ECHOLIMA
ActiveSummary
ECHOLIMA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €985,297 and a net result of €485,412. Equity is growing by ~40.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 79.42 against 22.72 in 2023; short-term debt: 1.2% and cash: 80.1% of total assets), and 1.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.7%
Return on assets
48.6%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
45 d early
2024
21 d early
2023
33 d early
2022
31 d early
2021
40 d early
2020
36 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€985,297▲ 72.9%
2023 · €569,885
Total assets
€998,370▲ 67.6%
2023 · €595,788
Net result
€485,412▲ 150%
2023 · €193,793
Working capital
€966,414▲ 76.9%
2023 · €546,349
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€94,428▲ 16.5%€237,919▲ 152%€171,788▼ 27.8%€268,402▲ 56.2%€108,188▼ 59.7%
Net result€67,722above the sector's middle half▲ 17.7%€169,526above the sector's middle half▲ 150%€122,729above the sector's middle half▼ 27.6%€193,793above the sector's middle half▲ 57.9%€485,412above the sector's middle half▲ 150%
Equity€137,637within the sector's middle half▲ 96.9%€313,363above the sector's middle half▲ 128%€396,092above the sector's middle half▲ 26.4%€569,885above the sector's middle half▲ 43.9%€985,297above the sector's middle half▲ 72.9%
Total assets€170,882within the sector's middle half▲ 112%€355,386within the sector's middle half▲ 108%€425,642within the sector's middle half▲ 19.8%€595,788above the sector's middle half▲ 40.0%€998,370above the sector's middle half▲ 67.6%
Debt€33,245▲ 206%€42,023▲ 26.4%€29,550▼ 29.7%€25,902▼ 12.3%€13,073▼ 49.5%
Working capital€128,242above the sector's middle half▲ 90.1%€282,175above the sector's middle half▲ 120%€367,586above the sector's middle half▲ 30.3%€546,349above the sector's middle half▲ 48.6%€966,414above the sector's middle half▲ 76.9%
Solvency80.5%above the sector's middle half▼ 6.0pp88.2%above the sector's middle half▲ 7.6pp93.1%above the sector's middle half▲ 4.9pp95.7%above the sector's middle half▲ 2.6pp98.7%above the sector's middle half▲ 3.0pp
Current ratio4.95above the sector's middle half▼ 2.737.84above the sector's middle half▲ 2.8913.76above the sector's middle half▲ 5.9322.72above the sector's middle half▲ 8.9679.42above the sector's middle half▲ 56.70
Return on assets (ROA)39.6%above the sector's middle half▼ 31.6pp47.7%above the sector's middle half▲ 8.1pp28.8%above the sector's middle half▼ 18.9pp32.5%above the sector's middle half▲ 3.7pp48.6%above the sector's middle half▲ 16.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 60% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €998,370
Fixed assets
€19,633 ▼ 19.2%
Current assets
€978,737 ▲ 71.3%
Equity and liabilities €998,370
Equity
€985,297 ▲ 72.9%
Debt
€13,073 ▼ 49.5%
Debt's share of the balance-sheet total falls from 4.3% to 1.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112,840▼
2023 · €273,372
Cash flow
€490,065▲
2023 · €198,763
Debt to equity
0.01▼
2023 · 0.05
ROE
49.3%▲
2023 · 34.0%
Interest coverage
604.82▼
2023 · 818.36
Debt ≤ 1 year
€12,323▼
2023 · €25,152
Income taxes
€25,585▼
2023 · €75,417
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
2.7%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,876 | €9,854 | €5,045 | €4,970 | €4,653 | ▼ 6.4% |
| Other operating charges640/8 | - | €635 | €586 | €891 | €713 | ▼ 20.0% |
| Gross operating margin9900 | €97,942 | €248,408 | €177,419 | €274,263 | €113,553 | ▼ 58.6% |
| Operating profit (loss)9901 | €94,428 | €237,919 | €171,788 | €268,402 | €108,188 | ▼ 59.7% |
| Financial income75/76B | - | €130 | - | €1,143 | €402,995 | ▲ 35,164% |
| Recurring financial income75 | €1 | €130 | - | €1,143 | €402,995 | ▲ 35,164% |
| Financial charges65/66B | - | €574 | €418 | €334 | €187 | ▼ 44.1% |
| Recurring financial charges65 | €900 | €574 | €418 | €334 | €187 | ▼ 44.1% |
| Profit (loss) for the period before taxes9903 | €93,529 | €237,475 | €171,370 | €269,211 | €510,996 | ▲ 89.8% |
| Income taxes67/77 | €25,807 | €67,949 | €48,642 | €75,417 | €25,585 | ▼ 66.1% |
| Profit (loss) for the period9904 | €67,722 | €169,526 | €122,729 | €193,793 | €485,412 | ▲ 150% |
