Daya
ActiveDaya has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €47k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 1522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.98 in 2024), and 79.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.8%
Return on assets
34.4%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
364 d late
2022
1 d early
2021
6 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 0.9%
2024 · €28k
2019: €15k
2020: €-35k
2021: €-41k
2022: €-37k
2023: €-13k
2024: €28k
2019 → 2025
Total assets
€137k▲ 3.2%
2024 · €133k
2019: €81k
2020: €45k
2021: €32k
2022: €37k
2023: €123k
2024: €133k
2019 → 2025
Net result
€47k▼ 45.4%
2024 · €86k
2019: €-9k
2020: €-49k
2021: €-7k
2022: €4k
2023: €74k
2024: €86k
2019 → 2025
Working capital
€6k
2024 · €-3k
2019: €778
2020: €-21k
2021: €-25k
2022: €-27k
2023: €-42k
2024: €-3k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-41k-€-37k▲ 10.8%€-13k▲ 64.2%€28k€29k▲ 0.9%
Operating result€-5k-€6k€77k▲ 1,225%€89k▲ 15.1%€51k▼ 42.5%
Net result€-7k-€4k€74k▲ 1,545%€86k▲ 17.3%€47k▼ 45.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€26k▼ 15.6%
Current assets
€111k▲ 8.8%
Equity and liabilities €137k
Equity
€29k▲ 0.9%
Debt
€109k▲ 3.8%
The debt ratio rises from 78.8% to 79.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€61k▼
2024 · €98k
Cash flow
€57k▼
2024 · €96k
Solvency
20.8%▼
2024 · 21.2%
Current ratio
1.06▲
2024 · 0.98
Quick ratio
0.75▲
2024 · 0.61
Debt / equity
3.82▲
2024 · 3.71
ROE
165.6%▼
2024 · 305.9%
ROA
34.4%▼
2024 · 64.9%
Interest coverage
13.47▼
2024 · 20.63
Debt
€109k▲
2024 · €105k
Debt ≤ 1 year
€105k▲
2024 · €105k
Income taxes
€2k▲
2024 · €428
Staff costs
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€137k▲
Fixed assets21/28€31k€26k▼
Intangible fixed assets21€479€119▼
Tangible fixed assets22/27€30k€26k▼
Land and buildings22€2k€833▼
Plant, machinery and equipment23€5k€8k▲
Furniture and vehicles24€24k€17k▼
Current assets29/58€102k€111k▲
Stocks and contracts in progress3€38k€32k▼
Stocks30/36€38k€32k▼
Amounts receivable within one year40/41€7k€15k▲
Trade receivables40€953€6k▲
Other amounts receivable41€6k€9k▲
Cash at bank and in hand54/58€57k€63k▲
Deferred charges and accrued income490/1€818€2k▲
Equity and liabilities
Total equity and liabilities10/49€133k€137k▲
Equity10/15€28k€29k▲
Contributions10/11€19k€19k=
Reserves13€10k€10k▲
Distributable reserves133€10k€10k▲
Amounts payable17/49€105k€109k▲
Amounts payable within one year42/48€105k€105k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€42k€52k▲
Suppliers440/4€42k€52k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€57k€51k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€6k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€108k€71k▼
Operating profit (loss)9901€89k€51k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€87k€49k▼
Income taxes67/77€428€2k▲
Profit (loss) for the period9904€86k€47k▼
Profit (loss) for the period to be appropriated9905€86k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€47k▼
Profit (loss) brought forward from the previous period14P€-34k-
Transfer from equity791/2€2k-
Transfer to equity691/2€10k€258▼
To other reserves6921€10k€258▼
Profit to be distributed694/7€45k€47k▲
Directors or managers695€45k€47k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 364 days late
2024
30-06
Financial
Highest result since 2019net €86k ▲17.3%
Operating result €89k, net result €86k, both a record.
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Katelijnestraat 658000 BruggeGround area
670 m²
Building footprint
384 m²
Volume, LiDAR
4,350 m³
2 parcels, Flanders · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHOCOLATERIE DAYA
since 20102.187.960.704
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0870/00F000 | Flanders | 425 m² | 1 · 167 m² | 13.5 m · 3 fl. |
| 31803C0735/00R000 | Flanders | 245 m² | 1 · 217 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.187.960.704
Similar companies · same sector, comparable size
KOLOBAN
BE 0559.906.269
Braine-l'Alleud · Eq €28k
CAPRICE SERVICES
BE 1015.807.556
Oostende · Eq €30k
COOKIES & CHOCOLATES
BE 0781.481.191
Schilde · Eq €27k
The Belgian Chocolate Factory
BE 0820.259.021
Erpe-Mere · Eq €30k
LOVELY CHOCOLATE
BE 0784.836.601
Oupeye · Eq €27k
Of 722 companies in sector 10820 we hold annual accounts for 349. 171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-1998
Fiscal year end30-06
Activities, NACEBEL
10820Manufacture of cocoa, chocolate and sugar confectionery
47242Retail sale of chocolate and confectionery
46499Wholesale of other household goods
47279Other retail sale of food
47299Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
47789Other retail sale of new goods
51478
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.