ZINNIA
ActiveZINNIA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 89% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.12 against 3.77 in 2024; short-term debt: 9.5% and cash: 28.2% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
15 d early
2023
6 d early
2022
43 d early
2021
4 d early
2020
3 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€172k▲ 1.1%
2024 · €170k
2019: €155k
2020: €177k
2021: €197k
2022: €212k
2023: €177k
2024: €170k
2019 → 2025
Total assets
€193k▼ 9.5%
2024 · €214k
2019: €229k
2020: €242k
2021: €266k
2022: €290k
2023: €294k
2024: €214k
2019 → 2025
Net result
€2k
2024 · €-7k
2019: €16k
2020: €22k
2021: €20k
2022: €15k
2023: €1k
2024: €-7k
2019 → 2025
Working capital
€94k▲ 13.9%
2024 · €82k
2019: €101k
2020: €118k
2021: €128k
2022: €133k
2023: €83k
2024: €82k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€197k-€212k▲ 7.8%€177k▼ 16.4%€170k▼ 3.9%€172k▲ 1.1%
Operating result€26k-€28k▲ 7.4%€9k▼ 66.4%€-13k€15k
Net result€20k-€15k▼ 22.7%€1k▼ 93.4%€-7k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€81k▼ 20.1%
Current assets
€112k=
Equity and liabilities €193k
Equity
€172k▲ 1.1%
Debt
€21k▼ 51.6%
The debt ratio falls from 20.3% to 10.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €14k
Cash flow
€22k▲
2024 · €19k
Solvency
89.1%▲
2024 · 79.7%
Current ratio
6.12▲
2024 · 3.77
Quick ratio
5.63▲
2024 · 3.46
Debt / equity
0.12▼
2024 · 0.25
ROE
1.1%▲
2024 · -4.0%
ROA
1.0%▲
2024 · -3.2%
Interest coverage
24.47▲
2024 · 6.68
Debt
€21k▼
2024 · €43k
Debt ≤ 1 year
€18k▼
2024 · €30k
Debt > 1 year
€3k▼
2024 · €14k
Income taxes
€11k▲
2024 · €-8k
Staff costs
€30k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€214k€193k▼
Fixed assets21/28€102k€81k▼
Tangible fixed assets22/27€101k€81k▼
Land and buildings22€34k€34k▼
Plant, machinery and equipment23€30k€23k▼
Furniture and vehicles24€37k€24k▼
Financial fixed assets28€700€700=
Current assets29/58€112k€112k=
Stocks and contracts in progress3€9k€9k▼
Stocks30/36€9k€9k▼
Amounts receivable within one year40/41€37k€49k▲
Trade receivables40€28k€33k▲
Other amounts receivable41€9k€16k▲
Cash at bank and in hand54/58€66k€54k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€214k€193k▼
Equity10/15€170k€172k▲
Contributions10/11€19k€19k=
Reserves13€32k€34k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€0▼
Other1319-€2k
Tax-exempt reserves132€15k€15k=
Distributable reserves133€15k€17k▲
Profit (loss) carried forward14€120k€120k=
Amounts payable17/49€43k€21k▼
Amounts payable after more than one year17€14k€3k▼
Financial debts170/4€14k€3k▼
Amounts payable within one year42/48€30k€18k▼
Current portion of amounts payable after more than one year42€17k€12k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€2k€866▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€53k€30k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€20k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€0€6k▲
Gross operating margin9900€68k€74k▲
Operating profit (loss)9901€-13k€15k▲
Financial income75/76B€87€28▼
Recurring financial income75€87€28▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-15k€13k▲
Income taxes67/77€-8k€11k▲
Profit (loss) for the period9904€-7k€2k▲
Profit (loss) for the period to be appropriated9905€-7k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€122k▲
Profit (loss) brought forward from the previous period14P€127k€120k▼
Transfer to equity691/2-€2k
To other reserves6921-€2k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-7k ▼771%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €200kEq €212k ▲7.8%
4 profitable years in a row build equity to €212k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €22k ▲34.6%
Operating result €29k, net result €22k, both a record.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-laan 868000 BruggeGround area
274 m²
Building footprint
119 m²
Volume, LiDAR
1,051 m³
Parcel 31808M0512/00S005, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ZINNIA
since 20042.143.108.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808M0512/00S005 | Flanders | 274 m² | 1 · 119 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE MAESSCHALCK EN ZOON
BE 0864.597.820
Lochristi · Eq €172k
DENIS BOOMKWEKERIJ
BE 0465.671.264
Westerlo · Eq €173k
BERISA
BE 0724.470.828
Roeselare · Eq €170k
VGM INVEST
BE 0455.013.241
Brasschaat · Eq €175k
HERBACHEF
BE 0873.893.784
Lochristi · Eq €168k
Of 552 companies in sector 46220 we hold annual accounts for 307. 226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2004
Fiscal year end30-06
Activities, NACEBEL
46220Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
52483
71408
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.