Equity
HEM360 has made a profit without a break since 2020.
HEM360 has made a profit without a break since 2020.
The last five annual accounts were filed 25 to 71 days before the end of the period.
Higher solvency than 94% of companies in head offices and management consultancy. Sector median 55.5% · 39,364 companies.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 81% on liquidity, 57% on profitability and 66% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,782 companies had the same profile as HEM360 has now. Each dot stands for 17 companies, two years later.
That fits the bankruptcy probability of HEM360 itself: < 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for HEM360. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 21.47 (18.01 in 2024), above the usual 1.5. Short-term debt is 4.6% and cash 30.6% of total assets. 4.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| HEM360 Mechelen | €661,870 | €145,858 | 95.4% | - |
| ANJI Mechelen | €775,638 | €127,074 | 16.8% | - |
| HUNT AND PECK ASSOCIATES Kasterlee | €654,148 | €149,886 | 18.2% | - |
| 13-03 Antwerp | €695,451 | €142,361 | 60.0% | - |
| Wim Van den Bossche Lint | €631,712 | €149,631 | 95.3% | - |
| DVConstruct Heist-op-den-Berg | €610,557 | €132,135 | 49.0% | - |
| ECHOLIMA Antwerp | €577,913 | €148,594 | 96.7% | - |
These companies have the same main activity as HEM360: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €578,000 and €776,000, founded between 2018 and 2019.
HEM360 files the micro format. That format states no turnover. The gross margin rose from -€2,451 in 2019 to €145,858 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €250,000. Estimated: probably between €210,000 and €290,000.
Amounts without an identifiable currency are taken as euros.
Higher than 95% of 39,364 companies in 2025.
Higher than 95% of 38,048 companies in 2025.
Higher than 51% of 38,520 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
661,870 | 561,233 | 446,334 | 354,320 | 254,467 | 133,007 | 16,667 | |
21/28 |
5,629 | 11,218 | 17,475 | 18,308 | 17,243 | 13,919 | - | |
22/27 |
5,629 | 11,218 | 17,475 | 18,308 | 17,243 | 13,919 | - | |
22 |
1,812 | 2,127 | 2,877 | 2,982 | 3,087 | - | - | |
24 |
2,071 | 7,119 | 12,401 | 15,326 | 14,157 | 13,919 | - | |
26 |
1,747 | 1,972 | 2,197 | - | - | - | - | |
29/58 |
656,241 | 550,016 | 428,859 | 336,012 | 237,224 | 119,087 | 16,667 | |
29 |
410,000 | 200,000 | 200,000 | 100,000 | 100,000 | - | - | |
290 |
410,000 | 200,000 | 200,000 | 100,000 | 100,000 | - | - | |
40/41 |
42,988 | 39,798 | 39,191 | 49,046 | 36,933 | 15,682 | 3,021 | |
40 |
40,069 | 36,820 | 36,279 | 34,320 | 34,686 | 13,721 | 66 | |
41 |
2,919 | 2,978 | 2,912 | 14,726 | 2,246 | 1,961 | 2,955 | |
54/58 |
202,512 | 309,060 | 189,469 | 186,628 | 99,735 | 102,537 | 13,646 | |
490/1 |
741 | 1,157 | 200 | 338 | 556 | 869 | - | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
661,870 | 561,233 | 446,334 | 354,320 | 254,467 | 133,007 | 16,667 | |
10/15 |
631,305 | 530,697 | 427,134 | 323,383 | 224,613 | 111,316 | 15,256 | |
10/11 |
18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | |
100 |
- | - | - | - | - | - | 18,550 | |
13 |
616,050 | 515,441 | 411,878 | 308,127 | 209,357 | 96,061 | - | |
130/1 |
- | - | - | 308,127 | 209,357 | 96,061 | - | |
1319 |
- | - | - | 308,127 | 209,357 | 96,061 | - | |
133 |
616,050 | 515,441 | 411,878 | - | - | - | - | |
14 |
-3,294 | -3,294 | -3,294 | -3,294 | -3,294 | -3,294 | -3,294 | |
17/49 |
30,565 | 30,536 | 19,200 | 30,938 | 29,854 | 21,690 | 1,411 | |
42/48 |
30,565 | 30,536 | 19,200 | 30,938 | 29,854 | 21,690 | 1,411 | |
43 |
529 | 221 | - | - | 1,416 | 100 | 1,298 | |
430/8 |
529 | 221 | - | - | 1,416 | 100 | 1,298 | |
44 |
679 | 458 | 606 | 3,147 | 376 | 573 | - | |
440/4 |
679 | 458 | 606 | 3,147 | 376 | 573 | - | |
45 |
