HERBACHEF

Active

Private limited companyfounded 2005active for 21 yearsDorpsstraat 101A, 9080 Lochristi, BelgiumKBO/BCE: BE 0873.893.784

Summary

HERBACHEF has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168,063 and a net result of €21,407. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 57% of 13,626 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

HERBACHEFActiveChecked score 95/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46220

1 site

Size

€338,200total assets 2025

Equity: €168,063
Profit: €21,407

Turnover not published (micro format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

DE CLERCQ Antoon RenéDirector

Accounts filed 30 days late1 of 3 deeds read

Why 95raises riskLatest accounts 30 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 1.99, cash €159,807Founded in 2005Equity €168,063 (49.7% of total assets)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 62% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 75+4

equity 49.7% of total assets

Liquidity 75+11

short-term debt 50.3% · cash 47.3%

Profitability 53+3

return on assets 6.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,868 companies, NACE 46, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.2%▼ -0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.99, compared with 1.85 in 2024, above the usual 1.5; short-term debt: 50.3% and cash: 47.3% of total assets), but 50.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 57% on solvency, 79% on liquidity, 40% on profitability and 70% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.99, cash €159,807

NBB · annual accounts

Latest accounts 30 days late; 1 of the last 3 late

NBB · filings

Founded in 2005

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €168,063 (49.7% of total assets)

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

30 days late

2024

9 days early

2023

66 days late

2022

32 days late

2021

4 days early

2020

89 days late

2019

83 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 37 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Equity above €150,000equity €168,063 ▲14.6%
22-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: 8 profitable years in a rowprofit 2025: €21,407 8 years View
One director decidessole director in office 1 View
Total assets 20256 financial years filed €338,200 View

By topic

Financials

Financial year: 2025
Total assets: €338,200
Profit: €21,407
Solvency: 49.7%

Go to Financials

Board & ownership

Board: 1 member

DE CLERCQ Antoon RenéDirector

Go to Board & ownership

Timeline

Events: 25
Since: 2007
Next accounts: by 31-07-2027

05-10-2024Annual accounts filed
31-12-2023Highest result from 2018 to 2025
31-12-2023Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale tradeNACE 46220
Founded: 12-05-2005
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 17

Who signs: Each director alone
Annual meeting: First Friday of June at 11:00
Purpose: “Groothandel,kleinhandel,import en export van biologisch geteelde kruiden,bloemen en…” (deed in Dutch)

Go to Articles of association

Key facts about HERBACHEF

What is the company number of HERBACHEF?: 0873.893.784. In Belgium the VAT number is the company number with BE in front: BE 0873.893.784.
Where is HERBACHEF based?: The registered office is at Dorpsstraat 101A, 9080 Lochristi.Company details
What does HERBACHEF do?: According to the KBO register, the main activity is wholesale trade (NACE 46220).
What is the legal form of HERBACHEF?: Private limited company (BV).
When was HERBACHEF founded?: On 12-05-2005.
Is HERBACHEF still active?: Yes, HERBACHEF is an active enterprise in the KBO register.
What is the turnover of HERBACHEF?: €40,979 in financial year 2019, according to the filed annual accounts.Financials
Is HERBACHEF profitable?: In financial year 2025, HERBACHEF made a profit of €21,407.
Where can I find the annual accounts of HERBACHEF?: HERBACHEF filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HERBACHEF due?: By 31-07-2027, for financial year 2026.Timeline