| Profit (loss) for the period to be appropriated9905 | €67,722 | €169,526 | €122,729 | €193,793 | €485,412 | ▲ 150% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €170,882 | €355,386 | €425,642 | €595,788 | €998,370 | ▲ 67.6% |
| Fixed assets21/28 | €10,145 | €31,938 | €29,256 | €24,286 | €19,633 | ▼ 19.2% |
| Tangible fixed assets22/27 | €10,145 | €31,938 | €29,256 | €24,286 | €19,633 | ▼ 19.2% |
| Land and buildings22 | - | €24,630 | €22,530 | €20,430 | €18,330 | ▼ 10.3% |
| Furniture and vehicles24 | - | €168 | €1,774 | €987 | €199 | ▼ 79.8% |
| Other tangible fixed assets26 | - | €7,140 | €4,952 | €2,870 | €1,105 | ▼ 61.5% |
| Current assets29/58 | €160,737 | €323,448 | €396,385 | €571,501 | €978,737 | ▲ 71.3% |
| Amounts receivable within one year40/41 | €17,408 | €20,315 | €28,267 | €31,669 | €136,736 | ▲ 332% |
| Trade receivables40 | - | €15,315 | €16,617 | €16,847 | €23,736 | ▲ 40.9% |
| Other amounts receivable41 | - | €5,000 | €11,650 | €14,822 | €113,000 | ▲ 662% |
| Current investments50/53 | €12,364 | €12,364 | €12,364 | €281,114 | €41,159 | ▼ 85.4% |
| Cash at bank and in hand54/58 | €130,309 | €289,924 | €354,875 | €257,847 | €799,970 | ▲ 210% |
| Deferred charges and accrued income490/1 | - | €845 | €880 | €872 | €872 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €170,882 | €355,386 | €425,642 | €595,788 | €998,370 | ▲ 67.6% |
| Equity10/15 | €137,637 | €313,363 | €396,092 | €569,885 | €985,297 | ▲ 72.9% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €125,210 | €294,710 | €377,210 | €550,960 | €965,960 | ▲ 75.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €292,850 | €375,350 | €550,960 | €965,960 | ▲ 75.3% |
| Profit (loss) carried forward14 | €27 | €53 | €282 | €325 | €737 | ▲ 127% |
| Amounts payable17/49 | €33,245 | €42,023 | €29,550 | €25,902 | €13,073 | ▼ 49.5% |
| Amounts payable within one year42/48 | €32,495 | €41,273 | €28,800 | €25,152 | €12,323 | ▼ 51.0% |
| Trade debts44 | €10,334 | €19,472 | €8,827 | €730 | - | - |
| Suppliers440/4 | - | €19,472 | €8,827 | €730 | - | - |
| Taxes, remuneration and social security45 | - | €19,358 | €16,527 | €18,375 | €6,350 | ▼ 65.4% |
| Taxes450/3 | - | €19,358 | €16,527 | €18,375 | €6,350 | ▼ 65.4% |
| Other amounts payable47/48 | - | €2,443 | €3,446 | €6,047 | €5,973 | ▼ 1.2% |
| Accrued charges and deferred income492/3 | - | €750 | €750 | €750 | €750 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,722 | €169,526 | €122,729 | €193,793 | €485,412 | ▲ 150% |
| + Depreciation and write-downs630 | €1,876 | €9,854 | €5,045 | €4,970 | €4,653 | ▼ 6.4% |
| Operating cash flow (approximation) | €69,598 | €179,380 | €127,773 | €198,763 | €490,065 | ▲ 147% |
| Investment in fixed assets (approximation) | - | -€31,647 | -€2,363 | €0 | €0 | - |
| Change in cash | - | €159,615 | €64,951 | -€97,028 | €542,123 | ▲ 659% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €485,412 ▲150%
Net result €485,412, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 79.42
Current ratio from 22.72 to 79.42; short-term debt falls from €25,152 to €12,323.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500,000Eq €569,885 ▲43.9%
5 profitable years in a row build equity to €569,885.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200,000Eq €313,363 ▲128%
3 profitable years in a row build equity to €313,363.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100,000Eq €137,637 ▲96.9%
2 profitable years in a row build equity to €137,637.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
184 m²
Building footprint
94 m²
Volume, LiDAR
768 m³
Parcel 11303C0286/00G013, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ECHOLIMA
since 20182.280.269.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0286/00G013 | Flanders | 184 m² | 1 · 94 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 28,033 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
63920Other information service activities
73120Media representation
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0705978668
Also
9925:BE0705978668
Registered
29-08-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.