29,357 | 29,857 | 18,594 | 27,791 | 28,061 | 21,017 | 113 | |
450/3 |
29,357 | 29,857 | 18,594 | 27,791 | 28,061 | 21,017 | 113 | |
| Income statement | ||||||||
9900 |
145,858 | 153,124 | 159,994 | 144,108 | 164,988 | 136,127 | -2,451 | |
62 |
- | - | - | - | - | - | 80 | |
630 |
5,589 | 6,257 | 5,397 | 3,835 | 3,467 | 514 | - | |
640/8 |
1,046 | 1,016 | 1,346 | 1,269 | 1,022 | 671 | 657 | |
9901 |
139,223 | 145,852 | 153,251 | 139,005 | 160,499 | 134,943 | -3,188 | |
75/76B |
11,081 | 8,400 | 1,094 | 1,050 | 613 | 1 | 10 | |
75 |
11,081 | 8,400 | 1,094 | 1,050 | 613 | 1 | 10 | |
65/66B |
191 | 136 | 60 | 120 | 120 | 110 | 3 | |
65 |
191 | 136 | 60 | 120 | 120 | 110 | 3 | |
9903 |
150,113 | 154,116 | 154,285 | 139,935 | 160,992 | 134,834 | -3,181 | |
67/77 |
49,505 | 50,553 | 50,534 | 41,165 | 47,695 | 38,773 | 113 | |
9904 |
100,608 | 103,563 | 103,751 | 98,770 | 113,297 | 96,061 | -3,294 | |
9905 |
100,608 | 103,563 | 103,751 | 98,770 | 113,297 | 96,061 | -3,294 | |
| Appropriation of the result | ||||||||
9906 |
97,314 | 100,269 | 100,457 | 95,475 | 110,002 | 92,766 | -3,294 | |
14P |
-3,294 | -3,294 | -3,294 | -3,294 | -3,294 | - | - | |
691/2 |
100,608 | 103,563 | 103,751 | 98,770 | 113,297 | 96,061 | - | |
6921 |
100,608 | 103,563 | 103,751 | 98,770 | 113,297 | 96,061 | - | |
| Document | ||||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 26-05-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 26-05-2026 | 2026-00123558 | |
| 31-12-2024 | micro format | 21-05-2025 | 2025-00100916 | |
| 31-12-2023 | micro format | 03-06-2024 | 2024-00105849 | |
| 31-12-2022 | micro format | 26-06-2023 | 2023-00157458 | |
| 31-12-2021 | micro format | 06-07-2022 | 2022-20160512 | |
| 31-12-2020 | micro format | 08-07-2021 | 2021-34900075 | |
| 31-12-2019 | micro format | 02-06-2020 | 2020-14200490 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| 144,812 | 152,108 | 158,648 | 142,839 | 163,967 | 135,457 | - | ||
| 106,198 | 109,820 | 109,148 | 102,604 | 116,764 | 96,575 | - | ||
| 0 | 0 | 4,564 | 4,899 | 6,791 | 14,433 | - | ||
| -106,548 | 119,592 | 2,840 | 86,893 | -2,802 | 88,891 | - | ||
| 625,677 | 519,479 | 409,659 | 305,075 | 207,370 | 97,397 | 15,256 | ||
| 95.4% | 94.6% | 95.7% | 91.3% | 88.3% | 83.7% | 91.5% | ||
| 21.47 | 18.01 | 22.34 | 10.86 | 7.95 | 5.49 | 11.81 | ||
| 0.05 | 0.06 | 0.04 | 0.10 | 0.13 | 0.19 | 0.09 | ||
| 15.9% | 19.5% | 24.3% | 30.5% | 50.4% | 86.3% | -21.6% | ||
| 15.2% | 18.5% | 23.2% | 27.9% | 44.5% | 72.2% | -19.8% | ||
| over 100 | over 100 | over 100 | over 100 | over 100 | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €4,564 | €4,899 | €6,791 |
| €5,589 | €6,257 | €5,397 | €3,835 | €3,467 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 5% lower than in 2024 and the lowest since 2022. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 5.4% to 4.6%. Equity and debt are higher.
HEM360 has no parent and no holdings in its annual accounts. GOOSSENS Luc Ann Alfons Dominic Jan is the only director. HEM360 shares no director with another company.
| A PUBLIC VIEW
registered office since 03-04-2003 · founded in 2003 |
total assets €167,470 (2025) 0479.558.201 |
| Vereniging van Mede-eigenaars appartementsgebouw Manewater 5
registered office since 25-01-2012 |
founded in 2012 0552.975.323 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
HEM360 was incorporated on 6 December 2018.1 Since 2018, GOOSSENS Luc Ann Alfons Dominic Jan has served as statutory director.2 Total assets rose from €16,667 in 2019 to €661,870 in 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Jan Schoonjansstraat 17 registered office 2800 Mechelen | 01-10-2020 | 2.308.458.161 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12402H0079/00H000 | 3.2 ha | 1 · 673 m² | 23.8 m · 7 |
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