of the result
Profit (loss) to be appropriated9906-€24,170

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€95,587
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,402
Other operating charges640/8€566
Gross operating margin9900€81,694
Operating profit (loss)9901-€19,861
Financial income75/76B€204
Recurring financial income75€204
Financial charges65/66B€4,514
Recurring financial charges65€4,514
Profit (loss) for the period before taxes9903-€24,170
Profit (loss) for the period9904-€24,170
Profit (loss) for the period to be appropriated9905-€24,170
Line2025
Assets
Total assets20/58€81,689
Fixed assets21/28€43,039
Tangible fixed assets22/27€43,039
Land and buildings22€3,761
Furniture and vehicles24€39,278
Current assets29/58€38,649
Stocks and contracts in progress3€17,659
Stocks30/36€17,659
Amounts receivable within one year40/41€565
Trade receivables40€565
Cash at bank and in hand54/58€20,426
Equity and liabilities
Total equity and liabilities10/49€81,689
Equity10/15€830
Contributions10/11€25,000
Profit (loss) carried forward14-€24,170
Amounts payable17/49€80,859
Amounts payable after more than one year17€26,104
Financial debts170/4€26,104
Amounts payable within one year42/48€54,755
Current portion of amounts payable after more than one year42€6,064
Trade debts44€12,576
Suppliers440/4€12,576
Taxes, remuneration and social security45€24,026
Taxes450/3€10,502
Remuneration and social security454/9€13,524
Other amounts payable47/48€12,090
Line2025
Profit (loss) for the period9904-€24,170
+ Depreciation and write-downs630€5,402
Operating cash flow (approximation)-€18,768

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,038 m²
Building footprint
441 m²
Volume, LiDAR
1,457 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOJO
Boomstraat(BOR) 78, 2880 BornemFull-service restaurants
since 20252.374.244.254
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12007B0391/00Z000 Flanders 871 m² 1 · 346 m² 10.1 m
12023B0252/00A002 Flanders 166 m² 1 · 95 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Bornem2.374.244.254
1 permission
Toelating · Eetgelegenheid · since 16-06-2025

Similar companies · same sector, comparable size

Of 20,505 companies in sector 56111 we hold annual accounts for 11,454. 1,367 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:1023586758
Also 9925:BE1023586758
Registered 03-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.