HAZ COM

Active

Private limited companyfounded 201313 yrs activeZuidstraat 5, 1000 Brussel, BelgiumKBO/BCE: BE 0524.823.052

The computed 12-month bankruptcy probability of HAZ COM is 1.6% (moderate). The 2025 annual accounts show equity of €28k and a net result of €-24k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 18016 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

30 / 100

Weak▼ -28 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-65

Solvency31▲+4

Growth36▼-19

Stability100

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity tight (current ratio 1.46 against 1.38 in 2024), and 86% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

14%

Return on assets

-12%

Age of the figures

8 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

4 d early

2024

9 d early

2023

29 d late

2022

28 d late

2021

30 d late

2020

10 d late

2019

1 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€363k▼ 22.7%

2024 · €469k

2018: €713k 2019: €760k 2020: €240k 2021: €128k 2022: €505k 2023: €557k 2024: €469k

2018 → 2025

EBIT margin

-5.4%▼ 7.4pp

2024 · 2.0%

2018: -0.5% 2019: 1.0% 2020: 4.8% 2021: -63.2% 2022: 14.9% 2023: 1.1% 2024: 2.0%

2018 → 2025

Net result

€-24k

2024 · €5k

2018: €-10k 2019: €4k 2020: €7k 2021: €-81k 2022: €73k 2023: €3k 2024: €5k

2018 → 2025

Working capital

€60k▲ 20.4%

2024 · €50k

2018: €52k 2019: €53k 2020: €41k 2021: €-41k 2022: €23k 2023: €43k 2024: €50k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€128k-€505k▲ 295%€557k▲ 10.4%€469k▼ 15.8%€363k▼ 22.7%

Equity€-59k-€13k€16k▲ 25.1%€21k▲ 30.6%€28k▲ 29.5%

Operating result€-81k-€75k€6k▼ 91.8%€9k▲ 51.9%€-19k

Net result€-81k-€73k€3k▼ 95.5%€5k▲ 52.8%€-24k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €19k after €9k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €199k

96.1%

Fixed assets €8k=

Current assets €191k▲ 5.4%

Equity and liabilities €199k

14.0%

86.0%

Equity €28k▲ 29.5%

Debt €171k▲ 2.0%

The debt ratio falls from 88.7% to 86.0%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

Solvency

14.0%▲

2024 · 11.3%

Current ratio

1.46▲

2024 · 1.38

Quick ratio

0.06▼

2024 · 0.09

Debt / equity

6.16▼

2024 · 7.81

ROE

-86.1%▼

2024 · 23.4%

ROA

-12.0%▼

2024 · 2.7%

Debt

€171k▲

2024 · €168k

Debt ≤ 1 year

€131k▼

2024 · €131k

Debt > 1 year

€40k▲

2024 · €36k

Income taxes

€2k

Staff costs

€55k▼

2024 · €62k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€189k€199k▲

Fixed assets21/28€8k€8k=

Financial fixed assets28€8k€8k=

Current assets29/58€181k€191k▲

Stocks and contracts in progress3€170k€184k▲

Stocks30/36€170k€184k▲

Cash at bank and in hand54/58€12k€7k▼

Equity and liabilities

Total equity and liabilities10/49€189k€199k▲

Equity10/15€21k€28k▲

Contributions10/11€6k€6k=

Outside capital11€6k-

Other1109/19€6k-

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€13k€19k▲

Amounts payable17/49€168k€171k▲

Amounts payable after more than one year17€36k€40k▲

Financial debts170/4€35k€38k▲

Other amounts payable178/9€2k€2k=

Amounts payable within one year42/48€131k€131k▼

Trade debts44€48k€39k▼

Suppliers440/4€48k€39k▼

Taxes, remuneration and social security45€60k€63k▲

Taxes450/3€18k€24k▲

Remuneration and social security454/9€42k€39k▼

Other amounts payable47/48€24k€28k▲

Income statement Code20242025

Turnover70€469k€363k▼

Goods, raw materials, services and sundry goods60/61€385k€327k▼

Remuneration, social security and pensions62€62k€55k▼

Other operating charges640/8€13k€544▼

Gross operating margin9900€84k€36k▼

Operating profit (loss)9901€9k€-19k▼

Financial charges65/66B€4k€3k▼

Recurring financial charges65€4k€3k▼

Profit (loss) for the period before taxes9903€5k€-22k▼

Income taxes67/77-€2k

Profit (loss) for the period9904€5k€-24k▼

Profit (loss) for the period to be appropriated9905€5k€-24k▼

Appropriation of the result

Profit (loss) to be appropriated9906€13k€-11k▼

Profit (loss) brought forward from the previous period14P€8k€13k▲

Shareholders' contribution to the loss794-€30k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

22-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

2023

28-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 28 days late

2022

31-12

Financial Back to profitnet €73k

Net result €73k after one loss-making year.

30-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 30 days late

2021

31-12

Financial Weakest financial yearnet €-81k ▼1218%

Net result drops to €-81k, the lowest in the series; recovery starts the following year.

10-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 10 days late

2020

01-08

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 1 day late

2019

31-12

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

17-07

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

24-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 24 days late

2017

12-07

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2015

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zuidstraat 51000 Brussel

Ground area

68 m²

Building footprint

61 m²

Volume, LiDAR

922 m³

Parcel 21004A0908/00A000, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

HAZ COM

Zuidstraat 5, 1000 BrusselRetail trade

since 20152.241.235.775

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21004A0908/00A000 ProtectedArchitectural ensembleInterieur van de Taverne Falstaff, straatgevels en daken van een reeks gebouwen in de Maus- en de ZuidstraatSource ↗	Brussels	68 m²	1 · 61 m²	19.1 m · 5 fl.