Hello Reno & Co
ActiveThe computed 12-month bankruptcy probability of Hello Reno & Co is 4.3% (elevated). The 2024 annual accounts show equity of €90k and a net result of €-37k. Its solvency ranks better than 38% of 15868 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▼-35
Solvency49▲+6
Growth32
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.37 against 0.85 in 2023; short-term debt: 55.5% and cash: 3.3% of total assets), and 75.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.2%
Return on assets
-10%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-11-2025, 104 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
104 d late
2023
22 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€90k▼ 29.4%
2023 · €128k
2023: €128k
2023 → 2024
Total assets
€373k▼ 47.2%
2023 · €706k
2023: €706k
2023 → 2024
Net result
€-37k
2023 · €128k
2023: €128k
2023 → 2024
Working capital
€-130k▼ 58.5%
2023 · €-82k
2023: €-82k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€128k-€90k▼ 29.4%
Operating result€164k-€-36k
Net result€128k-€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €36k after €164k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €373k
Fixed assets
€296k▲ 26.8%
Current assets
€77k▼ 83.6%
Equity and liabilities €373k
Equity
€90k▼ 29.4%
Debt
€283k▼ 51.1%
The debt ratio falls from 81.9% to 75.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€37k▼
2023 · €180k
Cash flow
€36k▼
2023 · €144k
Solvency
24.2%▲
2023 · 18.1%
Current ratio
0.37▼
2023 · 0.85
Quick ratio
0.37▼
2023 · 0.85
Debt / equity
3.14▼
2023 · 4.54
ROE
-41.6%▼
2023 · 100.0%
ROA
-10.0%▼
2023 · 18.1%
Interest coverage
49.50▼
2023 · 9018.65
Debt
€283k▼
2023 · €579k
Debt ≤ 1 year
€207k▼
2023 · €555k
Debt > 1 year
€76k▲
2023 · €24k
Income taxes
€399▼
2023 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€706k€373k▼
Fixed assets21/28€233k€296k▲
Tangible fixed assets22/27€233k€291k▲
Furniture and vehicles24€128k€100k▼
Leasing and similar rights25€105k€191k▲
Financial fixed assets28-€5k
Current assets29/58€473k€77k▼
Amounts receivable within one year40/41€418k€51k▼
Trade receivables40€418k€51k▼
Cash at bank and in hand54/58€55k€12k▼
Deferred charges and accrued income490/1-€14k
Equity and liabilities
Total equity and liabilities10/49€706k€373k▼
Equity10/15€128k€90k▼
Reserves13€128k€128k=
Distributable reserves133€128k€128k=
Profit (loss) carried forward14-€-37k
Amounts payable17/49€579k€283k▼
Amounts payable after more than one year17€24k€76k▲
Financial debts170/4€24k€76k▲
Amounts payable within one year42/48€555k€207k▼
Current portion of amounts payable after more than one year42€55k€8k▼
Financial debts43-€46
Credit institutions430/8-€46
Trade debts44€274k€35k▼
Suppliers440/4€274k€35k▼
Advances received on contracts in progress46-€23k
Taxes, remuneration and social security45€36k€42k▲
Taxes450/3€36k€42k▲
Other amounts payable47/48€190k€99k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€74k▲
Other operating charges640/8€11k€10k▼
Gross operating margin9900€191k€47k▼
Operating profit (loss)9901€164k€-36k▼
Financial charges65/66B€20€755▲
Recurring financial charges65€20€755▲
Profit (loss) for the period before taxes9903€164k€-37k▼
Income taxes67/77€36k€399▼
Profit (loss) for the period9904€128k€-37k▼
Profit (loss) for the period to be appropriated9905€128k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€-37k▼
Transfer to equity691/2€128k-
To other reserves6921€128k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 104 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Michielslaan 651040 EtterbeekGround area
636 m²
Building footprint
522 m²
Volume, LiDAR
9,831 m³
Parcel 21362B0286/00M010, Brussels · tallest building 28.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Hello Reno
since 20232.350.674.739
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0286/00M010 | Brussels | 636 m² | 1 · 522 m² | 28.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
cassecroute
BE 0446.105.176
Dilbeek · Eq €90k
ARITS
BE 0445.587.217
Bree · Eq €90k
H&A Trading Belgium
BE 0788.390.462
Brussel · Eq €90k
Kachels Vanhecke
BE 0740.964.984
Lendelede · Eq €91k
POCO
BE 0476.825.571
Ternat · Eq €88k
Of 1,745 companies in sector 46150 we hold annual accounts for 757. 598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2023
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:anis.helloreno@gmail.com