HET BUREAU
ActiveHET BUREAU has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €9k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+3
Solvency91▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 1.9 in 2024; short-term debt: 33.7% and cash: 17.7% of total assets), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
24.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
6 d early
2022
26 d early
2021
6 d early
2020
16 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 2.0%
2024 · €23k
2018: €22k
2019: €14k
2020: €19k
2021: €21k
2022: €17k
2023: €26k
2024: €23k
2018 → 2025
Total assets
€35k▼ 14.1%
2024 · €40k
2018: €55k
2019: €50k
2020: €42k
2021: €45k
2022: €37k
2023: €42k
2024: €40k
2018 → 2025
Net result
€9k▼ 5.1%
2024 · €9k
2018: €5k
2019: €14
2020: €5k
2021: €3k
2022: €2k
2023: €10k
2024: €9k
2018 → 2025
Working capital
€17k▲ 11.3%
2024 · €15k
2018: €21k
2019: €10k
2020: €17k
2021: €17k
2022: €14k
2023: €24k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€17k▼ 21.4%€26k▲ 56.0%€23k▼ 10.7%€23k▼ 2.0%
Operating result€5k-€5k▼ 10.3%€14k▲ 204%€13k▼ 10.1%€12k▼ 4.5%
Net result€3k-€2k▼ 17.8%€10k▲ 326%€9k▼ 11.9%€9k▼ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€6k▼ 26.9%
Current assets
€29k▼ 10.9%
Equity and liabilities €35k
Equity
€23k▼ 2.0%
Debt
€12k▼ 31.0%
The debt ratio falls from 41.9% to 33.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €14k
Cash flow
€11k▲
2024 · €10k
Solvency
66.3%▲
2024 · 58.1%
Current ratio
2.46▲
2024 · 1.90
Quick ratio
2.46▲
2024 · 1.90
Debt / equity
0.51▼
2024 · 0.72
ROE
37.2%▼
2024 · 38.4%
ROA
24.7%▲
2024 · 22.3%
Interest coverage
42.54▼
2024 · 86.94
Debt
€12k▼
2024 · €17k
Debt ≤ 1 year
€12k▼
2024 · €17k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€35k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€32k€29k▼
Amounts receivable within one year40/41€23k€22k▼
Trade receivables40€18k€17k▼
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€9k€6k▼
Deferred charges and accrued income490/1€144€376▲
Equity and liabilities
Total equity and liabilities10/49€40k€35k▼
Equity10/15€23k€23k▼
Contributions10/11€12k€12k=
Reserves13€11k€11k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€9k€9k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€17k€12k▼
Amounts payable within one year42/48€17k€12k▼
Trade debts44€7k€878▼
Suppliers440/4€7k€878▼
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€5k€5k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€649▼
Gross operating margin9900€16k€15k▼
Operating profit (loss)9901€13k€12k▼
Financial income75/76B€481€183▼
Recurring financial income75€481€183▼
Financial charges65/66B€159€335▲
Recurring financial charges65€159€335▲
Profit (loss) for the period before taxes9903€13k€12k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€9k€9k▼
Profit (loss) for the period to be appropriated9905€9k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€9k▼
Transfer from equity791/2€12k€9k▼
Transfer to equity691/2€9k€9k▼
To other reserves6921€9k€9k▼
Profit to be distributed694/7€12k€9k▼
Return on contributions (dividend)694€12k€9k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €10k ▲326%
Operating result €14k, net result €10k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €14 ▼99.7%
Net result drops to €14, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mortselsesteenweg 732540 HoveGround area
1,037 m²
Building footprint
164 m²
Volume, LiDAR
1,062 m³
Parcel 11021A0092/00L004, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mortselsesteenweg 73, 2540 Hove
since 20012.096.955.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0092/00L004 | Flanders | 1,037 m² | 1 · 164 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PHARMA NORD
BE 0459.551.554
Zaventem · Eq €23k
ARDUINNATURE
BE 0834.112.797
Bastogne · Eq €23k
PUBLISIMO
BE 0822.210.897
Tessenderlo-Ham · Eq €23k
PUB EVENTS
BE 0817.984.271
Virton · Eq €23k
ZEBULON GRAFYK
BE 0473.020.203
Brussel · Eq €23k
Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 2,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-11-2000
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.