A PUBLIC VIEW
ActiveA PUBLIC VIEW has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €8k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 9.4 in 2024; short-term debt: 16.8% and cash: 13.1% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
4.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-03-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
59 d late
2024
17 d late
2023
6 d early
2022
26 d early
2021
1 d late
2019
5 d late
2018
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 5.9%
2024 · €132k
2019: €117k
2021: €126k
2022: €142k
2023: €149k
2024: €132k
2019 → 2025
Total assets
€167k▲ 18.0%
2024 · €142k
2019: €118k
2021: €148k
2022: €155k
2023: €154k
2024: €142k
2019 → 2025
Net result
€8k▼ 18.3%
2024 · €10k
2019: €-16k
2021: €39k
2022: €15k
2023: €7k
2024: €10k
2019 → 2025
Working capital
€36k▼ 58.7%
2024 · €87k
2019: €49k
2021: €55k
2022: €83k
2023: €105k
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€142k▲ 12.1%€149k▲ 5.1%€132k▼ 11.5%€139k▲ 5.9%
Operating result€49k-€25k▼ 49.9%€475▼ 98.1%€15k▲ 2,999%€13k▼ 12.6%
Net result€39k-€15k▼ 60.7%€7k▼ 53.2%€10k▲ 32.9%€8k▼ 18.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€104k▲ 131%
Current assets
€64k▼ 34.3%
Equity and liabilities €167k
Equity
€139k▲ 5.9%
Debt
€28k▲ 171%
The debt ratio rises from 7.3% to 16.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €22k
Cash flow
€23k▲
2024 · €17k
Solvency
83.2%▼
2024 · 92.7%
Current ratio
2.28▼
2024 · 9.40
Quick ratio
2.28▼
2024 · 9.40
Debt / equity
0.20▲
2024 · 0.08
ROE
5.6%▼
2024 · 7.2%
ROA
4.6%▼
2024 · 6.7%
Interest coverage
86.74▲
2024 · 39.18
Debt
€28k▲
2024 · €10k
Debt ≤ 1 year
€28k▲
2024 · €10k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€167k▲
Fixed assets21/28€45k€104k▲
Tangible fixed assets22/27€45k€104k▲
Land and buildings22€34k€58k▲
Furniture and vehicles24€11k€46k▲
Current assets29/58€97k€64k▼
Amounts receivable within one year40/41€11k€39k▲
Trade receivables40€654€21k▲
Other amounts receivable41€10k€17k▲
Cash at bank and in hand54/58€83k€22k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€142k€167k▲
Equity10/15€132k€139k▲
Contributions10/11€19k€19k=
Reserves13€113k€121k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€113k€121k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€10k€28k▲
Amounts payable within one year42/48€10k€28k▲
Financial debts43€462€897▲
Credit institutions430/8€462€897▲
Trade debts44€30€19k▲
Suppliers440/4€30€19k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€15k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€25k€33k▲
Operating profit (loss)9901€15k€13k▼
Financial income75/76B€402€1k▲
Recurring financial income75€402€1k▲
Financial charges65/66B€566€319▼
Recurring financial charges65€566€319▼
Profit (loss) for the period before taxes9903€15k€14k▼
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Transfer from equity791/2€27k€0▼
Transfer to equity691/2€10k€8k▼
To other reserves6921€10k€8k▼
Profit to be distributed694/7€27k€0▼
Return on contributions (dividend)694€27k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 59 days late
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity quadruplescurrent ratio 27.84
Current ratio from 7.42 to 27.84; short-term debt falls from €13k to €4k.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 7.42
Current ratio from 3.49 to 7.42; short-term debt falls from €22k to €13k.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
2020
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 6 days late
2016
23-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Schoonjansstraat 172800 MechelenGround area
3.2 ha
Building footprint
673 m²
Parcel 12402H0079/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Jan Schoonjansstraat 17, 2800 Mechelen
since 20032.126.559.110
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402H0079/00H000 | Flanders | 3.2 ha | 1 · 673 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,882 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2003
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.