BERISA
ActiveSummary
BERISA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169,886 and a net result of €27,041. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+86
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 8.87 against 7.28 in 2024; short-term debt: 10.7% and cash: 86.7% of total assets), and 13% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87%
Return on assets
13.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
1 d early
2023
9 d early
2022
5 d early
2021
5 d early
2020
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€169,886▲ 18.9%
2024 · €142,845
Total assets
€195,264▲ 4.5%
2024 · €186,789
Net result
€27,041
2024 · -€36,657
Working capital
€163,695▲ 11.2%
2024 · €147,179
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€44,185▼ 65.9%€34,429▼ 22.1%€5,954▼ 82.7%-€42,998€22,699
Net result€35,351▼ 61.7%€27,123▼ 23.3%€6,184▼ 77.2%-€36,657€27,041
Equity€146,195▲ 31.9%€173,318▲ 18.6%€179,502▲ 3.6%€142,845▼ 20.4%€169,886▲ 18.9%
Total assets€266,933▲ 17.4%€302,982▲ 13.5%€321,252▲ 6.0%€186,789▼ 41.9%€195,264▲ 4.5%
Debt€120,738▲ 3.7%€129,664▲ 7.4%€141,751▲ 9.3%€43,944▼ 69.0%€25,378▼ 42.2%
Working capital€134,048▲ 9.4%€144,307▲ 7.7%€163,251▲ 13.1%€147,179▼ 9.8%€163,695▲ 11.2%
Staff (FTE)1.5▲ 36.4%1.9▲ 26.7%3.2▲ 68.4%3.1▼ 3.1%3.2▲ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22,699 after a loss of €42,998 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195,264
Fixed assets
€10,765 ▼ 33.4%
Current assets
€184,499 ▲ 8.1%
Equity and liabilities €195,264
Equity
€169,886 ▲ 18.9%
Debt
€25,378 ▼ 42.2%
Debt's share of the balance-sheet total falls from 23.5% to 13.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33,240▲
2024 · -€29,505
Cash flow
€37,581▲
2024 · -€23,164
Current ratio
8.87▲
2024 · 7.28
Quick ratio
8.71▲
2024 · 7.28
Debt to equity
0.15▼
2024 · 0.31
ROE
15.9%▲
2024 · -25.7%
ROA
13.8%▲
2024 · -19.6%
Interest coverage
53.85▲
2024 · -51.15
Debt ≤ 1 year
€20,804▼
2024 · €23,452
Income taxes
€168▼
2024 · €187
Staff costs
€113,014▼
2024 · €140,070
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €62,286 | €90,815 | €140,070 | €113,014 | ▼ 19.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,122 | €9,687 | €11,111 | €13,493 | €10,541 | ▼ 21.9% |
| Other operating charges640/8 | - | €37 | €37 | €37 | €1,577 | ▲ 4,112% |
| Gross operating margin9900 | €97,164 | €106,440 | €107,918 | €110,603 | €147,831 | ▲ 33.7% |
| Operating profit (loss)9901 | €44,185 | €34,429 | €5,954 | -€42,998 | €22,699 | ▲ 153% |
| Financial income75/76B | - | €3,996 | €4,831 | €7,105 | €5,127 | ▼ 27.8% |
| Recurring financial income75 | €3,175 | €3,996 | €4,831 | €7,105 | €5,127 | ▼ 27.8% |
| Financial charges65/66B | - | €761 | €483 | €577 | €617 | ▲ 7.0% |
| Recurring financial charges65 | €808 | €761 | €483 | €577 | €617 | ▲ 7.0% |
| Profit (loss) for the period before taxes9903 | €46,552 | €37,664 | €10,301 | -€36,470 | €27,209 | ▲ 175% |
| Income taxes67/77 | €11,201 | €10,541 | €4,118 | €187 | €168 | ▼ 10.2% |
| Profit (loss) for the period9904 | €35,351 | €27,123 | €6,184 | -€36,657 | €27,041 | ▲ 174% |
| Profit (loss) for the period to be appropriated9905 | €35,351 | €27,123 | €6,184 | -€36,657 | €27,041 | ▲ 174% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €266,933 | €302,982 | €321,252 | €186,789 | €195,264 | ▲ 4.5% |
| Fixed assets21/28 | €31,312 | €40,762 | €29,651 | €16,158 | €10,765 | ▼ 33.4% |
| Tangible fixed assets22/27 | €31,312 | €40,762 | €29,651 | €16,158 | €10,765 | ▼ 33.4% |
| Plant, machinery and equipment23 | - | €2,432 | €1,610 | €680 | €3,623 | ▲ 433% |
| Furniture and vehicles24 | - | €38,331 | €28,041 | €15,478 | €7,142 | ▼ 53.9% |
| Current assets29/58 | €235,621 | €262,220 | €291,601 | €170,631 | €184,499 | ▲ 8.1% |
| Stocks and contracts in progress3 | - | - | - | - | €3,332 | - |
| Stocks30/36 | - | - | - | - | €3,332 | - |
