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HAZ COM

Active
Private limited companyfounded 201313 yrs activeZuidstraat 5, 1000 Brussel, BelgiumKBO/BCE: BE 0524.823.052

The computed 12-month bankruptcy probability of HAZ COM is 1.6% (moderate). The 2025 annual accounts show equity of €28k and a net result of €-24k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 17987 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
30 / 100
Weak▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-65
Solvency31▲+4
Growth36▼-19
Stability100
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.46 against 1.38 in 2024), and 86% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14%
Return on assets
-12%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
9 d early
2023
29 d late
2022
28 d late
2021
30 d late
2020
10 d late
2019
1 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€363k▼ 22.7%
2024 · €469k
2018: €713k 2019: €760k 2020: €240k 2021: €128k 2022: €505k 2023: €557k 2024: €469k
2018 → 2025
EBIT margin
-5.4%▼ 7.4pp
2024 · 2.0%
2018: -0.5% 2019: 1.0% 2020: 4.8% 2021: -63.2% 2022: 14.9% 2023: 1.1% 2024: 2.0%
2018 → 2025
Net result
€-24k
2024 · €5k
2018: €-10k 2019: €4k 2020: €7k 2021: €-81k 2022: €73k 2023: €3k 2024: €5k
2018 → 2025
Working capital
€60k▲ 20.4%
2024 · €50k
2018: €52k 2019: €53k 2020: €41k 2021: €-41k 2022: €23k 2023: €43k 2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€128k-€505k▲ 295%€557k▲ 10.4%€469k▼ 15.8%€363k▼ 22.7%
Equity€-59k-€13k€16k▲ 25.1%€21k▲ 30.6%€28k▲ 29.5%
Operating result€-81k-€75k€6k▼ 91.8%€9k▲ 51.9%€-19k
Net result€-81k-€73k€3k▼ 95.5%€5k▲ 52.8%€-24k
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50k€100kOperating result 2021: €-81k€-81kNet result 2021: €-81k€-81kOperating result 2022: €75k€75kNet result 2022: €73k€73kOperating result 2023: €6k€6kNet result 2023: €3k€3kOperating result 2024: €9k€9kNet result 2024: €5k€5kOperating result 2025: €-19k€-19kNet result 2025: €-24k€-24k20212022202320242025
The operating result turns negative in 2025: a loss of €19k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets €8k=
Current assets €191k▲ 5.4%
Equity and liabilities €199k
Equity €28k▲ 29.5%
Debt €171k▲ 2.0%
The debt ratio falls from 88.7% to 86.0%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
Solvency
14.0%
2024 · 11.3%
Current ratio
1.46
2024 · 1.38
Quick ratio
0.06
2024 · 0.09
Debt / equity
6.16
2024 · 7.81
ROE
-86.1%
2024 · 23.4%
ROA
-12.0%
2024 · 2.7%
Debt
€171k
2024 · €168k
Debt ≤ 1 year
€131k
2024 · €131k
Debt > 1 year
€40k
2024 · €36k
Income taxes
€2k
Staff costs
€55k
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€189k€199k
Fixed assets21/28€8k€8k=
Financial fixed assets28€8k€8k=
Current assets29/58€181k€191k
Stocks and contracts in progress3€170k€184k
Stocks30/36€170k€184k
Cash at bank and in hand54/58€12k€7k
Equity and liabilities
Total equity and liabilities10/49€189k€199k
Equity10/15€21k€28k
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€13k€19k
Amounts payable17/49€168k€171k
Amounts payable after more than one year17€36k€40k
Financial debts170/4€35k€38k
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€131k€131k
Trade debts44€48k€39k
Suppliers440/4€48k€39k
Taxes, remuneration and social security45€60k€63k
Taxes450/3€18k€24k
Remuneration and social security454/9€42k€39k
Other amounts payable47/48€24k€28k
Income statement Code20242025
Turnover70€469k€363k
Goods, raw materials, services and sundry goods60/61€385k€327k
Remuneration, social security and pensions62€62k€55k
Other operating charges640/8€13k€544
Gross operating margin9900€84k€36k
Operating profit (loss)9901€9k€-19k
Financial charges65/66B€4k€3k
Recurring financial charges65€4k€3k
Profit (loss) for the period before taxes9903€5k€-22k
Income taxes67/77-€2k
Profit (loss) for the period9904€5k€-24k
Profit (loss) for the period to be appropriated9905€5k€-24k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-11k
Profit (loss) brought forward from the previous period14P€8k€13k
Shareholders' contribution to the loss794-€30k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial Back to profitnet €73k
Net result €73k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial Weakest financial yearnet €-81k ▼1218%
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
10-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
01-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 1 day late
2019
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
17-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
12-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2024
Hosseini Mohammad Taghi
Director · since 05-02-2024
Current
05-02-2024 Hosseini Mohammad Taghi: Appointed as Director
05-02-2024 RAJA Waleed Asad: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zuidstraat 51000 Brussel
Ground area
68 m²
Building footprint
61 m²
Volume, LiDAR
922 m³
Parcel 21004A0908/00A000, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
HAZ COM
Zuidstraat 5, 1000 BrusselRetail trade
since 20152.241.235.775
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21004A0908/00A000
ProtectedArchitectural ensembleInterieur van de Taverne Falstaff, straatgevels en daken van een reeks gebouwen in de Maus- en de ZuidstraatSource ↗
Brussels 68 m² 1 · 61 m² 19.1 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site
Brussel2.241.235.775
1 permission
Detailhandel LM>3 maand · since 17-01-2020

Similar companies · same sector, comparable size

Of 898 companies in sector 47242 we hold annual accounts for 338. 278 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-03-2013
Fiscal year end31-12
Activities, NACEBEL
47242Retail sale of chocolate and confectionery
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.