| Amounts receivable within one year40/41 | €4,457 | €104,165 | €59,737 | €59,310 | €11,002 | ▼ 81.4% |
| Trade receivables40 | - | €104,040 | €55,383 | €15,313 | €9,199 | ▼ 39.9% |
| Other amounts receivable41 | - | €125 | €4,354 | €43,997 | €1,803 | ▼ 95.9% |
| Cash at bank and in hand54/58 | €200,715 | €151,279 | €230,462 | €106,950 | €169,349 | ▲ 58.3% |
| Deferred charges and accrued income490/1 | - | €6,777 | €1,402 | €4,370 | €815 | ▼ 81.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €266,933 | €302,982 | €321,252 | €186,789 | €195,264 | ▲ 4.5% |
| Equity10/15 | €146,195 | €173,318 | €179,502 | €142,845 | €169,886 | ▲ 18.9% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €127,595 | €154,718 | €160,902 | €160,902 | €160,902 | = |
| Distributable reserves133 | - | €154,718 | €160,902 | €160,902 | €160,902 | = |
| Profit (loss) carried forward14 | - | - | - | -€36,657 | -€9,616 | ▲ 73.8% |
| Amounts payable17/49 | €120,738 | €129,664 | €141,751 | €43,944 | €25,378 | ▼ 42.2% |
| Amounts payable within one year42/48 | €101,574 | €117,913 | €128,350 | €23,452 | €20,804 | ▼ 11.3% |
| Trade debts44 | €16,520 | €6,032 | €78,158 | €5,846 | €0 | ▼ 100% |
| Suppliers440/4 | - | €6,032 | €78,158 | €5,846 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €11,202 | €4,124 | €69 | €168 | ▲ 143% |
| Taxes450/3 | - | €11,202 | €4,124 | €69 | €168 | ▲ 143% |
| Other amounts payable47/48 | - | €100,679 | €46,069 | €17,536 | €20,636 | ▲ 17.7% |
| Accrued charges and deferred income492/3 | - | €11,752 | €13,400 | €20,492 | €4,574 | ▼ 77.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,351 | €27,123 | €6,184 | -€36,657 | €27,041 | ▲ 174% |
| + Depreciation and write-downs630 | €4,122 | €9,687 | €11,111 | €13,493 | €10,541 | ▼ 21.9% |
| Operating cash flow (approximation) | €39,473 | €36,811 | €17,295 | -€23,164 | €37,581 | ▲ 262% |
| Investment in fixed assets (approximation) | - | -€19,138 | €0 | €0 | -€5,148 | - |
| Change in cash | - | -€49,436 | €79,184 | -€123,512 | €62,399 | ▲ 151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €27,041
Net result €27,041 after one loss-making year.
30-09
Financial
Equity above €150,000Eq €169,886 ▲18.9%
Equity rises from €142,845 to €169,886.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€36,657
Net result drops to -€36,657, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity triplescurrent ratio 7.28
Current ratio from 2.27 to 7.28; short-term debt falls from €128,350 to €23,452.
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150,000Eq €173,318 ▲18.6%
3 profitable years in a row build equity to €173,318.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2019
Ground area
529 m²
Building footprint
186 m²
Volume, LiDAR
932 m³
Parcel 36503C0065/00P002, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BERISA
since 20192.288.361.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C0065/00P002 | Flanders | 529 m² | 1 · 186 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 163 EUR awarded · 163 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 47 EUR | 163 EUR |
| 2024 | 1 | 116 EUR | 0 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.288.361.345
Similar companies · same sector, comparable size
HERBACHEF
BE 0873.893.784
Lochristi · Eq €168,063
DE MAESSCHALCK EN ZOON
BE 0864.597.820
Lochristi · Eq €171,896
ZINNIA
BE 0869.801.671
Brugge · Eq €172,379
DENIS BOOMKWEKERIJ
BE 0465.671.264
Westerlo · Eq €173,240
VGM INVEST
BE 0455.013.241
Brasschaat · Eq €175,432
Of 552 companies in sector 46220 we hold annual accounts for 308. 227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-2019
Fiscal year end30-09
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
46220Wholesale trade
01191Growing of flowers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0724470828
Also
9925:BE0724470828
Registered
10-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.